Joanna Bialecka - Mortgage and Protection Adviser

01/09/2026

🏡 Another Happy Couple – From Tenants to Homeowners! 🔑✨

What a lovely moment! This wonderful couple have officially become the proud owners of the property they were previously renting from their landlord for over 4 years ❤️

The keys have now been handed over by the landlord, but this time they’re not the keys to a rental — they’re the keys to their very own home. 🏠🔑

If you're currently renting and have been offered the opportunity to buy your property from your landlord, or you're simply wondering whether buying could be possible for you, I'd be happy to have a chat and explore your options.

📩 Message me today to start your home-buying journey.

Joanna Białecka
Mortgage & Protection Advisor 🏡💛
07828 732640

19/08/2026

🏡 Another Happy First-Time Buyer!

Congratulations to my wonderful clients on purchasing their very first home! Buying your first home is an exciting milestone, and I'm delighted to have been part of the journey.
If you're thinking about buying your first home or moving to your next one, I'd love to help make the process as smooth as possible.

📞 Grab a phone and give me a call:
07828 732640.

11/06/2026

FIXED-RATE = NO SURPRISES! 🎯

Imagine a mortgage where your payment never changes—no rate hikes, no guessing.
Just steady, reliable payments while you settle into your dream home.
Predictable, stable, and totally stress-free!

Message me how a fixed-rate can lock in your peace of mind!

03/06/2026

🏡 Bank powiedział NIE?

Nie zawsze oznacza to, że zakup własnego domu jest niemożliwy.

Każdy bank ma inne kryteria, a czasami wystarczy spojrzeć na sytuację z innej strony, żeby znaleźć rozwiązanie. 🔑

✅ Pierwszy dom
✅ Self-employed
✅ Remortgage
✅ Buy to Let
✅ Historia kredytowa nie jest idealna?

Napisz do mnie wiadomość, a sprawdzimy Twoje możliwości – bez zobowiązań i po polsku. 🇵🇱🇬🇧

📩 Wyślij wiadomość lub napisz w komentarzu: DOM

07828732640 joanna

10/03/2026

Thinking about a Fixed Mortgage Rate? Here’s what you should know!

A fixed-rate mortgage means your interest rate stays the same for a set period of time – often 2, 3, 5 or even 10 years. That means your monthly mortgage payments stay predictable, which can make budgeting much easier. 📊

✅ Why people choose fixed rates:
• Your payments stay the same during the fixed period
• Protection if interest rates rise
• Peace of mind knowing exactly what you’ll pay each month

⚠️ Things to keep in mind:
• If interest rates drop, your rate won’t change until the fixed period ends
• Early repayment charges may apply if you leave the deal early

Every situation is different, and the right mortgage deal depends on your personal circumstances, plans and goals.

💬 If you're thinking about buying, remortgaging, or just want to understand your options, feel free to message me. I’m always happy to help!

20/11/2025

Piekny domek to sprzedania w okolicy Lanark.
Zainteresowanych zapraszam do kontaktu z agencja.😁😁

3 bedroom terraced house for sale in Cooper Court, Carnwath, Lanark, South Lanarkshire, ML11 for £132,500. Marketed by YOUR MOVE First, Lanark

07/06/2024

Happy week post 🏡🏠🏡🏠

Two mortgage offers issued within 48hrs,
one within 24hrs !!!