26/08/2026
Purchase rates eased again this week, with the average down from 4.71% to 4.70%. Remortgage rates held steady at 4.85%.
Swap rates fell again too, continuing to unwind some of the rise we saw a couple of weeks ago, which is largely why purchase pricing kept improving even though remortgage pricing didn't move much this time.
There was a mixed batch of UK economic data out on Friday as well, retail sales dipped in July while business activity actually picked up, so nothing that looks likely to shift things dramatically either way for now.
Whatever stage you're at, buying your first place, moving up, or your current deal coming to an end, it's worth a quick chat to see where you stand.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Well Financial Limited is an Appointed Representative of The Right Mortgage Limited, authorised and regulated by the Financial Conduct Authority.