Mason Mortgages

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Mason Mortgages

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Mortgage and Protection Advisor proudly based in Barnsley! Get in touch to start your journey! 🏡

04/11/2026

Always so grateful to receive another 5-star Google review! ⭐

I’m working towards goal of reaching 50 Google reviews by the end of the year and I’d love your help getting there!🤝

If we’ve worked together, had a chat about your mortgage or I’ve helped you along the way, but you haven’t got around to leaving a review yet, I’d really appreciate you taking a minute to do so.

It makes a huge difference to a small independent business like mine.

Thanks so much for your continued support! 🙌

Harry

31/10/2026

Happy Halloween from Mason Mortgages!🎃

30/10/2026

I couldn’t recommend Harry enough! I’m currently in the process of buying my first home and Harry has been amazing throughout with everything! The whole buying process can be quite overwhelming doing it alone, but Harry has been super helpful and supportive in making sure I understand each step and taking the time to explain everything really well. Thank you for being patient with my one million and one questions! Harry has made what could’ve been a stressful experience feel so much easier. Thank you for all your support in helping me achieve this big milestone in life!🏡 Highly recommend to anyone, especially first time buyers!

29/10/2026

How long does a mortgage offer last for?🤔

Most lenders offer mortgages for 6 months, although it can vary from lender to lender. Make sure you read the mortgage offer carefully to understand your deal.

6 months should be plenty of time to go through the legal process and exchange contracts 👍🏻

Fees may be payable. Your home may be repossessed if you do not keep up repayments on your mortgage.

19/10/2026

Can I get a mortgage on a probationary period?🤔

There’s definitely lenders out there that will consider it, it all depends on the detail!

Drop me a DM if you’d like more information 😊👍🏻

Fees may be payable. Your home may be repossessed if you do not keep up repayments on your mortgage.

14/10/2026

How long does it actually take to buy a house?🤔

Generally, with a complete chain you’re looking at around 12 weeks but there’s loads of different factors that can speed it up or delay things.

Fees may be payable. Your home may be repossessed if you do not keep up repayments on your mortgage.

13/10/2026

Mason Mortgages is proudly based in Barnsley!

08/10/2026

What does loan to value mean? 🤔

Loan-to-Value (LTV) is the percentage of the property's value that you borrow as a mortgage.

For example, if you're buying a home for £200,000 and have a 10% deposit (£20,000), you'll need a mortgage of £180,000. This means your mortgage is 90% Loan-to-Value (90% LTV).

Generally, the lower your LTV, the lower the risk to the lender. As a result, lenders often offer their most competitive interest rates to buyers with larger deposits and lower LTVs.
Mortgage rates typically improve at key LTV bands such as 95%, 90%, 85%, 80%, 75% and 60%. This means that even increasing your deposit by a few thousand pounds could potentially give you access to a better mortgage deal and reduce your monthly payments.

Fees may be payable. Your home may be repossessed if you do not keep up repayments on your mortgage.

06/10/2026

💷 Do you earn bonuses, commission or overtime? It could help you borrow more than you think!

Many mortgage lenders will take additional earnings into account when assessing how much you can borrow. However, each lender has its own way of calculating this.

For example, some may look at your earnings over the last 3 months, while others may use an average over the past 12 months.

The key is finding a lender whose criteria work for your circumstances. 🏡

If you earn bonuses, commission or overtime and want to find out how much you could borrow, get in touch for a chat! 📩

Fees may be payable. Your home may be repossessed if you do not keep up repayments on your mortgage.

02/10/2026

I would highly recommend Harry as a mortgage advisor. Especially as being first time buyers and not really having a clue Harry was excellent from start to finish, making the whole process straightforward and feel much more stress-free. He was always professional, helpful, and available to answer any questions we had on things we were unsure on and he explained everything clearly along the way.Harry kept us informed throughout the process and went above and beyond to make sure everything went smoothly especially when it felt like it was not moving with solicitors and estate agents. Harry was readily available to contact them. We really appreciated his knowledge, and support.Thank you, Harry! We wouldn’t be in our house so fast and would definitely not hesitate to recommend you to anyone looking for a reliable and professional mortgage advisor!

Address

Barnsley

Telephone

+447984369089

Website

https://masonmortgages.co.uk/

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