01/11/2026
🎃 Halloween is over. The insurance horror stories aren’t! 👻
Think insurance is boring?
Oh, you have NO idea. 😂
I’ve been digging through some of the strangest stories in insurance history, and frankly, some of them sound like they belong in a comedy rather than an insurance archive.
💀 A skeleton that needed insurance for a university dance. The insurer declined to quote. Perhaps it was a little too bare-bones?
👻 A poltergeist called Donald, suspected of causing trouble with an electric cooker.
🧙♀️ A husband who wanted to reduce his contents insurance after his wife left, apparently taking her cauldron and broomstick with her.
🐈 A 300-year-old mummified cat, a Suffolk hotel and a rather suspicious series of fires.
🦕 And yes, even the Loch Ness Monster has featured in genuine insurance arrangements!
Then there’s a Victorian vicar who injured himself playing leapfrog. He received £120 in compensation.
I couldn’t make this stuff up. Well, I could, but apparently the insurance industry got there first. 😂
👉 Swipe through the stories.
Now I have a very important question:
WHICH ONE IS YOUR FAVOURITE? 😂
Donald the poltergeist? The leapfrogging vicar? Or insurance against alien abduction?
Tell me in the comments. I need to know which one wins!
🌲 Meanwhile, back at The Forest Office, things are relatively normal.
Apart from my neighbours living in a house on one chicken leg.
But we don’t talk about that. 🐔😂
And if you have questions about Life Insurance, Income Protection or Serious Illness Cover, I’m happy to have a chat.
☕ Fancy a virtual coffee?
📞 07715 569635
No broomsticks, ghosts or alien encounters required.
Stories based on published insurance archives and historical reports. Individual insurance policies are subject to their terms, conditions and exclusions.