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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 7pm Saturday 9am - 5pm

JLM Mortgage Services

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JLM Mortgage Services

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Whole of market independent mortgage consultants, based in Hitchin, our service extends nationally. Further details may be found by visiting www.fca.org.uk.

JLM Mortgage Services is a trading style of JLM Mortgage Brokers Ltd. which is an Appointed Representative of JLM Mortgage Network Ltd, which is authorised and regulated by the Financial Conduct Authority, Registration Numbers 953547 and 300629. Registered office: 21a Churchyard, Hitchin, Hertfordshire SG5 1HP. Registered company number 13397178. Registered in England & Wales. The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

*A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £595. In some circumstances no fee will be payable. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT

27/10/2026

🏡 Moving to or within Hitchin?

Whether you've fallen in love with Hitchin and are planning a move here, or you're already a local looking for your next home, getting your mortgage options sorted early can make the whole process feel a lot less daunting.

That's where we can help.

JLM Mortgage Services has been helping people with their property plans from the heart of Hitchin for many years - and while we're proud of our local roots, we help clients with mortgages across the UK too.

So whether your next set of keys is for a home around the corner or at the other end of the country, let's talk through what's possible.

📍 Find us at 21a Churchyard, Hitchin
📲 01462 455 655
📩 [email protected]

Your mortgage review is free, with no obligation.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

22/10/2026

An Early Repayment Charge is a fee your lender may charge if you repay some or all of your mortgage earlier than agreed during a specified period.

It's a term you might come across when looking at your current mortgage - particularly if you're considering moving home or remortgaging before your existing deal ends.

So before making changes to your mortgage, it's important to understand:
🔎 Whether an ERC applies
💷 How much it could be
📅 When it ends

Not sure what any of it means?

Ask us. There really is no such thing as a silly mortgage question.

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

20/10/2026

Not every mortgage application fits neatly into a box.

Perhaps you:
🌍 Live or work overseas
💼 Are self-employed
📊 Have multiple sources of income

A more complicated situation doesn't automatically mean there isn't a solution. And this recent feedback for Gareth is a great example:

"Big shout out to Gareth who worked through a relatively complex expat mortgage with us. We trust him and the company and will extend our business into other areas of the company now. Thanks Gareth!"

If your circumstances are a little different, don't rule yourself out before you've had a conversation.

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

15/10/2026

💬 "Should I wait for Mortgage Rates to come down?"

It’s a question we hear all the time, and the answer isn’t as simple as yes or no.

Nobody can predict exactly what mortgage rates will do next, and waiting for the "perfect" rate can mean putting your plans on hold indefinitely.

Instead, the conversation should be about you:
🏡 Are you ready to move?
📅 When does your current mortgage deal end?
👨‍👩‍👧 What are your plans over the next few years?

Rather than trying to time the market perfectly, we can help you understand the options available and make a decision based on your own circumstances.

Have a mortgage question you'd like us to answer next?

Drop it in the comments or send us a message. 👇

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

13/10/2026

Getting a mortgage is one thing. Understanding everything that happens along the way is another!

That's why we love receiving feedback like this:

💬 "Big shout out to Ryan and Hetty. They were very helpful with getting our mortgage and insurance sorted. They guided us through each step and made the process seamless. We could not have asked for better advisors. Thank you!!!"

At JLM, we believe good advice isn't just about finding a suitable mortgage. It's about making sure you understand the process, answering your questions and being there when you need us.

If you're planning your next move and would like someone in your corner, get in touch.

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

08/10/2026

If your current mortgage deal ends within the next six months, now can be a good time to start exploring your options.

🤔 Why?

Because leaving it until the last minute can add unnecessary pressure to an already important financial decision.

Starting early gives you time to:
✔️ Understand what deals may be available
✔️ Look at how your monthly payments could change
✔️ Consider your plans for the next few years

And if you’re thinking, "I don’t even know when my deal ends"... We can help with that too!

Book a free mortgage review and let’s take a look.

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

06/10/2026

There’s nothing better than hearing that our clients have felt supported throughout the process.

A recent client shared:
"We had a great experience with Darren and the team. We were recommended JLM and we haven’t been disappointed. Always there for any questions or to help sort something quickly. Very happy with our experience."

Thank you for the fantastic feedback!

Mortgages can come with plenty of questions, paperwork and unexpected moments, which is why having someone there to guide you through the process can make such a difference.

Well done to Darren and the team for another happy client. 👏

Share your own experience with JLM here: https://g.page/r/CZBDGgWVfUO4EBM/review

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

01/10/2026

October already?

If moving home has been on your 2026 wish list, now might be the time to stop thinking about it and find out what’s actually possible.

You might be wondering:
💭 How much could we borrow?
💭 What would our monthly payments look like?
💭 Can we take our current mortgage with us?

You don’t need to have everything figured out before speaking to us.

In fact, that’s exactly what we’re here for.

A free mortgage review can help you understand where you stand and what your next steps could look like - whether you’re actively house hunting or simply exploring your options.

📍 Based in Hitchin, helping clients nationwide.
📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

29/09/2026

From first homes to forever homes, Hitchin has plenty of reasons to put down roots.

But whether you're looking to buy locally, move somewhere new or remortgage your current home, getting the right mortgage is an important part of the process.

Based in Hitchin, JLM Mortgage Services help clients understand their mortgage options and navigate the process from application through to completion.

If a move is on your radar this autumn, we're here to help you understand what's possible.

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

25/09/2026

Your home may be one of the biggest assets you'll ever own.

So while arranging your mortgage is important, it's also worth thinking about what happens to your home and wider estate in the future.

As part of a wider financial services group, our clients can also access support from experts for:

✔ Wills
✔ Estate planning
✔ Lasting Powers of Attorney
✔ Probate guidance

It's all about making sure the important pieces of your financial life are considered - not just the mortgage.

If you'd like to know more about the services available through the wider financial group, speak to the team:

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

Address

21a Churchyard
Hitchin
SG51HP

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 7pm
Saturday	9am - 5pm

Telephone

+441462455655

Website

http://www.jlmmortgages.co.uk/

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