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Churches' Mutual Credit Union

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Churches' Mutual Credit Union

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Credit Union offering savings and loans for lay and ordained ministers, elders, church employees and Credit Union

03/11/2026

🤝 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝘄𝗶𝘁𝗵 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱𝗶𝗻𝗴
When you are considering debt consolidation, it matters who you borrow from as well as what you borrow.

At Churches Mutual, our 𝗗𝗲𝗯𝘁 𝗖𝗼𝗻𝘀𝗼𝗹𝗶𝗱𝗮𝘁𝗶𝗼𝗻 𝗟𝗼𝗮𝗻 is designed to support ministers and church workers with an ethical, affordability-based approach to lending.

With 𝗹𝗼𝗮𝗻𝘀 𝗳𝗿𝗼𝗺 £𝟮,𝟱𝟬𝟬–£𝟮𝟱,𝟬𝟬𝟬, we could help you explore a clearer way to manage existing borrowing.

✅ Consider a 𝘃𝗮𝗹𝘂𝗲𝘀-𝗹𝗲𝗱 𝗹𝗲𝗻𝗱𝗲𝗿 that understands church workers
✅ Explore bringing eligible borrowing together into 𝗼𝗻𝗲 𝗹𝗼𝗮𝗻
✅ Review 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 based on affordability
✅ Explore 𝗹𝗼𝗮𝗻 𝗿𝗮𝘁𝗲𝘀 𝗳𝗿𝗼𝗺 𝟭𝟭.𝟬%*
✅ Use our 𝗟𝗼𝗮𝗻 𝗤𝘂𝗶𝗰𝗸 𝗖𝗮𝗹𝗰𝘂𝗹𝗮𝘁𝗼𝗿 before deciding

💻 𝗘𝘅𝗽𝗹𝗼𝗿𝗲 𝘆𝗼𝘂𝗿 𝗼𝗽𝘁𝗶𝗼𝗻𝘀
Our Loan Quick Calculator can help you compare estimated repayments and consider whether debt consolidation could work for you.

𝗖𝗵𝗲𝗰𝗸 𝗼𝘂𝗿 𝗟𝗼𝗮𝗻 𝗤𝘂𝗶𝗰𝗸 𝗖𝗮𝗹𝗰𝘂𝗹𝗮𝘁𝗼𝗿 𝗮𝘁: www.churchesmutual.co.uk/loans/debt-consolidation

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

*Other loan amounts and rates available.

01/11/2026

🙏 𝗔𝗹𝗹 𝗦𝗮𝗶𝗻𝘁𝘀’ 𝗗𝗮𝘆: 𝗛𝗼𝗻𝗼𝘂𝗿𝗶𝗻𝗴 𝗳𝗮𝗶𝘁𝗵, 𝘀𝗲𝗿𝘃𝗶𝗰𝗲 𝗮𝗻𝗱 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆
On All Saints’ Day, Christians remember and give thanks for the saints who have gone before us, celebrating lives shaped by faith, dedication and service to others.

It is also a time to recognise those who continue that tradition today, strengthening churches and communities through their commitment, compassion and care.

At Churches Mutual, we believe that supporting those who serve the Church helps strengthen the wider church community. Our mutual approach to ethical finance reflects the importance of people supporting one another.

✅ Ethical financial services designed for church workers
✅ Savings that help support lending to fellow members
✅ Practical financial support for everyday needs
✅ A shared commitment to strengthening the church community

👉 This All Saints’ Day, we give thanks for those whose faith and service continue to make a difference in the lives of others

🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

29/10/2026

🚗 𝗔 𝗽𝗹𝗮𝗻 𝘁𝗵𝗮𝘁 𝘄𝗼𝗿𝗸𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂
When you're considering a new or used car, understanding how your repayments fit into your monthly budget can make all the difference.

At Churches Mutual, we believe vehicle finance should be clear, manageable and based on your individual financial circumstances.

✅ Borrow between £2,500 and £25,000 for a new or used vehicle
✅ Clear repayment start and end dates to help you plan ahead
✅ Convenient repayments through payroll or direct debit
✅ Affordability assessments that consider your income, expenditure and credit history
✅ Ethical lending from a member-focused credit union

Our approach is built around responsible borrowing, helping you explore vehicle finance with a clear understanding of your commitments.

Check Eligibility at: churchesmutual.co.uk/loans/vehicle-loans

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

27/10/2026

💻 𝗘𝘅𝗽𝗹𝗼𝗿𝗲 𝘆𝗼𝘂𝗿 𝗱𝗲𝗯𝘁 𝗰𝗼𝗻𝘀𝗼𝗹𝗶𝗱𝗮𝘁𝗶𝗼𝗻 𝗼𝗽𝘁𝗶𝗼𝗻𝘀
Thinking about combining your existing loans, credit cards or overdrafts into one monthly repayment?

Before making a decision, it's worth understanding what a Debt Consolidation Loan could mean for your monthly budget.

At Churches Mutual, we offer Debt Consolidation Loans from £2,500–£25,000, with rates from 11.0%* for eligible ministers and church workers.

✅ Explore different loan amounts and repayment terms
✅ See what your estimated monthly repayments could look like
✅ Consider bringing multiple debts together into one repayment plan
✅ Compare potential repayments against your current commitments
✅ Access ethical, member-focused finance that understands the needs of church workers

💻 𝗧𝗿𝘆 𝗼𝘂𝗿 𝗟𝗼𝗮𝗻 𝗤𝘂𝗶𝗰𝗸 𝗖𝗮𝗹𝗰𝘂𝗹𝗮𝘁𝗼𝗿
Our calculator is a practical starting point to help you explore your options and understand the potential costs before applying.

Check our Loan Quick Calculator at: churchesmutual.co.uk/loans/debt-consolidation

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

*Other loan amounts and rates available.

25/10/2026

💳 𝗔𝗿𝗲 𝗺𝘂𝗹𝘁𝗶𝗽𝗹𝗲 𝗺𝗶𝗻𝗶𝗺𝘂𝗺 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗵𝗼𝗹𝗱𝗶𝗻𝗴 𝘆𝗼𝘂 𝗯𝗮𝗰𝗸?
Making regular payments on your credit cards and loans but barely seeing the balances reduce?

When much of your monthly payment goes towards interest, it can feel difficult to make progress.

With loans from £2,500–£25,000, a Churches Mutual Debt Consolidation Loan could help you explore different options for managing your monthly repayments.

✅ Bring eligible credit cards, overdrafts and existing loans together
✅ Explore replacing several monthly payments with one repayment plan
✅ Consider different loan terms and monthly repayment amounts to suit your circumstances
✅ Explore loan rates from 11.0%*
✅ Access ethical, member-focused finance for ministers and church workers

💻 𝗘𝘅𝗽𝗹𝗼𝗿𝗲 𝘆𝗼𝘂𝗿 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗼𝗽𝘁𝗶𝗼𝗻𝘀
Explore your options for managing monthly loan payments with a single debt consolidation loan.

Our Loan Quick Calculator can help you compare estimated monthly repayments and consider what might work for your budget. Check our Loan Quick Calculator at:
https://www.churchesmutual.co.uk/loans/debt-consolidation/

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

*Other loan amounts and rates available.

23/10/2026

🚗 𝗥𝗲𝗮𝗱𝘆 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗷𝗼𝘂𝗿𝗻𝗲𝘆𝘀 𝗮𝗵𝗲𝗮𝗱
From visiting parishioners to travelling between churches, reliable transport can play an essential role in serving your community.

For ministers and church workers, Churches Mutual Vehicle Loans offer an ethical way to finance a car that meets your everyday needs.

✅ Finance a new or used vehicle for work and personal journeys
✅ Borrow between £2,500 and £25,000
✅ Plan your budget with clear repayment start and end dates
✅ Repay conveniently through payroll or direct debit
✅ Choose ethical finance from a credit union that understands church communities

Whether your journeys take you across town or between rural parishes, we're here to help you explore your options.

All loans are subject to affordability, status and lending criteria.

Check Eligibility at:
🌐 www.churchesmutual.co.uk/loans/vehicle-loans
📞 01452 903 945
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

21/10/2026

💷 𝗢𝗻𝗲 𝗹𝗼𝗮𝗻. 𝗔 𝗰𝗹𝗲𝗮𝗿𝗲𝗿 𝗽𝗶𝗰𝘁𝘂𝗿𝗲.
Several repayments, different due dates and multiple interest rates can make managing your monthly finances more complicated than it needs to be.

With loans from £2,500–£25,000, a Churches Mutual Debt Consolidation Loan could help simplify how you manage your existing borrowing.

✅ Bring eligible loans, credit cards and overdrafts together
✅ Replace multiple repayments with one monthly loan repayment
✅ Make it easier to keep track of your financial commitments
✅ Explore rates from 11.0%*
✅ Access ethical, member-focused finance for ministers and church workers

💻 𝗦𝗲𝗲 𝘄𝗵𝗮𝘁 𝘄𝗼𝗿𝗸𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂

Our Loan Quick Calculator can help you explore potential monthly repayments before deciding whether consolidation is right for you.
www.churchesmutual.co.uk/loans/debt-consolidation

📞 01452 903 945
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.
*Other loan amounts and rates available.

19/10/2026

🚙 𝗡𝗲𝘄 𝗰𝗮𝗿? 𝗡𝗲𝘄 𝘁𝗼 𝘆𝗼𝘂?
You don't always need a brand-new car to find one that suits your lifestyle.

Whether you're looking for a new vehicle or a reliable used car, Churches Mutual offers ethical vehicle finance designed around your circumstances.

✅ Finance a brand-new or used vehicle
✅ Borrow between £2,500 and £25,000
✅ Choose a vehicle that suits your household and travel needs
✅ Benefit from clear repayment start and end dates
✅ Access personal support from a member-focused credit union

Our Vehicle Loans are assessed on affordability, taking account of your income, expenditure and credit history.

Ready to explore your options?

Check Eligibility at:

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

18/10/2026

🌊 𝗠𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗮 𝗖𝗮𝘀𝗵 𝗜𝗦𝗔
A Cash ISA can help you save for the experiences and plans that matter to you, from a once-in-a-lifetime trip to simply having more set aside for the future.

With Churches Mutual, you can grow your savings tax-free while keeping your money accessible and saving with a credit union that shares your values.

✅ 2.00% AER variable*
✅ Tax-free interest
✅ Instant access to your savings
✅ Unlimited withdrawals
✅ Open with a minimum deposit of just £5
✅ Your savings can help support ethical, responsible lending to other members

So while your savings help you move towards your own goals, they can also contribute to something wider within the Churches Mutual community.

📞 01452 903 945
🌐 www.churchesmutual.co.uk
𝙎𝙖𝙫𝙚 𝙛𝙤𝙧 𝙩𝙝𝙚 𝙛𝙪𝙩𝙪𝙧𝙚 𝙮𝙤𝙪 𝙬𝙖𝙣𝙩. 𝙎𝙖𝙫𝙚 𝙬𝙞𝙩𝙝 𝙨𝙝𝙖𝙧𝙚𝙙 𝙫𝙖𝙡𝙪𝙚𝙨.
*Variable rate. Interest rate may change.

16/10/2026

💷 𝗔 𝗰𝗹𝗲𝗮𝗿𝗲𝗿 𝘄𝗮𝘆 𝘁𝗼 𝗺𝗮𝗻𝗮𝗴𝗲 𝗱𝗲𝗯𝘁
Managing several loans, credit cards or overdrafts can make it difficult to keep track of your finances. A Churches Mutual Debt Consolidation Loan could help you bring your existing commitments together into one repayment plan.

✅ Combine multiple debts into one loan
✅ Simplify your monthly repayments
✅ Explore loan rates from 11.0%*
✅ Ethical, member-focused finance for ministers and church workers
✅ Check potential repayments before making a decision

💻 𝗘𝘅𝗽𝗹𝗼𝗿𝗲 𝘆𝗼𝘂𝗿 𝗼𝗽𝘁𝗶𝗼𝗻𝘀
Check our Loan Quick Calculator to see what a Debt Consolidation Loan might look like for you.
www.churchesmutual.co.uk/loans/debt-consolidation/

Or call us on:
📞 01452 903 945
𝙀𝙩𝙝𝙞𝙘𝙖𝙡 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙛𝙤𝙧 𝙩𝙝𝙤𝙨𝙚 𝙬𝙝𝙤 𝙨𝙚𝙧𝙫𝙚.

*Other loan amounts and rates available.

Address

Centenary House, Centenary Way
Gloucester
M501RF

Opening Hours

Monday	9am - 2pm
Tuesday	9am - 2pm
Wednesday	9am - 2pm
Thursday	9am - 2pm
Friday	9am - 2pm

Telephone

+441452930360

Website

https://churchesmutual.co.uk/contact

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