Russell Birtles - View Finance

28/08/2026

Tel 07720722650

🏡FUN FACT FRIDAY🏡

Did you know being declared bankrupt doesn’t automatically mean you can NEVER get a mortgage?

It can make things more difficult and your options may be limited, especially soon after bankruptcy - but there are lenders who may consider applicants with a previous bankruptcy. *

Your credit history is only one piece of the puzzle 🧩 

So if you’ve been told “you’ll never get a mortgage”, don’t assume that’s the end of the story. 😊

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*Every application is different and lender criteria apply.

26/08/2026

Tel 07720722650
Please feel free to call or message 👍

22/08/2026

For all your mortgage and protection needs please feel free to call or message me.
Days evenings or even weekends 👍
Please like and share if you can as happy to help all.
Whole of market mortgage and protection broker
Tel: 07720722650
Email: [email protected]

21/08/2026

Tel: 07720722650
Please feel free to call or message me

17/08/2026

Tel 07720722650
Happy to chat 👍

🏡 Mortgage Market Update - Week Commencing 17 August 2026

There’s been plenty happening in the mortgage market this week 👀

📉 Bank Rate remains at 3.75%, following the Bank of England’s latest decision. The next review is due on 17 September. (Bank of England - source)

🏦 Mortgage rates remain competitive, but pricing is moving around. Several lenders have recently reduced selected fixed-rate products, showing that there is still strong competition between lenders. (Mortgage One - source)

🏠 The housing market is showing some signs of cooling. Rightmove reported a 2% fall in average asking prices for newly listed properties in August, the largest August drop since 2018. (The Guardian - sourxe)

💡 So what does this mean for you?

If you’re:
➡️ Thinking about buying your first home
➡️ Moving home
➡️ Coming to the end of your current fixed rate
➡️ Considering whether to fix now or wait
➡️ Looking to review your current mortgage

…it could be worth looking at your options now rather than simply waiting for the next Bank Rate announcement.

Remember, mortgage rates don’t always move directly in line with Bank Rate, so waiting for a rate cut doesn’t necessarily mean you’ll automatically get a cheaper mortgage.

Every client’s circumstances are different, and the right option will depend on your income, deposit/equity, credit profile, mortgage term and plans for the future.

📩 If you’d like to know what your options could look like, get in touch for a chat.

*Your home/property may be repossessed if you do not keep up repayments on your mortgage.
*This post is for information only.
*View Finance is FCA registered.

09/08/2026

Please feel free to like and share 🙏

09/08/2026

Tel 07720722650
Please feel free to call or message.

07/08/2026

Tel 07720722650
Happy to help
Feel free to call or message.
Available days evenings and also weekends.

🧾 Fun Fact Friday!

A mortgage agreement in principle isn’t a guarantee that you’ll get the mortgage.

The lender still needs to complete its full assessment and valuation. 🏠

*This post is for information only.
*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*View Finance is FCA registered.

24/07/2026

Tel 07720722650

💡 Fun Fact Friday!

An energy-efficient home could do more than lower your bills… it may even help you secure a better mortgage deal! 🏡

Thinking of buying or remortgaging? Get in touch today.

*This post is for information only.
*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*View Finance is FCA registered.

21/07/2026

Tel 07720722650
Email [email protected]
Whole of market independent mortgage broker looking after clients nationally.