Lewis Batty - Legacy Financial

24/07/2023

What is a cash back mortgage??

A cash back mortgage is essentially what it says on the tin. The lender that you decide to go with will give you a sum of money back for choosing to go with them once the purchase of your home has successfully completed.🏡

This could be used towards a multitude of things such as furniture, legal fees or even to put towards a summer holiday! The choice is completely yours 👍🏻

We work with lots of lenders who supply cashback mortgages so why not let us get the best available rate for you while getting you some of your hard earned money back📲

18/07/2023

Is your fixed rate coming to an end❓

Don’t be someone who leaves their lender to decide what you’re paying❌

Give me a call to see how we can help you 🤝

14/07/2023

Are we doing things the wrong way⁉️

Interest rates are going up in the U.K. meaning peoples monthly payments are going up by hundreds of £ each month and people are worried they aren’t going to be able to pay their mortgage.❌

Whereas In the US the payments are usually fixed for the full duration of their mortgage meaning rising inflation will not have an impact on them being able to afford their property. ✅

Is this something that you would like to see in the U.K. to give you more security with inflation rises? 💆🏼‍♂️

07/07/2023

DID YOU KNOW⁉️

If you are self employed and have INCOME PROTECTION, CRITICAL ILLNESS COVER or LIFE INSURANCE it could be classed as tax efficient meaning it will lower your overall tax bill at the end of the tax year. 🙌🏼

This could mean that you will be able to protect your finances and run the costs through your business account and deduct it off your final tax bill.

We are seeing more and more self employed workers struggle during this cost of living crisis if they ever have to be off work with short and long term illnesses.

Don’t be that one person who leaves it to chance and gets caught out ❌.

08/06/2023

Always love positive feedback ✅

Lewis came to me wanting help with getting some income protection as he is currently self employed and would have no source of income if he ever had to be off work due to injury or illness. After discussing everything in detail with Lewis we managed to find the right policy for him leaving him a happy customer! 👍🏻

Remember if you are self employed and working in a trade or any other profession that doesn’t provide ‘SICK PAY’, get in touch and we would be happy to help you get covered. 📲😀

02/06/2023

🌱WE ARE HIRING🌱

Due to the growth of the business, we have an exciting opportunity for a employed role within the company as a MORTGAGE ADMINISTRATOR. If this is something that you would be interested in or would like further information on please email us at
[email protected] 📩

23/05/2023

Completion day ☀️🏡

Congratulations to Georgia and Dan on purchasing their first home today! It’s been a pleasure to be part of your journey and thank you for putting your trust in us to secure your first mortgage for you. ✅

If you’re wanting to purchase a home in 2023 and want to make the process as easy as possible, get in touch and we would be happy to help 📲🤝

22/05/2023

Great event by to end last week playing at ⚽️

Safe to say there’s still some achey legs in the office today 😂

09/05/2023

Reviews speak for themselves 🤝

You're in safe hands with us! Our reviews say it all 🤩🙌

https://legacyfinancial.co.uk/contact/

04/05/2023

5 ways on how you can increase your credit score 📊

We get lots of clients ask how they can increase their credit score, above are 5 simple recommendations on how you can do this!

Lenders like when you have a strong credit file as you are seen as a ‘smaller risk’ for them to lend to. 🏡

By having a better credit score it allows us to look at lenders with cheaper rates of interest for you. This will means that your monthly payments will be less which only means one thing, more money in your pocket ✅

If your credit isn’t as good as you’d like it to be DON’T WORRY. We work with lots of lenders who can still provide you with a mortgage regardless.🤝

Message me today if you have any further questions on how you can increase your credit score! 📲

28/04/2023

Here are 3 things that you will need as a first time buyer 🏡

1. Being a first time buyer you have the luxury of being able to pay a 5% of the purchase price of the property. ✅
2. Having a good credit score will help you get a smaller interest rate making your monthly payments cheaper. 📊
3. Solicitor fees are part and parcel of buying a home, make sure you have additional fees on top of the deposit to cover this. ✍🏻

For anyone unsure of the process surrounding purchasing a home get in touch! We are here to take care of everything for you and answer any questions you have! 🤝

13/04/2023

Another top review in! ⭐️✅

It was a pleasure to help Bridie and Harry sort out their life insurance policy. Here we pride ourselves on giving the best service possible to every client whatever their needs.

Thank you to everyone for your continued support, remember if you know anyone needing mortgage or protection advice feel free to pass them our number and we would be happy to help. 🏡

Any referrals to family, friend or colleagues will massively appreciated and will be rewarded 🤝