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Churches' Mutual Credit Union

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Churches' Mutual Credit Union

Credit Union offering savings and loans for lay and ordained ministers, elders, church employees and Credit Union

08/09/2026

🧾 𝗖𝗼𝗻𝘀𝗼𝗹𝗶𝗱𝗮𝘁𝗲 𝘄𝗶𝘁𝗵 𝗰𝗮𝗹𝗺, 𝗻𝗼𝘁 𝗽𝗿𝗲𝘀𝘀𝘂𝗿𝗲

Too many bills, not enough time? Combine multiple payments into one fair, ethical loan — rates now from 11.0%.

✅ Reduce your monthly outgoings
✅ One simple payment
✅ Rates from 11.0% (£7.5k–20k)
✅ Church-worker focused support

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

06/09/2026

🚙Vehicle loans 𝘁𝗮𝗶𝗹𝗼𝗿𝗲𝗱 𝘁𝗼 𝗺𝗶𝗻𝗶𝘀𝘁𝗿𝘆 𝗹𝗶𝗳𝗲
From hospital visits to home blessings, clergy need reliable wheels. We make that possible — fairly and affordably.

✅ Apply for £7,501 to £20,000 at just 6.8%
✅ Personal Loans built around service
✅ Support that moves with you

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

04/09/2026

🤝 𝗪𝗵𝗲𝗻 𝗼𝗻𝗲 𝗺𝗲𝗺𝗯𝗲𝗿 𝗯𝗼𝗿𝗿𝗼𝘄𝘀, 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗵𝗲𝗹𝗽𝘀.
Churches Mutual connects those who need support with those who can give it, all through the power of collective faith-based finance.

✅ Loans are funded by other members’ savings
✅ A living expression of mutual care
✅ Your borrowing empowers others to give
✅ Your saving empowers others to begin
✅ It’s not just money. It’s Churches Mutual in motion.

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

02/09/2026

⛪ 𝗠𝗮𝗸𝗲 𝗱𝗲𝗯𝘁 𝗲𝗮𝘀𝗶𝗲𝗿 𝘁𝗼 𝗺𝗮𝗻𝗮𝗴𝗲
One loan. One lender. One plan that works for you.

✅ 11.0% interest on £7,500–£20,000*
✅ Designed for clergy and all church staff
✅ A real alternative to payday lenders or high APR cards
✅ Ethically managed by those who understand your calling

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

*Other loan amounts and rates available – see website for full details.

31/08/2026

𝗦𝗮𝘃𝗲 𝘄𝗶𝘁𝗵 𝗽𝘂𝗿𝗽𝗼𝘀𝗲. 𝗦𝘂𝗽𝗽𝗼𝗿𝘁 𝘆𝗼𝘂𝗿 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆. 𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻 𝘆𝗼𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲.

Your savings do more than sit in an account. They help fund ethical, affordable loans for church members, with returns shared through our Connection Dividend.

✅ Build a consistent saving habit with regular deposits
✅ Together, members have enabled over £14m in ethical lending
✅ 52% of lending supports vehicle purchases, helping people stay mobile

𝗛𝗼𝘄 𝘁𝗵𝗲 𝗱𝗶𝘃𝗶𝗱𝗲𝗻𝗱 𝘄𝗼𝗿𝗸𝘀:
Unlike banks that pay a fixed interest rate, we share our success with members through an annual dividend, agreed each year based on performance.

Most recent dividend rates:
• 1.75% on savings up to £10,000
• 2.50% on savings over £10,000

📞 01452 903 945
🌐 www.churchesmutual.co.uk

Save faithfully today and be part of something that changes lives.

28/08/2026

💳 𝗛𝗶𝗴𝗵 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗰𝗿𝗲𝗱𝗶𝘁 𝗰𝗮𝗿𝗱𝘀? 𝗢𝘃𝗲𝗿𝗱𝗿𝗮𝗳𝘁𝘀 𝘁𝗵𝗮𝘁 𝗻𝗲𝘃𝗲𝗿 𝗾𝘂𝗶𝘁?
It’s easy to feel stuck. But there is a way forward — and we’re here to help.

✅ Borrow between £2.5 – £20,000 with rates as low as 11.0%*
✅ Manageable monthly repayments — no spirals
✅ No judgment. Just support.
✅ Designed with clergy and church workers in mind

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

*Other loan amounts and rates available – see website for full details.

26/08/2026

💳 𝗧𝗮𝗸𝗲 𝗰𝗵𝗮𝗿𝗴𝗲 𝗼𝗳 𝗱𝗲𝗯𝘁 𝘄𝗶𝘁𝗵 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲

Managing multiple repayments? Consolidate them into one ethical loan with support that aligns with your values.

✅ Combine credit cards, overdrafts or loans
✅ One monthly repayment that works for you
✅ Supportive and confidential approach

📞 01452 903 945
🌐 https://www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

24/08/2026

🛠️ 𝗙𝗶𝘅 𝗶𝘁. 𝗨𝗽𝗴𝗿𝗮𝗱𝗲 𝗶𝘁. 𝗘𝗻𝗷𝗼𝘆 𝗶𝘁.
From washing machines to weddings, our personal loans help turn today’s needs into tomorrow’s peace of mind.

✅ Borrow £2,500–£5,000 at 12.0%
✅ £7,501–£20,000 at 6.8%
✅ Ethical, transparent, and quick
✅ Trusted by clergy, lay workers & families

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

23/08/2026

𝗡𝗲𝗲𝗱 𝗮 𝗻𝗲𝘄 𝗰𝗮𝗿?
From parish visits to family life, our ethical car loan supports the work you do every day.

Whether you need a more reliable car or a bigger one for family life, or a vehicle that’s better suited to the needs of your ministry, the right finance choice can make day-to-day life simpler. 𝗖𝗵𝘂𝗿𝗰𝗵𝗲𝘀 𝗠𝘂𝘁𝘂𝗮𝗹 𝗩𝗲𝗵𝗶𝗰𝗹𝗲 𝗟𝗼𝗮𝗻𝘀 are designed for ministers and church workers, with 𝗮𝗻 𝗲𝘁𝗵𝗶𝗰𝗮𝗹 𝗮𝗽𝗽𝗿𝗼𝗮𝗰𝗵 𝘁𝗵𝗮𝘁 𝗿𝗲𝗳𝗹𝗲𝗰𝘁𝘀 𝘆𝗼𝘂𝗿 𝘃𝗮𝗹𝘂𝗲𝘀:

✅ 𝗩𝗲𝗵𝗶𝗰𝗹𝗲 𝗟𝗼𝗮𝗻𝘀 𝗳𝗿𝗼𝗺 𝟲.𝟴%
✅ 𝗖𝗹𝗲𝗮𝗿 𝘁𝗲𝗿𝗺𝘀 𝗮𝗻𝗱 𝗮 𝗳𝗮𝗶𝗿 𝗮𝗽𝗽𝗿𝗼𝗮𝗰𝗵
✅ 𝗙𝗿𝗶𝗲𝗻𝗱𝗹𝘆 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 from a team that understands church life
✅ 𝗘𝘁𝗵𝗶𝗰𝗮𝗹 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 that puts people and community first

𝗔𝗽𝗽𝗹𝘆 𝘁𝗼𝗱𝗮𝘆 and take the next step with confidence.

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙤 𝙨𝙚𝙧𝙫𝙚.

21/08/2026

👛 𝗣𝘂𝘁 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗼𝗻 𝗮𝘂𝘁𝗼-𝗽𝗶𝗹𝗼𝘁 𝘄𝗶𝘁𝗵 𝗣𝗮𝘆𝗿𝗼𝗹𝗹 𝗦𝗮𝘃𝗶𝗻𝗴𝘀.
If payroll saving is available to you, it can make saving feel simpler.

Your chosen amount comes straight out of your salary or stipend, through your payslip, so you start the month knowing what you have left to spend.

Those small, regular deductions help you build a buffer for unplanned costs or future plans, without needing willpower every month.

And your savings do more than help you personally.

Churches Mutual pools members’ savings and lends them back to other members in a responsible way, to support church work and help people stay financially resilient. Churches Mutual calls this the 𝗖𝗼𝗻𝗻𝗲𝗰𝘁𝗶𝗼𝗻 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱, and members’ savings have helped deliver over £14m in ethical, affordable lending.

✅ Save automatically from your pay
✅ Keep your saving consistent
✅ Your savings help fund ethical loans for fellow members
✅ 23% of lending supports debt consolidation, helping members simplify repayments
✅ We pay a dividend on savings, not interest*
Most recent dividend rates:
• 1.75% on savings up to £10,000
• 2.50% on savings over £10,000

📞 01452 903 945
🌐 https://www.churchesmutual.co.uk/savings/payroll-savings
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

* See the FAQs on our website for more details

Address

Centenary House, Centenary Way
Gloucester
M501RF

Opening Hours

Monday	9am - 2pm
Tuesday	9am - 2pm
Wednesday	9am - 2pm
Thursday	9am - 2pm
Friday	9am - 2pm

Telephone

+441452930360

Website

https://churchesmutual.co.uk/contact

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