11/05/2026
🏡 Can I get a mortgage if I’m on maternity leave?
🏡 It is likely that you will have a reduced income when you’re on maternity leave, especially if you’re receiving statutory maternity pay, meaning that one of the biggest concerns can be passing lenders’ affordability checks.
🏡 When you’re planning to return to work, it’s important that lenders factor your future income and potential future childcare costs into your application.
🏡 Lenders are not allowed to discriminate against borrowers because they are pregnant, but more evidence may be required to show you can afford a mortgage if you are on, or about to go on, parental leave when you apply for your new mortgage.
🏡 We have years of experience assisting new parents to secure their mortgages. We take the time to understand our client needs, and the requirements of the lenders, to help place the best mortgage deal for them.
🏡 If we can assist you or anyone you know who is in this position, please get in touch
📞 0141 378 9271
📧 [email protected]
www.westendmortgages.co.uk
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WEST END MORTGAGES ARE AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE