Steve Hatton Mortgage & Protection Advice

Steve Hatton Mortgage & Protection Advice Professional, experienced and independent Mortgage & Protection Broker. Free advice & recommendation

Book your free consultation now!

https://calendly.com/stevehattonmortgageadvisor/mortgage-consultation

How Much Deposit Do First-Time Buyers Typically Have?There isn’t one set deposit amount for first-time buyers.In many ca...
24/03/2026

How Much Deposit Do First-Time Buyers Typically Have?

There isn’t one set deposit amount for first-time buyers.

In many cases, deposits tend to fall within a range depending on circumstances, such as:
• Savings built up over time
• Support from family
• Property price and location

Some buyers may have smaller deposits, while others put down more to access different options.

The key is understanding what works for your situation and what may be achievable before you start viewing properties.

At Finance Advice Centre we are whole of market. This means we can access every deal on the market & will recommend the most suitable one available to you.

Contact us today for your free mortgage consultation.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

When Should You Start Looking at Remortgaging?Many homeowners wait until the last minute to think about remortgaging.In ...
23/02/2026

When Should You Start Looking at Remortgaging?

Many homeowners wait until the last minute to think about remortgaging.

In most cases, it makes sense to start reviewing your options around 6 months before your current fixed rate ends.

This gives you time to:
• Compare rates properly
• Secure a new deal in advance
• Avoid moving onto your lender’s Standard Variable Rate (SVR)

Most lenders will allow you to lock in a new rate ahead of time, which can give certainty and reduce pressure as your current deal comes to an end.

Planning early usually means more options and fewer surprises.

At Finance Advice Centre we are whole of market. This means we can access every deal on the market & will recommend the most suitable one available to you.

Contact us today for your free mortgage consultation.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Remortgaging in 2026? Don’t Wait Until the Last MinuteIf your current mortgage deal ends in 2026, it’s worth reviewing y...
06/01/2026

Remortgaging in 2026? Don’t Wait Until the Last Minute

If your current mortgage deal ends in 2026, it’s worth reviewing your options well before the end date.

Most lenders allow remortgage discussions up to six months before your deal finishes. Starting early can give you more choice, reduce pressure, and help avoid ending up on a higher standard variable rate.

A review doesn’t commit you to anything, but it can give you clarity on what’s available and when action may be needed.

At Finance Advice Centre we are whole of market. This means we can access every deal on the market & will recommend the most suitable one available to you.

Contact us today for your free mortgage consultation.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments

What Lenders Actually Look At Going Into the New YearWhen lenders assess a mortgage application, they’re not just lookin...
02/01/2026

What Lenders Actually Look At Going Into the New Year

When lenders assess a mortgage application, they’re not just looking at one number or one document. They’re reviewing the full picture, including:

- Income consistency and sustainability
- How credit has been managed over time
- Existing financial commitments
- Where the deposit is coming from

Understanding what lenders actually assess can help avoid wasted applications and unnecessary declines.

At Finance Advice Centre we are whole of market. This means we can access every deal on the market & will recommend the most suitable one available to you.

Contact us today for your free mortgage consultation.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments

Another fantastic review from another satisfied client!If you're looking for no hassle mortgage advice in 2026, Please d...
02/01/2026

Another fantastic review from another satisfied client!

If you're looking for no hassle mortgage advice in 2026, Please do not hesitate to get in touch!

Defaults on your credit file? Don't panic! 😮A default is more serious than a missed payment, but it absolutely doesn't m...
25/11/2025

Defaults on your credit file? Don't panic! 😮

A default is more serious than a missed payment, but it absolutely doesn't mean a mortgage is off the table. Lenders look at several key things:

🗓️ How recent the default is.

💰 The amount involved.

✅ Whether it's settled.

The good news? As defaults age and your recent credit conduct improves, specialist lenders take a more flexible view! If you still owe money, settling the debt can even strengthen your application.

We're whole of market, meaning we can access every deal available to find the most suitable option for you.

Ready to explore your options? Book your FREE consultation today!

https://calendly.com/stevehattonmortgageadvisor/mortgage-consultation

REMINDER: As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Feeling incredibly grateful for these wonderful new 5-star reviews from our amazing clients! ⭐⭐⭐⭐⭐It's truly rewarding t...
02/09/2025

Feeling incredibly grateful for these wonderful new 5-star reviews from our amazing clients! ⭐⭐⭐⭐⭐

It's truly rewarding to help these clients navigate the mortgage process, whether it's securing a mortgage they thought was out of reach or making the whole experience smooth and clear. Thank you to everyone who trusts me with their home financing journey!

If you're thinking about buying your first home, remortgaging, or just need some friendly, expert advice on your mortgage options, I'm here to help every step of the way.

Don't hesitate to contact me directly for a no-obligation chat! I'd love to help you achieve your property goals.

"

🏡 Buying your first home? Remortgaging? Just want to know what’s possible?Let’s chat—no jargon, no pressure.💬 Free consu...
28/08/2025

🏡 Buying your first home? Remortgaging? Just want to know what’s possible?
Let’s chat—no jargon, no pressure.
💬 Free consultations available now
👉 Tap the link in bio
🔒 Your home may be repossessed if you do not keep up repayments on your mortgage

🌟 Thank You for the Kind Words! 🌟It’s always a privilege to support clients through important financial decisions, and I...
19/08/2025

🌟 Thank You for the Kind Words! 🌟

It’s always a privilege to support clients through important financial decisions, and I’m truly grateful for the thoughtful review shared recently. Helping people feel confident, informed, and cared for is what drives everything I do.

Whether you're exploring mortgage options, reviewing protection plans, or simply want to understand your choices better—I'm here to help. No pressure, no jargon—just clear, honest advice tailored to your needs.

📩 Feel free to drop me a message or give me a call if you'd like to chat through your situation. I’m always happy to listen and guide you through the next steps.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

06/08/2025

If your fixed mortgage rate is due to end, now is the time to explore your options. Remortgaging could help you reduce your monthly payments or free up funds for home improvements or other projects.

We’ll help you assess what’s available and guide you towards the most suitable solution for your situation, so you can make the most of what this year has to offer.

At Finance Advice Centre, we are whole of market. This means we can access every deal on the market and will recommend the most suitable one available to you.

Book your free consultation today - https://calendly.com/stevehattonmortgageadvisor/mortgage-consultation

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.
We’ll help you assess what’s available and guide you towards the most suitable solution for your situation so you can make the most of this year.

06/08/2025

If moving isn’t the right option but your home no longer meets your needs, remortgaging could provide the funds you need to make improvements.

Whether you’re planning an extension, a new kitchen, or simply updating your space, releasing equity from your property could be the solution. We’ll help you find the most suitable remortgage deal, tailored to your goals and financial situation.

Start planning your dream renovations today with expert guidance and support.

At Finance Advice Centre, we are whole of market. This means we can access every deal on the market and will recommend the most suitable one available to you.

Book your free consultation today!
https://calendly.com/stevehattonmortgageadvisor/mortgage-consultation

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

06/08/2025

On a Contract? You Can Still Get a Mortgage!

If you're a contractor or on a fixed-term contract, you might worry about getting a mortgage — but there are lenders who understand this type of income.

We work with specialist lenders who look at your full financial situation and contract history rather than only traditional payslips.

At Finance Advice Centre, we are whole of market. This means we can access every deal on the market and will recommend the most suitable one available to you.

Contact us today to book your free consultation!

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Address

17 Prime Parkway
Derby
DE13QB

Telephone

+447488290087

Website

Alerts

Be the first to know and let us send you an email when Steve Hatton Mortgage & Protection Advice posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Steve Hatton Mortgage & Protection Advice:

Shortcuts

Share

Category