Gameplan Andy

Gameplan Andy Helping business owners from the financial risk of being unable to work due to accident or sickness, protecting key people and shareholders.

Tax-efficient Life Insurance and Income Protection

Skipping the NHS through Private Medical Insurance

07/04/2026

FINANCIAL RESILIENCE

Income Protection pays out if you have an accident or sickness making you unable to work.

Simple you can’t rely on the government…..

Capping off a great week ✅ Onboarded new clients this week. Caught up with existing clients with Annual Review Meetings....
27/03/2026

Capping off a great week ✅

Onboarded new clients this week.

Caught up with existing clients with Annual Review Meetings.

I also helped a number of households save money on their monthly premiums by updating their life insurances to match their circumstances today.

Oh, and I won at Golf Today with a decent -6 under my handicap ⛳️

Kindly invited to my first event by

Cracking 4 ball today with some great conversations and new connections.

Weather was questionable 🤨

Sunny now ☀️

25/03/2026

SAVINGS 💵 💰 💷💷💷💷

Better in your pocket than the insurance providers.

Fuel’s ⛽️ expensive
Oil 🛢️through the roof
Interest rates 📈 increasing

Now is the time 🕰️

Get out in front of it and review your monthly outgoings.

Speak to a life insurance expert to see what you can do.

Owner Managed, Limited Companies……What are the key protection policies you should be looking at?????I get asked this que...
24/03/2026

Owner Managed, Limited Companies……

What are the key protection policies you should be looking at?????

I get asked this question a lot and it’s very straight forward.

The simple 3…..

Relevant Life Insurance, tax efficient way of paying of your life insurance through your limited company, which is put into trust for the benefit of your beneficiaries should you pass away before the term end date. This is normally set at retirement age and can run up to a maximum of 75 years old.

Executive Income Protection, business owners you are not invincible. You are still prone to suffering from an accident or sickness making you unable to work. Think Cancer, Stress, Burnout etc. Protecting your income as a business owner is a no BRAINER. You pay for your premiums through your limited company and can protect up to 80% of earnings including PAYE Salary and Dividend. You can also include coverage for your Pension Contributions and National Insurance Contributions.

Private Medical Insurance, imperative to an OWNER MANAGED BUSINESS. Skip the NHS, get the best treatment in the market and back on the mend quicker. Back to work and earning.

If you would like more information on the SIMPLE 3 or an overview of what you’ve currently got in place then drop me a line.

23/03/2026

Monday Story Time

Income Protection covers all medical conditions and accidents if you are not well enough and signed off work by a doctor.

It’s not just for manual workers.

What provisions do you have in place if you cannot work due to accident or sickness??

Do you get full sick pay? Great, this makes it cheaper for you, because NO employer will pay you past what’s stated in your contract of employment.

So, have your income protection kick in after this period.

06/03/2026

Out and about today.

Just got back from Cheshire group.

Nice to see lots of new faces and familiar faces. It’s so important in this industry or any industry to expand your network meet new people.

People buy people.

Looking forward to a cracking weekend with my boys heading to Hafren Forest Walk tomorrow and a trip over to Nottingham to watch me play hockey 🥅 🏒

24/02/2026

Fantastic event today at

With the

Was lovely to see the hotel’s growth since 1991 with a terrific presentation from Hamish Ferguson

The spa, golf course and hotel in general is fantastic.

As a business owner / director have you planned for the unplanned?

We never know what’s around that corner and having the right business protection in place can help mitigate the financial risk when you are unwell.

Are you really looking after your employees with a benefits package?

Private Medical
Death in service
Full sick pay

All music to an employee’s ears.

If you need any support drop me a line.

Take protection seriously….Last night I had a phone call from a client who’s been on the fence for months for his busine...
24/02/2026

Take protection seriously….

Last night I had a phone call from a client who’s been on the fence for months for his business protection including Relevant Life Insurance, Executive Income Protection and Keyperson Protection.

My recommendation was delivered well before Xmas.

With the potential client asking me to email everything over so he could mull it over.

Not something I do regularly, but in this business owners example.

Time was not on his side.

Or that was his excuse.

The phone call was because his Wife had a severe stroke over the weekend, she’s stable but now has life long symptoms and complications.

Prompted him to PANIC and call me after hours to revisit everything.

Morale of the story here.

Don’t wait until it’s too late….

Don’t kick the can down the road….

Speak to an expert today to get your protection affairs in order both Business & Personal.

11/02/2026

SKIP THE NHS

The power of having private medical insurance plan. Would make a massive difference to this unexpected life events when you but sick or injured.

03/02/2026

Sad one today 😥

But listen in…..

Tune into BBC radio 2 now to listen to Jeremy Vine talking about the financial implications, families face if your child gets diagnosed with cancer.

Children’s critical illness cover.

For the additional cost per month on top of your policy it’s a no brainer.

Claims are real, it broke my heart.

But, I’m happy that advise accordingly to all of my parenting clients.

Self Employed LifeIt’s not for everyone, but if you’ve taken that leap, how are you finding things? Being self employed ...
18/11/2025

Self Employed Life

It’s not for everyone, but if you’ve taken that leap, how are you finding things?

Being self employed comes with a sense of freedom.

I mean, just look how much time I spent on the golf course this summer.

I also like to go the gym or for a run in the middle of the day.

Things I would NOT be able to do if I was employed.

I’m pretty sure one of your biggest worries, is where the next client / job is coming from?

So, what happens when your unwell, too sick to work, had a serious accident?

Income Protection, gives you that peace of mind that you can maintain your lifestyle should this happen to you.
�You can’t rely on the government at the best of times and living off their new style ESA scheme would be difficult for everyone.

Specific for sole traders.

Take control…..

You are not invincible.

Plan for it.

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Chester

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