Mortgages by Magda

29/05/2026

📢 Self-Employed and Concerned About Mortgage Affordability?

Some lenders, including Nationwide Building Society, may offer enhanced affordability assessments on selected 5–10 year fixed rate mortgages for eligible applicants.

This could help some employed and self-employed clients borrow more, subject to status, underwriting, and lending criteria.

Available for:
✅ Home movers
✅ Remortgages
✅ Standard residential properties used as the applicant’s main residence

Minimum income requirements apply:
• £40,000 for sole applicants
• £70,000 for joint applicants

Not available for:
❌ Shared Ownership, Right to Buy, or other schemes
❌ Interest-only mortgages
❌ Porting applications
❌ Second homes or holiday homes

Additional criteria and exclusions apply.
If you’d like to understand what options may be available based on your circumstances, feel free to get in touch for personalised mortgage advice. As a mortgage broker at Mortgages by Magda, with access to a wide panel of lenders, I can assess whether this or alternative mortgage options may be suitable for your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances.

13/05/2026

🏡 New Low Deposit Mortgage

Lloyds Banking Group brands are launching a new mortgage product aimed at helping eligible first-time buyers get onto the property ladder with a minimum deposit of £5,000.

Key features include:
✅ Available from 18 May 2026
✅ Up to 98% loan-to-value
✅ Maximum property value of £300,000
✅ Available to employed and self-employed applicants
✅ Available through intermediaries

Please note:
• Subject to affordability, underwriting, and lending criteria
• Minimum deposit may vary depending on property price
• Gifted deposits are not accepted
• Not available on new-build or shared ownership properties
• At least one applicant must be a first-time buyer

This may help buyers who can afford monthly repayments but have struggled to save a larger deposit.

If you’d like to explore whether this could be suitable for your circumstances, feel free to get in touch.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances.

08/05/2026

Mila, Head of Security and Mr Blue, Barketing Manager, are asking now… “Is it home time yet?”

Today’s schedule:
✔️Pretend to work✔️
✔️ Think about the weekend ✔️
✔️ Celebrate every email like it’s the last one of the day ✔️

Blue and Mila already approved all mortgages for today…
(mainly so they can clock off early and chase tennis balls full-time 🎾⚽⚽)
If you need anything, best be quick —once we log off, it’s strictly paws off until Monday 🐾🐾

📩Message me before we both mentally check out for the weekend!

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances.

06/05/2026

These lenders are offering 100% Loan-to-Value (LTV) mortgage products for eligible applicants, helping buyers explore options with no deposit required, subject to criteria:

✅ April Mortgages
✅ Skipton Building Society
✅Melton Building Society
✅Hanley Economic Building Society

These products are typically subject to strict eligibility checks, including affordability assessments, credit scoring, lending criteria and individual circumstances. Availability may vary and can change at any time.

⚠️ Important information

This post is for information purposes only and does not constitute financial advice. If you would like more information, please call on 07542261889 or email [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

28/04/2026

Are you renting and thinking about buying a house? 🏡

My dog, Mila, “rents” a bed… and honestly looks fed up with the arrangement 😂🐶

Meanwhile… your current “homeownership experience” as a renter:
• Your landlord decides when things get fixed (eventually 😅)
• Your rent goes up like it’s training for the Olympics
• You can’t even hang a picture without a mild panic attack

And then there’s this level of comfort ⬇️
Imagine having your own place where:
✔️ You make the rules
✔️ Your payment builds your future (not your landlord’s)
✔️ Your dogs can take over the furniture… guilt-free
✔️ No deposit required (yep, it’s possible 👀)
If you’re as fed up as my dog renting her bed, it might be time to make a move.

I help renters turn “maybe someday” into “just got the keys.” 🔑

DM me if you’re curious what’s actually possible 👇
07542261889 [email protected]

Important: Your home/property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances.

21/04/2026

👩‍💻🐶🐴🏡 Hi, I’m your Mortgage & Protection Broker 🏡🐴🐶 👩‍💻

✅I help clients secure mortgages and protection cover with clear, honest advice and support from start to finish — whether you’re buying your first home, moving, or reviewing your current deal.

✅A little about me: I’m originally from Poland, and I hold a BA in Business & Management, along with CeMAP and RO5 qualifications. My focus is always on making the process simple, transparent, and tailored to your situation.

✅Behind the scenes, I’ve also got a very “hands-on” support team that keeps the office interesting:

🐶🐾Mr Blue –Marketing (‘’Barketing’’) Manager -Brings high energy, big personality, and strong opinions on all mortgage conversations 📢

🐶🐾 Mila - Head of Security Officer (self appointed)
Keeps a close eye on every document, visitor, and especially the postman.

🐴🐴 Albi & Teddy – Office morale team-Specialists in timing their appearances perfectly for snacks and reducing stress levels instantly. 🥕🥕🥕

✅But at the centre of it all — it’s me you’ll be speaking with. I handle the advice, structure, and process, making sure everything runs smoothly and you feel supported at every stage.👩‍💻📲📞

📩 If you’re looking for mortgage or protection advice, feel free to drop me a message — I’d be happy to help.

❗Your home/property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances.

17/04/2026

Happy completion day to my clients!🥰

29/01/2026

Are you thinking of buying a property but don’t know where to start?
I’m here to help you throughout the entire process. Please get in touch so I can explain all thesteps needed to become a homeowner.
Tel: 0754 2261 889
Email: [email protected].

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £595 to £695 and this will be discussed and agreed with you at
the earliest opportunity.

30/08/2024

https://www.mortgagestrategy.co.uk/news/mortgage-approvals-hit-highest-level-in-two-years-boe/?eea=*EEA*&eea=VU5hQjdXUy9iOXkrOXBYQnRBSmNRV0J3eDJNUlZzK2Foc3ZzNTREVytEND0%3D&utm_source=acs&utm_medium=email&utm_campaign=INDIGO_MOST_EDI_ALL_Daily_300824&deliveryName=DM265043

New house purchase mortgage approvals lifted to their highest level in almost two years, up 2.3% to 62,000 in July from a month ago, data from the Bank of England shows. Approvals were last higher in September 2022 when they hit 65,100, according to the central bank’s latest Money and Credit repor...

28/08/2024

https://www.financialreporter.co.uk/buyer-demand-up-20-as-supply-of-homes-hits-seven-year-high-zoopla.html?SRC=MC&dm_i=7MRH,5HOJ,TIF4I,NIKB,1

Buyer demand (+20%) and sales agreed (+23%) are up on last year when spike in mortgage rates slowed demand and market activity.