Advance Credit Union

20/10/2026

UPDATE 13:17:
We have been informed by our provider that the issue has now been resolved. If you continue to have issues logging into Internet Banking or requesting a share withdrawal please contact us through the usual channels.

Thank you once again for your patience with us during this time.
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We are aware of an issue affecting Internet Banking.

This has been caused by an issue our provider is having, which appears to be related to a larger issue with Google Cloud.

While the resolution of this issue is out of our hands, we are aware that not being able to access your Credit Union account online or through our app causes disruption to our members, which we are very sorry for.

We will provide updates as and when we can. Thank you for your patience and understanding.

30/04/2026

We appeared on ITV Central News! 🎥🎉

You may have seen us on the news earlier this week. 👀

The segment formed part of ITV’s coverage of the government’s newly announced reforms, with Helen Toft, Vice Chair of our Board of Directors, representing ACU. From fair loans to easy ways to save, the feature showed exactly how we’re putting our members first every single day.

It’s all about people helping people - offering an ethical, community-focused alternative that actually works for our members and the wider community of Birmingham.

💬 A word from our General Manager:
"Being featured on ITV was a proud moment for us. It’s a great chance to show how credit unions build financial strength in our local communities. We’re staying committed to putting people before profit and making sure everyone has access to safe and ethical financial options."
- Faye Bailey

Want to see us in action? Check out the video below to see how we’re making a real difference. 📺👇

02/02/2026

Discover the difference at Advance Credit Union!

We're a non-profit, community-based financial cooperative dedicated to helping local residents in the (B) postcode. We offer:

✅ Savings Accounts: Build your future with secure, easy-access savings.
✅ Fair-Rate Loans: Responsible borrowing options designed for real life (loans for any purpose, all circumstances considered).
✅ Financial Education: Tools and resources to help you manage your money better.

All loans and accounts subject to approval. Rates and terms may vary based on creditworthiness and other factors. See our website for full disclosures.

Join the community of Birmingham today who are already enjoying ethical, affordable, and local financial services.

Eligibility: Membership is completely free and open to anyone who lives, works in Birmingham and Solihull.

Learn More & Apply Today!

Fair and affordable loans for all purposes With your local credit union Click Here Existing members applying for a new loan should click here If you simply want to join the Credit Union without applying for a loan click here If you'd like to join and apply for a loan, click here Members, remember to...

19/10/2025

🎄 Christmas is coming — let’s make it joyful, not stressful!
In need of a little financial boost to help with Christmas Expenses?
If you live or work in a Birmingham (B) postcode, you’re eligible to apply for an affordable Christmas loan from Advance Credit Union
We’re a not-for-profit community lender, meaning every penny goes back into helping local people — not shareholders. People before Profits! Whether you need a little extra to make the season special, or just want peace of mind, we’re here for you.
✨ Why choose us?
Fair, affordable interest rates
All circumstances considered - we can help if you are unemployed.
Loans for Christmas: £200.00 - £500.00. Apr 42.6%.
Repayments from 26 weeks - 52 weeks
No joining fees
No hidden charges
Flexible repayments
Save as you borrow
You will be joining a Community of over 6,000 members
Regulated by the FCA & PRA - responsible lending putting your needs 1st!
Supporting Birmingham communities since 1989!

🎁 Borrow with confidence
👉 Apply now: https://cusecureserver2.co.uk/~advancecu/join+borrow/join.php
Or pop into your local branch at 200 Sutton New Road, Erdington, Birmingham, B23 6QU during business hours. Our friendly team is ready to assist you.

please note if you do not live or work within the B postcode of Birmingham your application will not be considered. We can only accept applications if you live or work in Birmingham

16/10/2025

Today, Advance Credit Union is celebrating International Credit Union Day 2025, a global celebration observed annually on the third Thursday of October. It's a day to reflect on the credit union movement's history, promote its achievements, and recognise the hard work of credit union employees. More importantly, it's a day to celebrate you, our members, and the positive impact we make together in the community through the "people helping people" philosophy!

06/10/2025

"Dreaming of a brighter financial future? ✨
Advance Credit Union is here to help you achieve your goals!
We offer competitive rates, personalised service, and a commitment to our community.

Why choose us?

Lower loan rates: Save more on interest with our affordable loan options.

Save as you Borrow: Start your savings journey when paying back your loan.

Flexible terms: We work with you to find a repayment plan that fits your budget.

Local and trusted: Your financial success is our priority.

Products and services for the Community we serve - Hello Birmingham! 👋

People helping people - Our team live and work in your Community - putting your needs first.

We envision a community where everyone feels empowered and informed, where financial worries are eased, and well-being is a priority. If you live in the ‘B’ postcode - Hello Birmingham! 👋 We are your local Community Credit Union.

Joining your community credit union couldn’t be easier. Simply visit our website https://advancecu.org.uk/ or stop by our branch in Erdington today!

"

Fair and affordable loans for all purposes With your local credit union Click Here Existing members applying for a new loan should click here If you simply want to join the Credit Union without applying for a loan click here If you'd like to join and apply for a loan, click here Members, remember to...

23/09/2025

What truly sets Advance Credit Union apart from other financial institutions is our unique operational philosophy and commitment to our members:

Community-Owned – Not-For-Profit:

Unlike conventional banks that are driven by the pursuit of shareholder profits, Credit Unions like ours are proudly owned by their members. This fundamental difference means that every single pound we generate is thoughtfully reinvested back into the local community. This reinvestment directly supports our valued members through competitive rates, accessible services, and the communities we serve through various initiatives, ensuring that financial success benefits everyone.

When life presents unexpected challenges and you find yourself in need of swift and reliable financial assistance, Advance Credit Union is here to provide fast, fair, and compassionate support. We are committed to helping you navigate difficult times and empowering you to get back on your feet with confidence and peace of mind. We are more than just a place for your money; we are a partner in your financial journey, dedicated to your success.

Fair and affordable loans for all purposes With your local credit union Click Here Existing members applying for a new loan should click here If you simply want to join the Credit Union without applying for a loan click here If you'd like to join and apply for a loan, click here Members, remember to...

22/09/2025

We love hearing from our members! 💙 Here’s what one of our members had to say about borrowing with us.

19/09/2025

I start with the letter R and I am something schools or homes often have. What am I?

Just like schools and homes have rules, saving money also benefits from having rules. Setting guidelines, like spending less than you earn can make saving a lot easier and achievable.

18/09/2025

You're not alone this Christmas!

The festive period can bring financial worry for most; that’s why we’re here to help with our Christmas Helper Loan. ✨ Quick, easy, and flexible because you and your family deserve peace of mind this winter.

Learn more on our website: https://advancecu.org.uk/products-and-services/loans/needhelpbirmingham/