Ultimate Mortgage Advice

09/06/2026

🚨 BREAKING NEWS 🚨

We've finally had the call-up to the England squad! 🏴⚽

Apparently, after years of analysing mortgage applications, Thomas Tuchel has decided our ability to handle pressure made us the perfect additions to the team. One of us is leading the line, the other is pulling the strings in midfield... although neither of us has completed a full 90 minutes since a Sunday league game sometime around 2012.

The good news? Even between training sessions, team talks and pretending we know the words to the national anthem, we'll still be on hand to help our clients with their mortgages.

So whether you're buying your first home, remortgaging, or just want some advice, you won't need VAR approval to get hold of us. 📞🏡

🏠⚽🏴󠁧󠁢󠁥󠁮󠁧󠁿

06/06/2026

On our way to get you the best deal 👊

*your home may be repossessed if you do not keep up repayments on your mortgage

05/06/2026

📣📣📣Life cover cheaper for younger adults 📣📣📣

Recent analysis shows that younger adults are benefitting from cheaper life insurance.

In 2025, the average monthly life insurance premium for 18- to 24-year-olds was only £12 a month, while customers over the age of 55 were paying an average of £48. Over the last five years, the cost of insurance for the younger generation has fallen by 5%, however it has risen by 38% for over-55s. The research also indicates that more younger adults are taking the opportunity to combine life cover with critical illness, with 11% opting for this since 2020. Meanwhile, only 2% of over-55s have added critical illness cover to their protection policy.

Whatever your age, we can help source life cover that is right for you.

As with all insurance policies, conditions and exclusions will apply.

Source: https://www.insurancebusinessmag.com/uk/news/life-insurance/younger-buyers-lock-in-cheaper-uk-life-cover-as-protection-market-shifts--report-567434.aspx📣

New data show a growing demand for critical illness and joint policies among younger buyers

04/06/2026

Your words will always say it better than we ever could ☺️

We value your business 🤝

04/06/2026

IT MIGHT BE RAINING ☔️☔️☔️☔️ BUT….

Toms in the office manifesting that bank holiday weather! 😎

We’re hoping that wasn’t the end of our British summer but if it was there’s always sunny vibes at Ultimate Mortgage Advice 💯

03/06/2026

Plugging away every single day 😆

01/06/2026

Market Update ✍️

Mortgage rates are in a state of flux in response to the Middle East conflict, which is a constantly evolving situation.

Mortgage rates were on the rise at the start of April, with over 30 lenders increasing their rates and withdrawing some products from the market. However, by the end of the month, lenders had started to make cuts again. Despite this, at the end of April the average two- and five-year fixed mortgage was still higher than at the beginning of March, before the impact of the war had started to filter through to the economy.

Those who can afford larger deposits continue to fare better in the current economic landscape, as these are the products that are seeing the biggest rate reductions. On the other hand, homeowners who are coming to the end of their five-year fixed deals are likely to be hardest hit when looking for a remortgage deal, as their new rates could be significantly higher.

We can help you understand what the changing economic situation means for you and your mortgage. Get in touch to speak to a professional adviser.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay and early repayment charge to your existing lender if you remortgage.

Sources: https://www.mortgagestrategy.co.uk/news/mortgage-rates-keep-climbing-as-lender-repricing-continues/

https://www.mortgagestrategy.co.uk/news/mortgage-rates-fall-for-a-second-week-as-more-lenders-make-cuts/

26/05/2026

Just had a meeting with Mickey 🐭 about financing the castle renovations.. 🏰

Apparently even Disney’s feeling the pinch… which is surprising considering they’ve been charging me
€3.50 for a bottle of water all week in 30°C heat. 🤣

🥵

*your castle may be repossessed if you do not keep up repayments on your mortgage

21/05/2026

🗣️ “Do you wear a suit for work?”

Not quite… 👟

These are more our style.

Because at the heart of what we do, we’re just normal people helping normal people. No corporate scripts, no call centres, no 9–5 mentality. Just real people who genuinely care about being there when someone needs us.

We couldn’t be more opposite to a big corporate company if we tried.

Life doesn’t stop at 5pm, and neither do we — whether it’s early mornings, late nights, weekends or holidays, we’re here 24/7, 365 days a year to help however we can.

And honestly? We wouldn’t have it any other way.