JLM Mortgage Network

Home
United Kingdom
Hitchin
JLM Mortgage Network

JLM is a boutique mortgage and protection network solution, for successful and aspiring firms and sole traders. Registered company number 4701803.

Founded in 2002, JLM is one of the few remaining privately owned networks; this enables us to make decisions quickly, without layers of hierarchy, bureaucracy and never a hint of autocracy. The founders of the network are still prolific business writers and this helps to ensure that we remain broker-centric in our approach to regulation and oversight. Our focus has always been on quality outcomes

for our Appointed Representatives’ clients and quality business for our extensive panel of product providers. We are diligent in ensuring that new and existing firms demonstrate the very highest standards of advice and, in doing so, maintain our stellar reputation, which enables us to attract the very best of products. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. JLM Mortgage Network Limited Registered Office: 21a Churchyard, Hitchin, Hertfordshire SG5 1HP. Registered in England and Wales JLM Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. FCA No. 300629. You can check this on the FCA’s Register by visiting the website https://register.fca.org.uk/ or by contacting the FCA on 0800 111 6768.

09/06/2026

Is Stamp Duty becoming one of the biggest barriers to movement in the UK housing market?

JLM Network Director Sebastian Murphy recently shared his views with Mortgage Introducer on the impact SDLT is having.

From first-time buyers facing additional upfront costs to older homeowners delaying plans to downsize, Sebastian highlighted how stamp duty can create barriers to movement throughout the entire property chain.

As Sebastian commented: "You can speak to any bank, any economist – it's the same thing. It's a barrier to people moving at the top end and at the bottom end."

The article explores the wider consequences for housing supply, affordability and market activity, as well as the case for reforming stamp duty to better support buyers and homeowners.

Thank you to James Murray for including Sebastian's views in this important industry discussion.

Read the full article here: https://www.mpamag.com/uk/news/general/why-stamp-duty-is-now-the-housing-markets-biggest-problem/578102

08/06/2026

JLM Network Director Sebastian Murphy has been featured in a recent Mortgage Introducer article exploring how the buy-to-let market is becoming increasingly professional, as landlords adapt to changing market conditions.

With taxation, regulation and borrowing costs continuing to reshape the sector, experienced investors are taking a more strategic, long-term approach to property investment and scrutinising opportunities more carefully than ever.

As Sebastian commented:

"Landlords who were buying and helping the private rental sector have slowed up buying because they're being taxed to death."

The article examines how policy changes are influencing landlord behaviour, the continued demand from professional investors, and why advisers need to evolve their knowledge to support clients operating in an increasingly sophisticated buy-to-let market.

Thank you to James Murray for including Sebastian's views in this important industry discussion.

Read the full article below:
https://www.mpamag.com/uk/mortgage-types/buy-to-let/buy-to-let-market-grows-more-professional-as-tax-pressure-reshapes-landlord-behaviour/577776

03/06/2026

Joining a network should strengthen your business - not restrict it.

At JLM Network, everything we do is built around three principles:
✔ Integrity
✔ Security
✔ Prosperity

Whether you're growing your business or planning your future, we provide the support, structure, and long-term value to help you move forward with confidence.

📲 01462 455 655 | 📩 [email protected]

26/05/2026

As part of the wider JLM group, you gain access to far more than just mortgage support.

✔ Wealth, pension & wills referrals
✔ Specialist lending & protection
✔ Accountancy & bookkeeping support
✔ Marketing services

But the real value is what this means for you - and your clients.

You’re not just placing mortgages. You’re able to support clients across their wider financial needs, through trusted partners who understand the advice process.

At the same time, you have direct access to experienced professionals across the group - whether that’s complex cases, business decisions, or opportunities to grow your offering.

That combination of adviser support and client value is what sets JLM apart.

📲 01462 455 655
📩 [email protected]

21/05/2026

If your current setup is holding you back, it might be time for a change.

We work with firms who:
• Want more flexibility
• Want to unlock more value from their client bank
• Are tired of restrictive frameworks

Switching doesn’t have to mean disruption - we make the process straightforward.

📲 01462 455 655
📩 [email protected]

18/05/2026

There’s no one-size-fits-all approach to building your career.

That’s why we offer flexible entry routes:
🔹 Start your own firm as an AR
🔹 Join as a Registered Individual (RI)
🔹 Become part of an existing AR firm

Whether you’re starting out, scaling up, or changing direction - we’ll help you find the right path.

📩 Let’s talk: [email protected]

15/05/2026

As part of , we’re proud to recognise Alison Eversden, our HR & Authorisations Director, who has recently achieved certifications in Mental Health in the Workplace.

Alison’s commitment to continued professional development reflects something we strongly believe at JLM Network - that supporting people goes far beyond policies and processes.

As Alison shared:

“Over the years, our understanding of workplace wellbeing has evolved - and so has the role of HR. Mental health is now recognised as a vital part of organisational success.

I believe it’s essential for us as professionals to keep expanding our knowledge to meet the needs of today’s workforce. Continued professional development is an important career investment and a commitment to the people and customers we work with every day.”

Creating workplaces where empathy, understanding and open conversations are encouraged is more important than ever - particularly in fast-paced industries like financial services.

Congratulations to Alison on this fantastic achievement and her continued commitment to supporting both our team and our Network members. 👏

🏡 https://jlmnetwork.co.uk

13/05/2026

Today, our Group Director Sebastian Murphy is joining the broker panel at the One Mortgage System Tech Talk event, hosted by Andy Shields.

The session brings together brokers and lenders for a discussion on the future of mortgage technology, broker pain points, and where innovation is still needed across the lending journey.

As digital transformation continues to reshape the industry, it remains important that brokers are part of these conversations and help influence the direction of lender innovation.

Sebastian will be sharing insight from the intermediary perspective on where technology is delivering real value, where challenges still exist, and what lenders can do to better support advisers moving forward.

🏡 https://jlmnetwork.co.uk

23/04/2026

We’re pleased to introduce Alexis, part of the JLM Protection team.

Alexis joined JLM as a recent graduate, looking to build a career in financial services - and quickly became part of the collaborative environment that sits at the heart of the JLM Network.

💬 “I joined JLM as a recent graduate to explore the financial services industry. The collective expertise within the JLM Network gives me the opportunity to learn every day from chartered accountants, financial advisers, mortgage and insurance brokers, will writers, and business consultants. It’s an environment where you can shape your career on your own terms, which makes me very excited for the future.”

At JLM, developing people is just as important as developing businesses.

📲 01462 455 655
📩 [email protected]

21/04/2026

Another charity we’re proud to support through JLM Giving in 2026 is MS-UK.

Founded in 1993, MS-UK supports people affected by multiple sclerosis - helping them live healthier and happier lives.

In the UK alone:
• Around 150,000 people are living with MS
• Approximately 135 people are diagnosed every week

MS-UK works to improve understanding of the condition while providing vital support for those affected.

We’re proud to support their work and look forward to raising funds throughout the year alongside our network.

📲 01462 455 655
📩 [email protected]

Address

21a Churchyard
Hitchin
SG51HP

Website

https://jlmnetwork.co.uk/

Alerts

Be the first to know and let us send you an email when JLM Mortgage Network posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to JLM Mortgage Network:

Shortcuts

Want your business to be the top-listed Finance Company in Hitchin?