Tess - Mortgage & Protection Adviser

Tess - Mortgage & Protection Adviser 🖤 Mortgage & Protection Broker (All of UK)
🖤 I specialise in bad credit mortgages
🖤 5* Rated

28/08/2026

Happy 8 years to me 😍🥂🏡

Behind every mortgage offer is a person, a couple or a family getting the keys to a new chapter 🔑

I’ve helped people who thought they’d never get a mortgage, people buying their very first home, families moving into their forever home, and clients who’ve come back to me time and time again.

Sometimes, when I’m caught up in the day-to-day madness of running a business, I forget just how much of a positive impact my job can have on someone’s life ❤️

📞 07572 580920⁣⁣⁣⁣⁣
📲 https://wa.link/tessmortgageadviser
📧 [email protected]⁣⁣⁣⁣⁣
🌎 https://linktr.ee/TessMortgage

Happy 8 years to me 😍🥂🏡Behind every mortgage offer is a person, a couple or a family getting the keys to a new chapter. ...
28/08/2026

Happy 8 years to me 😍🥂🏡

Behind every mortgage offer is a person, a couple or a family getting the keys to a new chapter. 🔑

I’ve helped people who thought they’d never get a mortgage, people buying their very first home, families moving into their forever home, and clients who’ve come back to me time and time again.

Sometimes, when I’m caught up in the day-to-day madness of running a business, I forget just how much of a positive impact my job can have on someone’s life ❤️

📞 07572 580920⁣⁣⁣⁣⁣
📲 https://wa.link/tessmortgageadviser
📧 [email protected]⁣⁣⁣⁣⁣
🌎 https://linktr.ee/TessMortgage

27/08/2026

My client first approached me in October 2022 and I helped him set up a Lifetime ISA to buy him first home. Fast forward 2 years and 10 months - his mortgage has just been offered on his first home 😍🏡

We got him agreed in principle on the 21st of July, he went and found a house, I submitted his mortgage on the 7th of August and his mortgage got offered on the 20th of August 2026.

He has a brilliant credit report, so he put down a 10% deposit and I secured him an interest rate of 4.99% on a 5 year fixed term ✨

Here’s what protection we put in place to give him complete peace of mind:

🏡 Decreasing Term Life Insurance…
So that the mortgage is fully paid off if the worst happens - ensuring the home stays with his family.

💛 Critical Illness Cover…
A reassuring lump-sum safety net for life’s toughest moments.

💼 Income Protection to kick in after his stepped sick payments from his employer…
A 2-year benefit period to keep the bills covered if illness or injury stops him from working.

🏠 Buildings & Contents Insurance…
Including accidental damage - because life can be unpredictable!

✨ FREE Protection Reviews Available ✨
If you’d like to understand your options and make sure your cover still suits your situation, just message me the word “PROTECTION” and I’ll send you my next available appointment slots.

Comment “FIRST” if you want to find out how much you can borrow and how much deposit you will need.

Follow for more mortgage information and tips 🏡

📞 07572 580920⁣⁣⁣⁣⁣
📲 https://wa.link/tessmortgageadviser
📧 [email protected]⁣⁣⁣⁣⁣
🌎 https://linktr.ee/TessMortgage

What a lovely review from my client Barry 🤩Barry first approached me in October 2022 and I helped him set up a Lifetime ...
27/08/2026

What a lovely review from my client Barry 🤩

Barry first approached me in October 2022 and I helped him set up a Lifetime ISA to buy him first home. Fast forward 2 years and 10 months - his mortgage has just been offered on his first home 😍🏡

We got him agreed in principle on the 21st of July, he went and found a house, I submitted his mortgage on the 7th of August and his mortgage got offered on the 20th of August 2026.

He has a brilliant credit report, so he put down a 10% deposit and I secured him an interest rate of 4.99% on a 5 year fixed term ✨

Here’s what protection we put in place to give him complete peace of mind:

🏡 Decreasing Term Life Insurance…
So that the mortgage is fully paid off if the worst happens - ensuring the home stays with his family.

💛 Critical Illness Cover…
A reassuring lump-sum safety net for life’s toughest moments.

💼 Income Protection to kick in after his stepped sick payments from his employer…
A 2-year benefit period to keep the bills covered if illness or injury stops him from working.

🏠 Buildings & Contents Insurance…
Including accidental damage - because life can be unpredictable!

✨ FREE Protection Reviews Available ✨
If you’d like to understand your options and make sure your cover still suits your situation, just message me the word “PROTECTION” and I’ll send you my next available appointment slots.

Comment “FIRST” if you want to find out how much you can borrow and how much deposit you will need.

Follow Tess Mortgage Adviser for more mortgage information and tips 🏡

📞 07572 580920⁣⁣⁣⁣⁣
📲 https://wa.link/tessmortgageadviser
📧 [email protected]⁣⁣⁣⁣⁣
🌎 https://linktr.ee/TessMortgage

What a lovely review from my client Barry 🤩Barry first approached me in October 2022 and I helped him set up a Lifetime ...
27/08/2026

What a lovely review from my client Barry 🤩

Barry first approached me in October 2022 and I helped him set up a Lifetime ISA to buy him first home. Fast forward 2 years and 10 months - his mortgage has just been offered on his first home 😍🏡

We got him agreed in principle on the 21st of July, he went and found a house, I submitted his mortgage on the 7th of August and his mortgage got offered on the 20th of August 2026.

He has a brilliant credit report, so he put down a 10% deposit and I secured him an interest rate of 4.99% on a 5 year fixed term ✨

Here’s what protection we put in place to give him complete peace of mind:

🏡 Decreasing Term Life Insurance…
So that the mortgage is fully paid off if the worst happens - ensuring the home stays with his family.

💛 Critical Illness Cover…
A reassuring lump-sum safety net for life’s toughest moments.

💼 Income Protection to kick in after his stepped sick payments from his employer…
A 2-year benefit period to keep the bills covered if illness or injury stops him from working.

🏠 Buildings & Contents Insurance…
Including accidental damage - because life can be unpredictable!

✨ FREE Protection Reviews Available ✨
If you’d like to understand your options and make sure your cover still suits your situation, just message me the word “PROTECTION” and I’ll send you my next available appointment slots.

Comment “FIRST” if you want to find out how much you can borrow and how much deposit you will need.

Follow Tess Mortgage Adviser for more mortgage information and tips 🏡

📞 07572 580920⁣⁣⁣⁣⁣
📲 https://wa.link/tessmortgageadviser
📧 [email protected]⁣⁣⁣⁣⁣
🌎 https://linktr.ee/TessMortgage

When buying a home, it’s easy to get caught up in whether the interest rate is 4%, 5% or 6%.It’s not just about what a l...
19/08/2026

When buying a home, it’s easy to get caught up in whether the interest rate is 4%, 5% or 6%.

It’s not just about what a lender says you can afford, it’s about what you’re comfortable paying each month while still being able to enjoy life, save money, handle unexpected expenses and achieve your other financial goals. Plan your budget first. Then find the home that fits it 🏡

Comment “FIRST” if you want to find out how much you can borrow and how much deposit you will need.

Follow Tess Mortgage Adviser for more mortgage information and tips 🏡

📞 07572 580920⁣⁣⁣⁣⁣
📲 https://wa.link/tessmortgageadviser
📧 [email protected]⁣⁣⁣⁣⁣
🌎 https://linktr.ee/TessMortgage

Address

Birmingham

Telephone

+447572580920

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