West End Mortgages

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West End Mortgages

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Award Winning Independent Mortgage & Protection Specialists, based in Glasgow’s West End / UK

02/11/2026

🏡 There are many reasons that you might consider switching to a retirement interest only mortgage.
🏡 Retirement interest only mortgages are for over 55’s and can be a great way to borrow later in life to help to boost your retirement income and allow you a better lifestyle.
🏡 The money could also be used to help children get on the property ladder, pay for dream holidays, or many other reasons.
🏡 You may already have a mortgage that you cannot pay back, or do not want to pay back at the moment.
🏡 A retirement interest only mortgage could be a good option to allow to you continue with your mortgage whilst keeping the payments down (being interest only).
🏡 These types of mortgages have many of the same features as a regular mortgage, such as overpayments, portability, and they often have no fixed term, meaning you can relax knowing there is no pressing time limit for the mortgage to be repaid.
🏡 For specialist advice that you can trust, contact us today….
📞 0141 378 9271
📧 [email protected]
www.westendmortgages.co.uk

WEST END MORTGAGES ARE FULLY AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

01/11/2026

🏡 First time buyer looking to buy your first home? We have over 20 years experience assisting first time buyers. 🫶
🏡 Get in touch for a relaxed chat to see how we may be able to help you…

📞 0141 378 9271
📧 [email protected]
www.westendmortgages.co.uk

WEST END MORTGAGES ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

31/10/2026

Happy Halloween!!! 🎃 👻 🕷️ 🧟‍♂️ 🐺 🧛‍♂️

26/10/2026

🏑 West End Mortgages are proud to sponsor GHK Juniors & Inters Hockey, supporting girls aged 5–14 to develop their skills, build confidence and enjoy being part of a team.

We’re delighted to support GHK Ladies Hockey Club in inspiring the next generation of players and helping junior hockey thrive in our local community. 💙

25/10/2026

🏡 Looking to move part way through your current fixed deal?
🏡 There is a common misconception that you have to apply for a new mortgage when you move to a new property, however you may be able to port your current mortgage deal to your new property, meaning you retain your current interest rate (subject to certain conditions), and avoiding any early repayment charges.
🏡 You also have the option to apply to borrow additional funds, change the term of the mortgage and / or add or remove someone from the mortgage.
🏡 Each application is still subject to each lender’s criteria and affordability rules.
🏡 Drop us a message if we can help…
📞 0141 378 9271
📧 [email protected]
www.westendmortgages.co.uk

WEST END MORTGAGES ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

🏡 If we can help you with your mortgage, please get in touch…📞 0141 378 9271📧 hello@westendmortgages.co.ukwww.westendmor...

25/10/2026

🏡 If we can help you with your mortgage, please get in touch…
📞 0141 378 9271
📧 [email protected]
www.westendmortgages.co.uk

WE ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

⭐️Check out our Google reviews to see what our clients are saying about us ⭐️

12/10/2026

🏡 For independent mortgage advice you can trust, contact us today.
📞 0141 378 9271
www.westendmortgages.co.uk

30/09/2026

West End Mortgages are delighted to be returning as partner sponsor at GHK Rugby for our 5th season!

Wishing them all the best for the coming season! 🏉

📞 0141 378 9271
📧 [email protected]
www.westendmortgages.co.uk

WEST END MORTGAGES ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

25/09/2026

🏡 As a parent, you want to give your children the best possible start in life, especially when navigating today’s tough property market.

🏡 Whether they are finishing university or stepping into their first professional role, buying a home can feel out of reach for them due to strict affordability checks. Many parents believe their only options are gifting a large lump sum or entering into a traditional joint mortgage.

🏡 But traditional joint mortgages come with a sting: property tax surcharges and shared legal ownership. There is different way to do this called a Joint Borrower Sole Proprietor (JBSP) mortgage.

How a JBSP Mortgage Works
Combined Income: We can use your income alongside your child’s income to boost their borrowing power and satisfy the lender’s affordability assessments.

Sole Ownership: Your child is named as the sole owner on the property deeds.

💵 Tax Efficiency: Because you aren’t the legal owner, you can avoid the 8% (in Scotland) 5% (in England) additional property tax surcharge that usually applies to second homes.

First-Time Buyer Perks: Your child keeps their full first-time buyer stamp duty exemptions.

This can be a great option for parents of medical/law students, young corporate professionals, and graduates who have bright income trajectories but need a stepping stone today.

We regularly assist buyers who use this option and can help tailor the mortgage around their budget and future plans for when the parent will eventually be removed from the mortgage.

We assist buyers in other scenarios such as a brother/sister helping a sibling or someone coming on to the mortgage to help their mum/dad due to them having limited income.

If you want to explore how a JBSP arrangement could work for your family, please get in touch for a relaxed chat to see how we may be able to help you...

0141 378 9271
[email protected]
www.westendmortgages.co.uk

18/09/2026

🏡 Taking your first step onto the property ladder is exciting… but we know it can also feel like a LOT to take in.

🏡 With over 15 years’ experience helping first-time buyers, we know the questions, the worries and the little things that can make the process feel overwhelming.

🏡 From understanding how much you could borrow, to finding the right mortgage and guiding you through the process, we’re here to make things clearer, simpler and a whole lot less stressful.

📍 Glasgow & beyond 🤝 Friendly, expert advice 🏡 First-time buyer specialists

Your first home is a big deal. You don’t have to navigate it alone.

📩 Get in touch with West End Mortgages to take that first step.

📞 0141 378 9271
📧 [email protected]
www.westendmortgages.co.uk

WEST END MORTGAGES ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

Address

Glasgow
G37RH

Telephone

+441413789271

Website

http://www.westendmortgages.co.uk/

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