Danielle Troake - Mortgage Adviser

Danielle Troake - Mortgage Adviser Local Independent Mortgage and Protection Advice. Whole of market with access to thousands of mortgage products to find the best deal for you.

Can I Airbnb a property with a residential mortgage? 🤔🏡It's a common question, but one many homeowners don't think to as...
09/06/2026

Can I Airbnb a property with a residential mortgage? 🤔🏡

It's a common question, but one many homeowners don't think to ask.

The answer? Not always. Most residential mortgages don't allow short-term letting, including Airbnb, without your lender's permission.

If you're considering turning your property into a holiday let or earning some extra income through Airbnb, make sure you check your mortgage terms first 💷

A quick conversation with a mortgage adviser could save you a lot of hassle later on.

Got a mortgage question you'd like answered? Get in touch 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think you need to wait until you’ve saved a 10% deposit to buy a home? 🏡You may actually be able to get on the property ...
04/06/2026

Think you need to wait until you’ve saved a 10% deposit to buy a home? 🏡

You may actually be able to get on the property ladder with a smaller deposit than you think.

Some mortgage options are available with deposits starting from 5% with some lenders even offering 0% deposit mortgages (subject to criteria) 👀💷

A bigger deposit can sometimes give you access to better rates, but that doesn’t always mean you have to wait years to buy your first home 💭

📩 Get in touch today to see how much deposit you may need.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking about a commercial mortgage but worried you don’t have enough trading history? 🏢The good news is, not all lende...
02/06/2026

Thinking about a commercial mortgage but worried you don’t have enough trading history? 🏢

The good news is, not all lenders require years of accounts. In some cases, commercial mortgages may still be available if:
✔️ You’re a new business with strong projections
✔️ You have industry experience
✔️ You can provide evidence of future income
✔️ You have a strong deposit or existing assets
Every lender has different criteria, which is why expert guidance can make all the difference.

We’ll help you understand your options with clear, advice tailored to your business goals.

📩 Get in touch today to discuss your commercial mortgage options.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your property may be repossessed if you do not keep up repayments on your mortgage.

If an illness or injury stopped you from working tomorrow, would your savings be enough to cover 6 months of bills? 💭Man...
29/05/2026

If an illness or injury stopped you from working tomorrow, would your savings be enough to cover 6 months of bills? 💭

Many people rely on their income to keep everything running smoothly, from mortgage payments and household bills to everyday living costs.

Without a financial safety net in place, being unable to work could quickly become stressful.

Income protection could help provide peace of mind by supporting you financially if you’re unable to work due to illness or injury.

Want to learn more about how income protection works and whether it could be right for you? Get in touch today.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

Been declined for a mortgage before? It doesn’t always mean “no” forever 🏡There are many reasons why an application may ...
27/05/2026

Been declined for a mortgage before? It doesn’t always mean “no” forever 🏡

There are many reasons why an application may have been declined, from credit history and affordability to lender criteria but that’s where speaking to the right broker can make all the difference.

We work with a wide range of lenders and may be able to help find options better suited to your circumstances.

✔ Bad credit?
✔ Self-employed?
✔ Recently declined?
✔ Unsure where you stand?

Don’t give up on your homeownership goals just yet.

Get in touch today for friendly, expert advice and let’s explore your options together.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

New £5,000 deposit mortgage for First Time Buyers! 🏡Saving for a deposit is one of the biggest hurdles for buyers trying...
26/05/2026

New £5,000 deposit mortgage for First Time Buyers! 🏡

Saving for a deposit is one of the biggest hurdles for buyers trying to get onto the property ladder and this new scheme could help make homeownership more accessible.

✔ Minimum personal deposit of just £5,000
✔ Available on homes up to £300,000
✔ Employed & self-employed applicants considered
✔ 5-year fixed rate options available
✔ Free mortgage valuation included

As always, lending criteria and affordability checks apply, and this won’t be suitable for everyone.

Ready to take your first step onto the property ladder? 🏡

Get in touch today and start your home buying journey with confidence.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking about a commercial mortgage but not sure if you’ll qualify? 🤔Unlike residential mortgages, lenders look at more...
22/05/2026

Thinking about a commercial mortgage but not sure if you’ll qualify? 🤔

Unlike residential mortgages, lenders look at more than just your personal income.

They want to understand the full picture, from the strength of the business to the property itself 🖼️

Typically, lenders will assess your financial position, trading history, deposit size, and the viability of the investment. Whether you’re purchasing a premises for your own business or investing in commercial property, each application is considered on its own merits.

The good news? There’s often more flexibility than people expect, especially when you have the right guidance.

If you’re exploring commercial finance and want to understand where you stand, it’s worth having a conversation before making any decisions.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your property may be repossessed if you do not keep up repayments on your mortgage.

What would happen if your income suddenly stopped?It’s not the most comfortable question, but it’s an important one. For...
20/05/2026

What would happen if your income suddenly stopped?

It’s not the most comfortable question, but it’s an important one. For most people, their income is what keeps everything else running, from the mortgage to the monthly bills and everything in between.

Income protection is designed to step in if you’re unable to work due to illness or injury, giving you a regular income while you recover. It’s not about expecting the worst, it’s about being prepared for it.

Putting something in place today could make a difficult situation a lot more manageable tomorrow.

If you’d like to understand how it works and what your options are, feel free to get in touch.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

Should you stay with your current lender… or switch? 🤔When your deal is coming to an end, you typically have two options...
18/05/2026

Should you stay with your current lender… or switch? 🤔

When your deal is coming to an end, you typically have two options:
➡️ Stay with your current lender (a product transfer)
➡️ Switch to a new lender (a remortgage)

Staying can be quicker and easier, with less paperwork and often no legal work.

But switching could open the door to better rates, more flexibility, or features that suit your current situation.

What worked for you a few years ago might not be the best fit today, especially with rates, affordability, and personal circumstances constantly changing.

A quick review could save you money 💡

If your deal is ending soon, it’s worth exploring both options before making a decision. Get in touch 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Why are more people choosing private medical insurance? 🤔It’s all about having more control, more choice, and faster acc...
15/05/2026

Why are more people choosing private medical insurance? 🤔

It’s all about having more control, more choice, and faster access when it matters most.

With private medical insurance, you could benefit from quicker appointments and treatment, access to a wider range of specialists, and added comfort and privacy throughout your care.

For many, it also brings real peace of mind knowing they have options when they need them.

It’s not about replacing the NHS, it’s about complementing it.

Want to explore if it’s right for you? Get in touch today. 💬

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

Address

Euxton

Telephone

+441257226654

Website

Alerts

Be the first to know and let us send you an email when Danielle Troake - Mortgage Adviser posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Danielle Troake - Mortgage Adviser:

Shortcuts

Share

Category