Oviso Financial Services

16/09/2026

Declined for a mortgage in the past?

The good news is that there are many more specialist lenders available, with options to help those with complicated borrowing scenarios.

Contact our advisors to discuss the options available for your specific circumstances.
https://www.oviso.co.uk/mortgages

15/09/2026

Self-employed and need a mortgage?

You may find yourself asking the following questions:

❓ Does the way I receive my earnings mean I can’t get a mortgage?
❓ Will lenders treat me differently?

Oviso can help simplify the mortgage application process, as completing an application can be lengthy, complicated and time-consuming.

Calculating income and eligibility for self-employed workers has so many variables; it’s also important that you ensure you apply with a lender that most favourably views your circumstances.

https://www.oviso.co.uk/guide/self-employed-and-need-a-mortgage/

14/09/2026

Thinking about releasing some of the money tied up in your home?

A lifetime mortgage could give you access to a lump sum or funds over time, while allowing you to remain in your home.

Our latest article explains some of the key things to consider.

There are many reasons why you might want access to some of the money tied up in your home later in life. You may be planning home improvements, looking to help family financially or simply wanting more flexibility to enjoy ...

11/09/2026

A fantastic day on the course for Team Oviso at Mickleover FC’s Masters Annual Golf Day!

Lee Mortimer was joined by Shane Malpass from We Buy Any Motorcaravan, Josh Turner from Turner Voce Recruitment and Adam Gilbert from AG Law for a day of golf, good company and plenty of friendly competition.

Team Oviso narrowly missed out on the win on countback, with QSC Safety taking the top spot. We were also pleased to support the event by sponsoring a hole.

Congratulations to all the prize winners, and thanks to everyone at Mickleover FC and Mickleover Golf Club for such a great day.

Team Oviso joined more than 100 local golfers for Mickleover FC’s Annual Golf Day, narrowly missing out on victory on countback.

11/09/2026

House hunting? Let’s talk mortgages.

At Oviso, we’ll search the market for the best deal, handle all the admin, and keep things moving.

Whether you’re a first-time buyer or moving up the ladder, we’ll be by your side from viewing to moving.

📍 Based in Derby’s Cathedral Quarter
📞 Friendly, expert advice

https://www.oviso.co.uk/mortgages/

10/09/2026

A stroke can strike at any age, and often without warning.
Our latest guide explains why having proper protection in place isn’t just a safety net; it’s a proactive step toward safeguarding your future.

Every year, around 100,000 people in the UK suffer a stroke, making it one of the most serious and life-changing medical emergencies. It’s the leading cause of severe disability and the fourth most common cause of death, a strong reminder ...

09/09/2026

When a fixed-rate mortgage is coming to an end, it’s important to understand what happens next and how it could affect your monthly payments.

Our guide explains what to expect, when to start planning, and the options available so you can make informed decisions with confidence.

As fixed-rate mortgage deals come to an end, many homeowners are unsure about their next steps. UK Finance’s Household Finance Review notes that although more deals are coming to the end of their term, many borrowers haven’t yet taken action ...

08/09/2026

A few simple checks could help you spot unnecessary costs, identify possible savings and make sure your mortgage, insurance and protection still suit your circumstances.

Our latest article covers five useful things to review before autumn is fully underway.

Get ready for autumn with five simple checks for your mortgage, home insurance, protection, energy use and household finances.

07/09/2026

Worried that a poor credit score could stop you getting a mortgage? You’re not alone. With the right advice, there may be more options available than you think...

The latest industry research has revealed that over 70% of people are worried they won’t be able to get a mortgage due to their credit history. Although roughly one in five people have been turned down for a mortgage for this reason, that is a far cry from nearly three quarters.

04/09/2026

When does your current mortgage deal end? It’s an easy date to forget!

The sooner you begin exploring your options, the better your chances of securing a favourable deal.

Waiting until the last minute could limit your choices and lead to a rushed process, increasing the likelihood of missed opportunities and increased cost on payments...

Many homeowners are facing the need to remortgage, so if your mortgage deal is coming to an end soon, it’s essential to start planning now. Acting early can provide you with a wider range of options and prevent the stress ...