Craig Mortgages and Protection

15/08/2026

14/08/2026

Mortgages don’t have to be complicated. 🏡

Clear advice. Real choices. A mortgage that’s right for you.

At Craig Mortgages and Protection, we keep things simple, explain your options in plain English, and put your needs first.

Ready to make your next move? Get in touch via craigmortgages.co.uk/contact and let’s start the conversation. 💛

Your Home or property may be repossessed if you do not keep up repayments on your mortgage.

09/07/2026

👀 Halifax is changing...

You may have seen last week's announcement that Lloyds Banking Group, has confirmed that Halifax Intermediaries will become Lloyds Intermediaries in early 2027.

While the name is changing, the important thing is what it means for you as a customer.

If you're a Lloyds Premier Personal Current Account customer, there are exclusive mortgage products available through your mortgage broker. You don't need to go directly to the bank to access these rates - I can arrange them for eligible customers, whilst comparing with other rates.

In the meantime, if you currently have a Halifax mortgage, I can also access the same Halifax rates and products for existing customers - before accepting your renewal offer, let me carry out a full mortgage review, and compare with the wider market to make sure you're getting the right deal.

📩 Get in touch if you'd like me to review your mortgage.

[email protected]

02891 897611

Subject to eligibility and full mortgage assessment.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

03/07/2026

😍

27/06/2026

A critical illness can affect anyone at any time.

Critical illness cover provides a lump sum if you are diagnosed with a serious medical condition.

Having a policy in place to provide financial stability can help you to relieve any financial pressures and focus on your recovery. If you have dependents that rely on your income, critical illness cover allows you to provide financial support when you are no longer able to work.

We can help you to find the right cover for your needs. We will search the market for you and find the right protection for your unique situation and budget.

02891 897611
[email protected]

22/06/2026

Mortgages aren’t just available for the house you wish to be your home. What if you’re looking to invest in a property purchase?

Buy-to-let mortgage options are available, simply give us a call or drop us an email to see if we could help you build an investment opportunity for the future.

📞02891 897611
📧[email protected]

SOME BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.



YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

19/06/2026

If you or someone you know is a first-time buyer your bank statements are a crucial part of evidencing your financial stability to be able to take on a mortgage:

1.Inside Jokes - Avoid adding joke references to transferred money. If you’re splitting a pizza, or booking a holiday, make sure that’s what it says on the account.

2. Cash Gifting - In the lead up to applying for a mortgage, be careful of sudden balance drops even through gifting cash- reassure your lender of your financial stability.

3.Frequent Flutters - An occasional dabble in the lottery shouldn’t spark concern, but large amounts dedicated to gambling may cause concern for your lender.

4.New job - A new job is great! But make sure your new employer provides you with a letter stating your expected salary to avoid any uncertainty surrounding your income.

5.Deposit Paper Trail - If you’ve been gifted your deposit, or a sum towards it, make sure you keep a record of bank accounts it has passed through and where it came from to avoid delays in processing your application.

Get in touch to discuss preparing for your mortgage application 02891 897611 or [email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

30/03/2026

Hey everyone, Mortgage rates are unfortunately climbing fast due to Middle East tensions. If your fixed deal is ending in the next 6 months please get in touch, will be more than happy to have a chat and look at the best options.