Georgina Thew Mortgage Broker

Georgina Thew Mortgage Broker ✨First Time Buyer, New Build, Shared Ownership & Adverse Credit Specialist✨
🏡Book a Meeting - https://bit.ly/3AYCjDG

- First time buyers
- Home movers
- BTL First time & Portfolio landlords
- Life & Critical Illness protection
- Buildings & Contents Insurance

When you secure a rate of 4.96% for your client...It then drops to 4.86%....Then it drops again to 4.76%...And today ANO...
16/06/2026

When you secure a rate of 4.96% for your client...

It then drops to 4.86%....

Then it drops again to 4.76%...

And today ANOTHER rate drop to 4.61%! 🥰🥰

So far I've saved them £38.76 per month just from the rates dropping and switching them. Over the 3-year fixed term thats £1,395.36 saved💷

Banks wont tell you if your rates drop when going direct‼

Thinking about consolidating debt into your mortgage?💰This can reduce monthly outgoings in some cases, but it is not a d...
15/06/2026

Thinking about consolidating debt into your mortgage?💰

This can reduce monthly outgoings in some cases, but it is not a decision to take lightly.

Important things to understand ⬇

❗️You may pay more interest overall
❗️You may be turning unsecured debt into debt secured against your home
❗️Your mortgage balance may increase
❗️Your mortgage term may be extended
❗️Your home could be at risk if payments are not maintained

Debt consolidation should always be reviewed carefully with proper advice.

📲Message me “CONSOLIDATION” if you want to understand the pros and cons.

‼Your home may be repossessed if you do not keep up repayments on your mortgage‼

Thinking about home improvements?🏡Before you start knocking down walls or ordering a new kitchen, it’s worth understandi...
13/06/2026

Thinking about home improvements?🏡

Before you start knocking down walls or ordering a new kitchen, it’s worth understanding your finance options 🛠

Some homeowners look at additional borrowing through their mortgage.

Things to consider ⬇
✅Can you afford the new payment?
✅Will it affect your mortgage term?
✅Are there fees or charges?
✅Would another option be more suitable?
✅Will the improvements add value or improve how you live in the home?

The cheapest monthly payment is not always the cheapest overall route 💷

📲Message me “RENOVATION” if you’re thinking about funding home improvements.

‼Your home may be repossessed if you do not keep up repayments on your mortgage‼

Can you borrow more on your mortgage?🤔Possibly! But it depends on why you need the money and whether it’s affordable💰Com...
11/06/2026

Can you borrow more on your mortgage?🤔

Possibly! But it depends on why you need the money and whether it’s affordable💰

Common reasons people consider additional borrowing include ⬇
🔧Home improvements
💵Debt consolidation
👋Buying out a partner
🏠Helping with major life costs
💡Energy efficiency upgrades

But borrowing more against your home is a big decision.

It may increase your monthly payments, extend your mortgage balance, and could cost more over time📝

You should always get advice before securing extra borrowing against your home.

📲Message me “BORROW MORE” if you want to understand what may be possible.

‼Your home may be repossessed if you do not keep up repayments on your mortgage‼

11/06/2026

The boys working hard 💪

🏡When buying a house it's easy to get lost in the home decor side of things (we've all done it!) but the structural integrity of the house is one of the most important things!🏡

There's an old saying "a roof over your head" but what if that roof isn't up to the job?

When buying a home a Level 2 Survey will give you a full report based on the condition of the whole property, including the literal roof over your heads❤️

If you'd like a quote to find out what work needs completing Iceni Roofing Ltd are a fantastic company that work all around Norfolk & Suffolk. Check out their page to see some completed projects 🥰

(Offers of tea/ coffee and biscuits are not mandatory but are the way to a roofers heart)

🔔REMORTGAGE REMINDER 🔔Your mortgage is not something to check once and forget about!Life changes. Rates change. Property...
09/06/2026

🔔REMORTGAGE REMINDER 🔔

Your mortgage is not something to check once and forget about!

Life changes. Rates change. Property values change. Lender criteria change🤯

A review may be useful if ⬇
🏡Your fixed rate is ending
🏡You want to borrow more
🏡You want to reduce your term
🏡You want to switch repayment type
🏡Your income has changed
🏡Your credit situation has improved
🏡You’re worried about monthly payments

A mortgage review can help you understand what options are available before making any decisions 🥰

📲Message me “REVIEW” if you’d like to check where you stand.

‼Your home may be repossessed if you do not keep up repayments on your mortgage‼

09/06/2026

Rate Reductions 📉

Nationwide
Virgin
HSBC

I don't want to jinx it but the rates are heading the right way! 🥳

08/06/2026

🏡Can I get a better rate whilst my application is in progress?🏡

Urmm, YES! Know why? Because we're hot on it 😘

I applied for my clients mortgage the beginning of May with a rate of 5.76%, at the end of May they qualified for 5.46% and today I've changed them onto 5.30%!

Overall a monthly saving of £52.45! 💷

✨Client Review✨Well that's my week made already 🤗
08/06/2026

✨Client Review✨

Well that's my week made already 🤗

Product transfer or remortgage?🤔They sound similar, but they’re not the same 🤷‍♀️A product transfer usually means switch...
07/06/2026

Product transfer or remortgage?🤔

They sound similar, but they’re not the same 🤷‍♀️

A product transfer usually means switching to a new deal with your current lender. A remortgage usually means moving your mortgage to a new lender.

Which one is better depends on your circumstances❓

A product transfer can be simpler, but a remortgage might open up other options.

✨Things to consider:
🔹Rates
🔹Fees
🔹Early repayment charges
🔹Property value
🔹Affordability
🔹Credit profile
🔹Whether you want to borrow more
🔹Whether your income has changed

Before choosing, it’s worth comparing both routes✅

📲Message me “TRANSFER” if you want to review your options.

‼Your home may be repossessed if you do not keep up repayments on your mortgage‼

Address

4 The Old Eagle
Dereham
NR192AP

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