Georgina Thew Mortgage Broker

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Georgina Thew Mortgage Broker ✨I help people understand mortgages & buy homes
✨Over 10 years combined experience in mortgages & estate agency
🏡See how I can help ⬇️

- First time buyers
- Home movers
- BTL First time & Portfolio landlords
- Life & Critical Illness protection
- Buildings & Contents Insurance

28/10/2026

When your broker gets you a mortgage with bad credit the only way to celebrate is with a HAUNT 👻

The term Mortgage comes from Latin “Mortuum Vadim” which means Dead Pledge! ☠️

You’re buying your first home AND viewing your first property which is all super exciting! BUT don’t forget to check the...
27/10/2026

You’re buying your first home AND viewing your first property which is all super exciting!

BUT don’t forget to check the important things that could cost you money 💷

✨Check the house price. If it’s up for sale at £450k but every other house in the area has sold for £300k, what makes this one so special to justify the price?

✨Check for drafts - gaps can be as simple as needing new windows or it can be much more serious and be a sign of subsidence and the house moving (dramatic I know but I’ve seen it happen 🥲)

✨Check the water pressure! The last thing you want is to move in and have a shower with less pressure than a watering can.

✨Book a viewing at the worst time of day. How noisy is it? Is school / work traffic a nightmare?

✨Check for damp. Now it can be easy to disguise with a bit of paint if someone doesn’t want you to know. Fresh paint may be a giveaway or a chemical smell.

✨Take pictures, measurements & take a note book! Note down questions, compare with other properties and see what ticks all your boxes.

Save this for your first viewing 🏡

What’s better than a broker? One who knows the estate agency world too 💁‍♀️
20/10/2026

What’s better than a broker? One who knows the estate agency world too 💁‍♀️

19/10/2026

They’re gate keeping the best bits 🤫

When you apply with your bank you’re getting their rates and that’s it. Potentially losing you a competitive rate or even the chance to buy.

✨There are plenty of banks competing to give you the cheapest rate, but your bank won’t tell you that! We search the market to find a lender that will save you money.

✨Your bank said no. This doesn’t mean it’s an overall no, it just means that bank isn’t right for you. If you don’t fit their criteria, it’s our job to find a lender you do fit with.

✨If you apply and rates drop, of course your bank won’t tell you, why would they? 🤷‍♀️ We get notified by the lenders when they drop rates so we’re hot on getting you a saving!

Just because you’ve banked with them for years doesn’t automatically make them the best fit for you. Don’t miss you on saving yourself some money or actually being able to buy your home 🏡

18/10/2026

650 followers!! 🥳

You may have seen my content has changed a little and I wanted you to be able to put a face to the name ❤️

I hope my posts help and give those who feel lost a little guidance in this crazy world of house buying.

Here’s to many more buying their first or a new home 🏡

18/10/2026

Don’t make the classic mistake 💷

Your deposit is just the first step to buying a home.

Make sure you have extra in a separate pot to cover any buying fees.

Your home may be repossessed if you do not keep up repayment’s.

A snapshot of my week so far 📸 Do any of these clients sound like you? Matching you with a lender is like finding the la...
17/10/2026

A snapshot of my week so far 📸 Do any of these clients sound like you?

Matching you with a lender is like finding the last piece of the puzzle you’ve been waiting to complete for YEARS 🧩

I love a challenge, a new scenario and I love it when a client says “no chance I’ll ever get a mortgage” - mission accepted 🫡

✨Get professional advice so you know where you stand
✨Bite the bullet and ask the questions “can I/ we get a mortgage?
✨Don’t ever be afraid to ask questions

16/10/2026

You could miss out on your dream home

The first viewing is almost never the one and could cost you the home you ACTUALLY want.

The first house is a taser and creates the tick boxes of what you do and don’t want.

✨Will we grow out of this space?
✨Is the area for us?
✨Does the layout suit us?
✨Is it maybe too much of a challenge to take on?

As you view more, you will get pickier which is absolutely fine. It will be your home so you need to be sure it works for you!

I viewed 5 houses when I bought and my list became shorter each time until I found the one that ticked them all ✅

15/10/2026

Take the risk and wait?

Securing a rate at the last minute could potentially cost you thousands.

Most lenders offer product transfer rates around 3-4 months prior to yours ending.

What you probably don’t realise is you could secure something cheaper much sooner…

A new lender will allow you to secure a rate up to 6 months early. Think of it like insurance in case rates rise and your existing lender isn’t competitive.

Secure a cheaper rate early then compare your current lender or take advantage of rate decreases.

Your existing lender will typically release their rates 3-4 months before yours expires. But what if they jump before th...
14/10/2026

Your existing lender will typically release their rates 3-4 months before yours expires.

But what if they jump before then?

You can potentially secure a rate with a new lender up to 6 months before hand, essentially giving yourself some insurance if rates rise ⬆️

*your home could be repossessed if you do not keep up repayments.

Address

4 The Old Eagle
Dereham
NR192AP

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