The Finance Factory

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The Finance Factory Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from The Finance Factory, Loan service, 12a Hill Road, Bristol.

Commercial Finance Broker - Asset Finance, Invoice Finance, Refinance, Commercial Loans, Revolving Credit, Merchant Cash Advance, Professional Loans, Commercial Property Finance, Bridging Finance, Tax Loans - Grow your business with The Finance Factory

We’ve backed Cam since the start of last season, and we were proud to see him choose Bristol again for a second.He’s on ...
03/11/2026

We’ve backed Cam since the start of last season, and we were proud to see him choose Bristol again for a second.

He’s on the sidelines for now, and we’re right behind him while he gets back to full strength. The Flyers are better with Cam on the floor, and we can’t wait to see him back out there.

Rest up, Cam 🏀

02/11/2026

Big invoice just landed? So why does your bank balance look worse, not better?

That's the trap a lot of businesses fall into. More work, bigger invoices, longer payment terms, and suddenly cash flow is tighter even though you're winning more.

Invoice finance fixes this. In plain English: you raise the invoice, you get paid (most of it) straight away instead of waiting 30, 60, 90 days. When your client settles up, the lender gets repaid minus a small fee. You're not borrowing against the future, you're just unlocking cash that's already yours.

Cash flow is king. Growth shouldn't be the thing that squeezes it.

Give us a ring and we'll work out if it's the right fit for your business, no jargon, no pressure, just a straightforward conversation.

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The Finance Factory Ltd is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. The Finance Factory Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. The Finance Factory Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

29/10/2026

Nobody warns you about this part of running a business: time doesn't clock out.

A 9-to-5 has a clear end point. Running your own business doesn't. Some nights that means picking something back up at midnight. Some mornings it means starting again at 6am. The job's done when it's done, not when the clock says so.

That's not a complaint. It's just what staying flexible for your clients actually looks like.

If that sounds familiar, you're not doing it wrong, you're doing it right. It's exactly why the right funding partner matters too: one that works around your pace, not office hours.

Want finance that actually fits how your business runs? Let's talk.

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The Finance Factory Ltd is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. The Finance Factory Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. The Finance Factory Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

Standing courtside with the team you've watched since you were old enough to dribble a ball 🏀That's what the Bristol Fly...
28/10/2026

Standing courtside with the team you've watched since you were old enough to dribble a ball 🏀

That's what the Bristol Flyers U14s got to experience at a recent game against Liverpool: a spot on court with the men's first team at half time, right before the Flyers went on to take the win.

As a kid, that moment stays with you. You can see where the pathway leads, and the players at the top of it are making time for you.

This is the part of grassroots sport we care about most. Andy has coached this group week in, week out, and you can see it in how far they've come this season. It's the same thing we mean by someone in your corner: turning up, knowing people properly, and backing them for the long run.

Proud to sponsor the Flyers, and proud of this group.

Who was the player you looked up to growing up? Tell us below 👇

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The Finance Factory Ltd is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. The Finance Factory Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. The Finance Factory Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

24/10/2026

You'll probably bump into us before you ever pick up the phone.

It's no secret we're regulars on the Bristol and South West networking circuit, but it's not for the free coffee. Every event is a chance to sit down with a new industry mate and actually understand how their business works: the seasonal pressures, the payment lags, the equipment that needs replacing before it becomes a problem.

That's the bit a lot of brokers skip. And it's exactly why it matters. Finance that fits your business comes from understanding the business, not from a form that looks fine on paper.

So if you spot us at the next Synergy meetup (or anywhere else across Bristol and the South West), come and say hello. No pitch, just a conversation.

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The Finance Factory Ltd is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. The Finance Factory Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. The Finance Factory Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

23/10/2026

One bad decision from someone else's lender is the whole reason The Finance Factory exists.

For our director, Andy, the breaking point was watching good businesses get turned away from funding they needed, through no fault of their own. Just bad advice, or no advice at all.

So he built something different. A broker that gets someone in your corner from day one, straightforward access to the funding you're entitled to, without the runaround.

It's not complicated. We just believe your business deserves a real shot at the finance it needs to grow.

Sound like the kind of partner you've been looking for? Comment "FUNDING" below and we'll reach out, or send us a message directly.

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The Finance Factory Ltd is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. The Finance Factory Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. The Finance Factory Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

21/10/2026

"All the money comes in... you think, I can spend all that." 😅 If that's ever been you, you're not alone, and it's one of the most common money traps for sole traders.

We put that exact question to Helen from Brainworks Hypnotherapy at our Synergy networking meeting: what's the best financial advice you've ever received?

Her answer: not everything that lands in your account is profit. Split it into pots from day one, tax, costs, wages, whatever applies, so your business is always covered before you touch what's actually yours.

Simple shift. Massive difference in how in control you feel.

What's the best financial advice you've ever been given? Drop it below, we're collecting them 👇

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The Finance Factory Ltd is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. The Finance Factory Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. The Finance Factory Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

15/10/2026

Keep a comfortable cash buffer. Only take on commitments you know you can actually afford.

That's the one thing our director Gav would tell himself on day one, shared straight from the Synergy Networking floor.

It sounds simple, and it is, but it's also the first thing that slips when things get busy. The businesses that stay in control are the ones who protect that breathing room on purpose, not by accident.

If you're not sure whether your current setup gives you that buffer, that's exactly the kind of conversation we have every day. Get in touch and let's look at it together.

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The Finance Factory Ltd is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. The Finance Factory Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. The Finance Factory Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

14/10/2026

You'll probably bump into us before you ever pick up the phone 👋

We're at a lot of networking events, but it's not about the free coffee.

Every event is a chance to sit down with a new industry and really get into the detail of how they operate. That's the bit most finance providers skip, and it's exactly why our solutions fit instead of just looking good on paper.

So if you spot us at the next one, come say hello. Chances are we already understand more about your industry than you'd expect.

Ready to talk financing that actually fits? Drop us a message or book a face to face chat, link in bio.

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The Finance Factory Ltd is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. The Finance Factory Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. The Finance Factory Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

12/10/2026

"Nobody warned me about the long hours and the commitment to the customer."

That's Jason from UES, talking straight at one of our Synergy networking meetings, where we sit down with business owners for real, unscripted conversations about what running a business actually looks like.

Not the stuff in the brochure. The hours. The pressure to deliver. The weight of every customer relationship.

What's the one thing nobody warned you about? Tell us below, we read every comment.

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The Finance Factory Ltd is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. The Finance Factory Ltd will receive payment(s) in the form of commission from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. The Finance Factory Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority FRN: 625035

Address

12a Hill Road
Bristol
BS217NZ

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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