JLM Mortgage Network

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JLM Mortgage Network

JLM is a boutique mortgage and protection network solution, for successful and aspiring firms and sole traders. Registered company number 4701803.

Founded in 2002, JLM is one of the few remaining privately owned networks; this enables us to make decisions quickly, without layers of hierarchy, bureaucracy and never a hint of autocracy. The founders of the network are still prolific business writers and this helps to ensure that we remain broker-centric in our approach to regulation and oversight. Our focus has always been on quality outcomes for our Appointed Representatives’ clients and quality business for our extensive panel of product providers. We are diligent in ensuring that new and existing firms demonstrate the very highest standards of advice and, in doing so, maintain our stellar reputation, which enables us to attract the very best of products. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. JLM Mortgage Network Limited Registered Office: 21a Churchyard, Hitchin, Hertfordshire SG5 1HP. Registered in England and Wales JLM Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. FCA No. 300629. You can check this on the FCA’s Register by visiting the website https://register.fca.org.uk/ or by contacting the FCA on 0800 111 6768.

28/10/2026

Not all mortgage Networks work the same way - and finding the right fit can make a real difference to your business.

At JLM Network, we believe in keeping things personal.

We're an independent Network where members can build relationships with the people behind the business, access additional expertise and explore opportunities designed to support both their clients and their own long-term plans.

Because choosing a Network isn't only about where you place your business.

It's about who you want behind it.

📲 01462 455 655
📩 [email protected]

23/10/2026

Peace of mind goes beyond the mortgage.

Helping clients buy and protect their home is important. But so is helping them plan for what happens to everything they've worked hard to build.

Through JLM Network, members can connect clients with trusted expertise in Wills and estate planning - helping them put plans in place for the people and things that matter most.

📲 01462 455 655
📩 [email protected]

21/10/2026

When advisers can't even switch off at a wellbeing event, something needs to change.

At a recent industry wellbeing event, JLM Network Director Sebastian Murphy witnessed advisers spending their breaks submitting mortgage applications because lenders were withdrawing products at short notice.

In his latest article for Mortgage Solutions, Sebastian questions why this pressure has become an accepted part of the job - and why advisers are expected to sacrifice their personal time to accommodate it.

But it's not just adviser wellbeing at stake.

When products are withdrawn with little warning, borrowers can also be rushed into making decisions about mortgages that could shape their finances for decades.

Sebastian argues that three working days' notice of product withdrawals should become the industry standard, with regulators stepping in if lenders won't make the change voluntarily.

Because advisers deserve better, consumers deserve better, and accepting "it is what it is" is no longer good enough.

🏡 Read Sebastian's full article: https://www.mortgagesolutions.co.uk/better-business/business-skills/2026/10/21/regulators-should-consider-a-mandatory-three-day-product-withdrawal-process-murphy/

20/10/2026

You've spent years building your client bank, developing relationships and creating a business with genuine value.

But what happens to that value when you eventually decide to step away?

For qualifying JLM Network members, our proposition includes succession and buy-out opportunities, helping advisers plan for the long-term future of their business.

Because building a successful business is one thing.

Having a plan for the value you've created is another.

💬 What's your exit strategy?

📲 01462 455 655
📩 [email protected]

16/10/2026

Predictions aren't decisions. And mortgage advice shouldn't be driven by headlines.

With the Autumn Budget approaching and another Bank of England MPC meeting on the horizon, speculation around interest rates, taxation and the housing market is only getting louder.

In his latest article for Mortgage Soup, JLM Network Director Sebastian Murphy warns against allowing predictions about Bank Rate rises and Stamp Duty changes to influence mortgage decisions before anything has actually been announced.

His message to advisers is clear: be confident enough to challenge clients' preconceptions, look beyond the headlines and recommend what's right for their individual circumstances.

Good mortgage advice isn't about predicting the future. It's about helping borrowers make informed decisions today.

🏡 Read Sebastian's full article: https://mortgagesoup.co.uk/advisers-should-be-brave-enough-to-drown-out-the-noise/

15/10/2026

What would make you consider changing mortgage networks?

For an established adviser, moving isn't a decision taken lightly. You've built your business, established your processes and developed relationships that matter.

So, what would need to be different?
💬 More personal support?
📈 Better opportunities to grow?
🤝 Access to specialist services for your clients?
💷 A clearer plan for the long-term value of your business?
👥 Simply having people who know you and your business?

At JLM Network, we're always looking at how we can go beyond the traditional Network model and provide more value to our members.
But we'd like to hear from advisers.

If you could change one thing about the traditional mortgage Network model, what would it be?

Let us know below. 👇

13/10/2026

Growing your business doesn't always mean finding another new lead.

Sometimes the opportunity is already within the relationships you've spent years building.

Could your existing clients need support with Protection, pensions, investments, retirement planning or Wills and estate planning?

JLM Network members have access to specialist Protection support, while being part of a wider financial services group provides access to expertise across pensions, investments, Wills and estate planning and accountancy services.

It means more opportunities to support your clients' needs, while keeping you at the heart of the relationship.

📲 01462 455 655
📩 [email protected]

08/10/2026

Referring a client for Protection requires trust.

You're introducing someone you've built a relationship with to another adviser, so knowing who will be looking after them matters.

That's where the JLM Protection team comes in.

Our Network members can refer Protection opportunities to experienced in-house specialists who work as an extension of their business, helping clients consider the cover they may need.

As Protection Sales Manager Danny Tyrell puts it: “Protection isn't about selling policies. It's about protecting lifestyles.”

For members, it means having experienced Protection specialists they can refer to with confidence.

📲 01462 455 655
📩 [email protected]

06/10/2026

What should you expect from your mortgage Network?

At JLM Network, we believe it should be more than the essentials.

From specialist Protection referrals and business support to marketing guidance and succession and buy-out opportunities, our proposition is designed to help advisers strengthen their businesses at every stage.

Because the right Network shouldn't just support the business you're writing today.

It should help you build the business you want tomorrow.

Get in touch to find out more:
📲 01462 455 655
📩 [email protected]

01/10/2026

You've spent years building your client bank, reputation and business.

But have you thought about what all of that becomes when you're eventually ready to step back?

At JLM Network, we don't believe support should stop at helping advisers grow.

Qualifying members can also access our structured succession and business buy-out proposition, helping them realise tangible value from the businesses they've worked hard to build.

And if you're not ready to stop working completely, arrangements can be structured around the next stage of your career too.

Growth matters. But so does knowing what you're building towards.

📲 01462 455 655
📩 [email protected]

Address

21a Churchyard
Hitchin
SG51HP

Website

https://jlmnetwork.co.uk/

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