Lucra Mortgages

Lucra Mortgages We are a fees free, UK based mortgage broker, offering free expert advice from across the market.

100% Mortgages are back! Another lender has recently entered the market with a 0% deposit mortgage—allowing eligible buy...
23/05/2025

100% Mortgages are back!

Another lender has recently entered the market with a 0% deposit mortgage—allowing eligible buyers to secure a home loan without needing to put down a deposit. This move aims to make home ownership more accessible, particularly for first-time buyers who may struggle to save for a traditional deposit.

The key features include:
🏡 0% deposit
🏡 10 or 15-year fixed rate
🏡 Unlimited overpayments
🏡 No Early Repayment Charges when moving home/ repaying with own funds
🏡 House purchase only (FTB’s, home movers)
🏡Minimum income of £24,000
🏡Clear recent credit history
🏡 Capped loan to income at 4.49x to avoid overextension

Speak to one of our expert mortgage advisers today to find out more!

Call - ☎️ 01225 970 830
Text -📱 07458195830
Email - 📧 [email protected]
Visit - 🌐 www.lucramortgages.co.uk

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE ACTUAL AMOUNT YOU PAY WILL DEPEND ON YOUR CIRCUMSTANCES. THE FEE IS UP TO 1% BUT A TYPICAL FEE IS £549.

#0%deposit

We did it! 2025 Mortgage Strategy Award Winners! We’re absolutely thrilled to announce that last night Lucra took home t...
22/05/2025

We did it!

2025 Mortgage Strategy Award Winners!

We’re absolutely thrilled to announce that last night Lucra took home the biggest award in our history so far - Best Mortgage Broker (fewer than eight advisers) at the Awards.

We have won awards before but this one meant more, a huge national win for our team and our amazing clients!

This award is a testament to the team’s hard work, dedication and expertise.

A big thank you to all of our introducers, and loyal clients for your support, as well as to the category sponsors too.



The Bank of England’s Monetary Policy Committee has voted 5-4 to reduce Bank Rate to 4.25%.Is now the perfect time to re...
08/05/2025

The Bank of England’s Monetary Policy Committee has voted 5-4 to reduce Bank Rate to 4.25%.

Is now the perfect time to review your current mortgage?

Speak to one of our expert advisers today for mortgage advice.

Call - ☎️ 01225 970 830
Text -📱 07458195830
Email - 📧 [email protected]
Visit - 🌐 www.lucramortgages.co.uk

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE ACTUAL AMOUNT YOU PAY WILL DEPEND ON YOUR CIRCUMSTANCES. THE FEE IS UP TO 1% BUT A TYPICAL FEE IS £549.

⭐ A brilliant 5* Trustpilot review for the Lucra team!⭐If you know someone who is looking for mortgage advice - we are o...
09/04/2025

⭐ A brilliant 5* Trustpilot review for the Lucra team!⭐

If you know someone who is looking for mortgage advice - we are offering a £50 Amazon voucher for every referral who completes on a mortgage with us!

Call - ☎️ 01225 970 830
WhatsApp🔔 - 07542545108
Email - 📧 [email protected]
Visit - 🌐 www.lucramortgages.co.uk

*Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549*


Thrilled to announce that Lucra Mortgages took home the win in the Financial Category at last night’s A huge thank you ...
28/03/2025

Thrilled to announce that Lucra Mortgages took home the win in the Financial Category at last night’s A huge thank you to our incredible team and clients for making this achievement possible & congratulations to all other finalists! 🎉✨

The Bank of England’s Monetary Policy Committee has voted 8-1 to maintain Bank Rate at 4.5%.Is now the perfect time to r...
20/03/2025

The Bank of England’s Monetary Policy Committee has voted 8-1 to maintain Bank Rate at 4.5%.

Is now the perfect time to review your current mortgage?

Speak to one of our expert advisers today for mortgage advice.

Call - ☎️ 01225 970 830
WhatsApp -📱 07542545108
Email - 📧 [email protected]
Visit - 🌐 www.lucramortgages.co.uk

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE ACTUAL AMOUNT YOU PAY WILL DEPEND ON YOUR CIRCUMSTANCES. THE FEE IS UP TO 1% BUT A TYPICAL FEE IS £549.

🚨 New Homeownership Opportunity 🚨 Struggling to save for a deposit? You’re not alone! A new initiative has been introduc...
19/03/2025

🚨 New Homeownership Opportunity 🚨

Struggling to save for a deposit? You’re not alone! A new initiative has been introduced to try and help first-time buyers by offering a 15% interest-free deposit boost 🏠💰.

Lender Generation Home have partnered with housebuilder Persimmon to support first time buyers with a small deposit to get on the property ladder.

How does it work?
‘In a similar way to the government scheme, buyers receive a 15 per cent interest-free ‘boost’, alongside an 80 per cent LTV mortgage, provided by Gen H. On a home costing £400,000, you’d have a 5 per cent deposit of £20,000, get a 15 per cent interest-free boost of £60,000 and have an 80 per cent LTV mortgage with Gen H of £320,000 (subject to standard criteria & rates).’

🏡 Only 5% deposit required
🏡 Interest-free for the term of the mortgage, up to 40 years (HTB was interest-free for just 5 years)
🏡 Available to buyers purchasing a Persimmon home from one of their 130 new build sites across the country
🏡 Minimum income level £18,000 for single occupant & £20,000 for joint owners
🏡If buying as a couple, one of the owners must be over 21 and the other over 18. Sole owners need to be over 21.

Find out more - https://www.standard.co.uk/homesandproperty/property-news/help-to-buy-alternative-housebuilder-mortgage-interest-free-deposit-b1217175.html?utm_content=371691715&utm_medium=social&utm_source=linkedin&hss_channel=lcp-65298570

Speak to one of our expert advisers today for advice on your mortgage.

Call - ☎️ 01225 970 830
WhatsApp - 🔔 07542545108
Email - 📧 [email protected]
Visit - 🌐 www.lucramortgages.co.uk

*Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549*

We are excited to announce that we have been shortlisted for the Mortgage Strategy Awards 2025 in the category ‘Best Mor...
26/02/2025

We are excited to announce that we have been shortlisted for the Mortgage Strategy Awards 2025 in the category ‘Best Mortgage Broker (fewer than eight advisers)’. This recognition is a reflection of the hard work and expertise our team puts in every day to deliver outstanding service to our clients. We can’t wait to join fellow finalists at the awards night in May and celebrate the best in the industry. A big thank you to everyone who has supported us along the way, and best of luck to all the other nominees!

We are proud to announce that we have been shortlisted as a finalist for the 2025 in the ‘Financial’ category! Good luc...
18/02/2025

We are proud to announce that we have been shortlisted as a finalist for the 2025 in the ‘Financial’ category! Good luck to all other finalists & here’s to a fantastic awards event ahead! ✨🍀🎉

❤️🏠 This Valentine’s Day, Let’s Talk About REAL Love 🏠❤️What’s more romantic than a bouquet of roses? Securing your mort...
14/02/2025

❤️🏠 This Valentine’s Day, Let’s Talk About REAL Love 🏠❤️

What’s more romantic than a bouquet of roses? Securing your mortgage rate and life insurance protection! 😎

Let’s face it, nothing says “I love you” like making sure your home and family are protected—just in case you ever need a “back-up” plan (we mean, besides the chocolate stash). 🍫💘

This Valentine’s Day, swipe right on financial security and let us get your future protected! 💖🏡

A Mortgage Broker + Life Insurance = TRUE LOVE 🥰💍

Address

Room 6, Space, 365 Tormarton Road
Chippenham
SN148SR

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 1pm

Telephone

+441225970830

Website

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