JLM Mortgage Services

JLM Mortgage Services Whole of market independent mortgage consultants, based in Hitchin, our service extends nationally. Further details may be found by visiting www.fca.org.uk.

JLM Mortgage Services is a trading style of JLM Mortgage Brokers Ltd. which is an Appointed Representative of JLM Mortgage Network Ltd, which is authorised and regulated by the Financial Conduct Authority, Registration Numbers 953547 and 300629. Registered office: 21a Churchyard, Hitchin, Hertfordshire SG5 1HP. Registered company number 13397178. Registered in England & Wales. The information cont

ained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

*A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £595. In some circumstances no fee will be payable. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED AGAINST IT

27/08/2026

Many first-time buyers spend months assuming they need to save more, earn more or wait longer.

Sometimes, that's true.
Sometimes, it isn't.

The only way to know where you stand is to ask.

We'll explain your options in plain English and help you understand what comes next.

Your mortgage review is free, with no obligation.

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

Summer holidays have a habit of pushing everything else down the to-do list. 🏖️If reviewing your mortgage has been sitti...
25/08/2026

Summer holidays have a habit of pushing everything else down the to-do list. 🏖️

If reviewing your mortgage has been sitting there since June...

Now's a great time to tick it off.

A free mortgage review could help you:
✔️ Understand your options
✔️ Prepare for your current deal ending
✔️ Plan your next move with confidence

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

Why choose a mortgage adviser?Google has thousands of mortgage deals.But Google doesn't know:👨‍👩‍👧 Your family plans📈 Yo...
20/08/2026

Why choose a mortgage adviser?

Google has thousands of mortgage deals.

But Google doesn't know:
👨‍👩‍👧 Your family plans
📈 Your future goals
💷 Your financial circumstances

It's about finding the right mortgage for you. That's where personalised advice makes all the difference.

Get in touch for a free mortgage review:

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

What is an "Agreement in Principle"?An Agreement in Principle (sometimes called a Decision or Mortgage in Principle) is ...
18/08/2026

What is an "Agreement in Principle"?

An Agreement in Principle (sometimes called a Decision or Mortgage in Principle) is an indication from a lender of how much they may be willing to lend you.

It can:
✔️ Give you confidence when house hunting
✔️ Show estate agents you're a serious buyer
✔️ Help you understand your budget before making an offer

Need help getting one in place?

We're here to help.

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

It's easy to spend weeks browsing Rightmove before speaking to a mortgage adviser.But getting your mortgage sorted first...
13/08/2026

It's easy to spend weeks browsing Rightmove before speaking to a mortgage adviser.

But getting your mortgage sorted first means:

✔️ Knowing your budget
✔️ Being ready to make an offer
✔️ Moving quickly if your dream home appears

The best time to prepare isn't after you've found a property.

It's before.

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

⭐⭐⭐⭐⭐ "Such a brilliant professional company. No question is too stupid to ask, which is a great relief when making impo...
11/08/2026

⭐⭐⭐⭐⭐ "Such a brilliant professional company. No question is too stupid to ask, which is a great relief when making important financial decisions. I can't thank Sebastian enough for the help and kindness he has given me."
(https://maps.app.goo.gl/Q98peBCwpZF81VJW7 )

We know that buying a home or reviewing your mortgage can feel overwhelming. That's why Sebastian and the team are committed to making the process as clear, straightforward and stress-free as possible.

No jargon. No pressure. And certainly no such thing as a silly question!

Whether it's your first mortgage or your fifth, we're here to give you honest advice and support you every step of the way.

📍 Visit us at 16 Churchyard, Hitchin.

📲 01462 455 655
📩 [email protected]

-

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

What would you like to achieve before the end of the year?🏡 Buying your first home?📦 Moving somewhere bigger?💷 Reviewing...
07/08/2026

What would you like to achieve before the end of the year?

🏡 Buying your first home?
📦 Moving somewhere bigger?
💷 Reviewing your mortgage?
🔑 Securing a new deal before your current one ends?

Whatever your goal, August is a great time to start planning.

The earlier you understand your options, the more prepared you'll be when the right opportunity comes along.

Let's have a chat. Your mortgage review is completely free and there's no obligation.

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

🎉 One year in our new office!While we've enjoyed the extra space behind the scenes, one thing hasn't changed...📍 You'll ...
05/08/2026

🎉 One year in our new office!

While we've enjoyed the extra space behind the scenes, one thing hasn't changed...

📍 You'll still find our welcoming shopfront at 16 Churchyard, right in the heart of Hitchin.

Whether you're buying your first home, moving house, remortgaging or simply have a question about your mortgage options, we're always happy to have a chat.

Over the past year, we've had the pleasure of helping so many clients in Hitchin and across the UK take their next step on the property ladder, and we'd like to thank everyone who has trusted us along the way.

Here's to another year of helping people move forward with confidence! 🏡

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

Now might be the time to consider Private Medical Insurance. Many people assume private healthcare is expensive - but th...
31/07/2026

Now might be the time to consider Private Medical Insurance. Many people assume private healthcare is expensive - but that’s not always the case.

Some policies may start from around £2 per day* depending on age and cover level.

Private Medical Insurance may help with:
• Faster appointments
• Choice of specialist
• Private hospital treatment
• Diagnostic tests

If you’d like to discuss group health insurance - sometimes referred to as employer-provided health insurance - we’re happy to help. This type of private medical coverage is offered by companies as an employee benefit, and it can be a great way to support staff wellbeing. If this is something you’d like to explore, please don’t hesitate to get in touch.

📲 01462 455 655 | 📩 [email protected]

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*Cost examples vary depending on age, health, and level of cover.

Speak to an adviser to help identify the cover most suitable for your needs. Private Medical Insurance will not cover all treatments and may not cover existing conditions. Premiums may increase with age.

🎓 Mortgage jargon explained in 60 seconds.Ever read something about mortgages and thought...🤔 "What's an LTV?"🤔 "What's ...
29/07/2026

🎓 Mortgage jargon explained in 60 seconds.

Ever read something about mortgages and thought...

🤔 "What's an LTV?"
🤔 "What's the difference between fixed and variable?"
🤔 "What does Agreement in Principle actually mean?"

You're not alone.

The mortgage world loves its acronyms and technical terms, but understanding them can make a huge difference when you're making important decisions.

Here's a quick one:

📌 LTV = Loan to Value

This is the percentage of a property's value that you're borrowing. Generally, the lower your LTV, the more mortgage options may be available to you.

The good news is you don't need to become a mortgage expert overnight…

That's what we're here for

📲 01462 455 655
📩 [email protected]

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY LOANS SECURED AGAINST IT

Address

21a Churchyard
Hitchin
SG51HP

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 7pm
Saturday 9am - 5pm

Telephone

+441462455655

Website

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