Mel Bebbington-Trengove - Blue Sky Mortgages

06/09/2026

🌟 10 Mortgage Questions in 10 Weeks 🌟
Over the next 10 weeks, I’ll answer 10 of the questions I’m most frequently asked about mortgages.

Whether you’re buying your first home, moving house or remortgaging, I’ll explain the key points in simple, straightforward language to help you feel more confident about your next move.
🏠 Week 1: How much can I borrow?
There is no single income multiple that applies to everyone, and any initial borrowing figure is only an indication—not a guarantee that a mortgage will be offered, this is why it is imperative that you seek expert independent mortgage advice. Lenders assess affordability using
✅ Your income
✅ Loans and credit commitments
✅ Regular household expenditure
✅ The size of your deposit
✅ Your credit history
✅ The lender’s individual affordability assessment
Every lender calculates affordability differently, so two lenders may offer very different amounts based on exactly the same circumstances.
If you’re wondering how much you might be able to borrow, I’d be happy to review your circumstances and help you explore the options available.

Follow the series and let me know which mortgage questions you would like me to cover in the comments.
🏠 Blue Sky Mortgages
Clear advice, tailored to you.
📞 07931 636372
📧 [email protected]
🌐 https://blueskymortgages.co.uk/

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Blue Sky Mortgages is a trading name of Blue Sky Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority. FCA reference number 827075.

Get independent mortgage advice across the UK. Speak to expert advisers for first-time buyers, remortgages, buy-to-let and protection. Free consultation.

25/08/2026

🌤️ Exciting News! 🌤️

I’m thrilled to share that I’ve recently joined Blue Sky Mortgages — a team dedicated to helping clients find the right mortgage solutions with clarity, care, and confidence.
Whether you’re buying your first home, remortgaging, or exploring your options in today’s changing market, I’m here to offer expert advice tailored to your needs.
At Blue Sky Mortgages, we believe in making the process as smooth and stress-free as possible — because your mortgage journey should feel like a breath of fresh air. 💙
If you’d like to chat about your mortgage plans or review your current deal, please don’t hesitate to reach out. I’d love to help you find the best path forward.

📞 079321636372
📧 [email protected]
🌐 Independent Mortgage Advisors UK | Blue Sky Mortgages


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Blue Sky Mortgages is a trading name of Blue Sky Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority. FCA reference number 827075.

02/03/2025

10/02/2025

Mortgage deal ending?

We reckon we can find the best deal for your circumstances

Here’s why:

✔️ We as Mortgage Brokers - can search the whole of the market for the right deal.

✔️ We’re advisers - we look at your individual circumstances and needs to make sure your mortgage is the right one for you.

✔️ We’re focused on you – we care about each and every one of our clients and finding them a solution that helps them reach their goals.

If you’re looking to remortgage, just get in touch:

07931 636372 or simply message us

04/02/2025

Don't hit snooze on your remortgage.

Simply call us on 07931636372

We can look into what the next steps are to get you up and into your remortgage process.

24/01/2025

Struggling to get a mortgage?
I’ve helped other people just like you find a mortgage deal that works for them, even when they’ve been declined a mortgage elsewhere.
I could do the same for you. Just get in touch:
07931636372 or simply message me

26/10/2024

Moving home is stressful – even if Rex over there doesn’t think so.
I'm here to make it a whole lot easier. As a mortgage broker, I can look to find the right deal for you.
“Woof” 🐶
📱 07931636372 or message me

16/10/2024

Getting your first home can seem daunting. I'm here to help you
As a mortgage broker, I’ll search the whole of the market to find what I think will be the best mortgage deal.

Just give me a call: 07931636372 or message

15/10/2024

You can also follow on Instagram to see more.

08/10/2024

Aaaaaannnnnnd RELAX. You’ve found me. I’ll help you find a mortgage that suits you so you can sit back safe in the knowledge that it’s all sorted.
Ready to sleep well at night? Just call me on: ☎️ 07931636372 or simply hit send message