Justine Harrod: Mortgage & Protection Adviser

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Justine Harrod: Mortgage & Protection Adviser

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Providing advice on mortgages and protection. Based in The Mortgage Shop (Kent) Ltd The Financial Conduct Authority does not regulate most Buy to Let Mortgages.

The Mortgage Shop (Kent) Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate estate agency, lettings and conveyancing services’. We normally charge a fee for mortgage advice. However, this will be dependent on your circumstances. Our typical fee is £299. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

10/10/2026

It’s easy to think about the big things — but family life is built around all the little things too. ❤️

The clubs, the holidays, the gym membership, days out and the treats your family enjoys are all part of the lifestyle you’ve worked hard to create.

If your income disappeared, how much of that would have to change?

Having the right protection in place could help your family maintain some financial stability and continue enjoying the things that make everyday life special, even when life doesn’t go to plan.

Protecting your income can mean protecting much more than just the bills. 💚

📞 07754 041947
📧 [email protected]

Let’s have a chat about what you could protect, with a friendly, no-obligation conversation.

06/10/2026

Your family relies on you for so much — from the mortgage and household bills to the everyday costs that keep life moving. ❤️

If the worst were to happen, would they have enough financial support to maintain some stability while they adjust to life without you?

Putting the right protection in place isn’t about expecting the worst. It’s about making sure the people you love are looked after if the unexpected does happen.

A little planning now could make a big difference to your family’s future. 💚

📞 07754 041947
📧 [email protected]

If you’d like to talk through your options, get in touch for a friendly, no-obligation conversation.

03/10/2026

A lovely review from Max! ⭐⭐⭐⭐⭐

Buying a home can be a huge step, especially when there’s so much to navigate along the way. It means a lot to know that Max felt supported, informed and confident throughout the process.

Going above and beyond for my clients is something I genuinely care about, so feedback like this really does make my day. 💚

Thank you, Max, for putting your trust in me and for taking the time to share your experience!

Thinking about your next mortgage? I’m always happy to have a chat. 🏡

📞 07754 041947
📧 [email protected]

29/09/2026

Do you have a mortgage, or will you have one in the future? 🏡

Have you thought about how you’d manage your mortgage balance if you were diagnosed with a specified critical illness?

A serious illness can bring enough uncertainty without having to worry about how you’ll keep up with your mortgage and other financial commitments.

The right protection could help provide a financial safety net, potentially helping towards your mortgage and giving you greater peace of mind when you need it most. ❤️

Not sure what protection could be suitable for you? Let’s have a chat. 💬

📞 07754 041947
📧 [[email protected]](mailto:[email protected])

Get in touch for a friendly, no-obligation conversation about your options.

22/09/2026

What a lovely milestone! 🏡❤️

A huge congratulations to Tommy & Amelia on getting the keys to their very first home! 🔑🎉

It’s always extra special helping first-time buyers take that big step onto the property ladder. From the initial conversations and paperwork to finally seeing them standing outside their new home — this is exactly why I love what I do.

Wishing you both so many happy memories in your new home. Here’s to the start of an exciting new chapter! 🥂

Thank you for trusting me to be part of your journey. 💚

📞 07754 041947
📧 [email protected]

If you’re hoping to make your first move onto the property ladder, I’d love to help you get started.

19/09/2026

What finances would you need to protect if you were diagnosed with a serious illness? ❤️

It’s easy to think about the bigger picture, but what would happen to your mortgage, household bills, family expenses or the lifestyle you’ve worked hard to build?

Serious illness protection could provide a financial safety net, helping you focus on what matters most rather than worrying about how you’ll manage financially.

Not sure what you could protect or how much cover you might need? Let’s have a chat. 💬

📞 07754 041947
📧 [[email protected]](mailto:[email protected])

Get in touch for a friendly, no-obligation conversation about your options.

15/09/2026

Self-employed? Self-reliant? 💼

You’re used to looking after yourself, but what happens if illness or injury means you’re unable to work?

When you’re self-employed, there may be no employer sick pay to fall back on, making protecting your income even more important.

The right protection could help provide a financial safety net, helping you continue to cover your mortgage, bills and the lifestyle you’ve worked so hard to build. 🏡❤️

Speak to us to find out what options could be available for you. 💬

📞 07754 041947
📧 [[email protected]](mailto:[email protected])

Get in touch for a friendly, no-obligation conversation about your options.

12/09/2026

Another lovely 5-star review ⭐⭐⭐⭐⭐

For Maria, getting the mortgage was just one part of the journey — keeping everything moving through to completion was just as important.

Buying a home can involve a lot of different people behind the scenes, and sometimes it takes a little persistence to keep things on track. I’m so pleased Maria felt supported throughout and knew she could pick up the phone whenever she needed me. 💚

Thank you, Maria, for trusting me with your mortgage and for taking the time to leave such a kind review. It really does mean a lot!

If you’re looking for a mortgage advisor who’ll be there from the initial application right through to completion, let’s have a chat. 🏡

📞 07754 041947
📧 [email protected]

08/09/2026

🚨 Myth: Only high earners need protection.

The truth? **Every income matters.** 💷

Whether you’re earning a little or a lot, your income helps provide for your family, pay the mortgage, cover the bills and enjoy the lifestyle you’ve worked hard to build.

If you were unable to work due to illness or injury, how would you manage financially?

Protection isn’t just for high earners — it’s about protecting what your income provides for you and the people who rely on you. ❤️

Want to know what options could be available for you? Let’s have a chat. 💬

📞 07754 041947
📧 [[email protected]](mailto:[email protected])

Get in touch for a friendly, no-obligation conversation about your options.

06/09/2026

A great mortgage experience should make the process feel simple, clear and stress-free. 💚🏡

A huge thank you to Ryan for taking the time to leave such a fantastic review and for trusting me with both his mortgage and remortgage.

From finding the right rate to working alongside solicitors, my aim is always to take as much of the stress out of the process as possible and keep everything moving smoothly. 🔑✨

It’s incredibly rewarding to know that Ryan felt supported throughout and was happy with the service he received.

Thank you again, Ryan, for your kind words and recommendation — it really is appreciated. 💚

If you’re considering a mortgage or remortgage and would like some friendly, no-obligation advice, I’d love to hear from you.

📞 07754 041947
📧 [email protected]

Address

6 Nelson Place
Broadstairs
CT101HQ

Telephone

+447754041947

Website

https://www.themortgageshop.co.uk/

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