20/10/2026
Every site has one: the hired mixer nobody’s quite sure is chained up, a pallet of blocks that cost more than your first van, and an extension that’s “basically done” but not handed over.
Until handover, all of it is down to you. The client sleeps soundly. You check the weather app at 2am.
Contractors All Risks can include contract works, tools, owned or hired plant and materials, subject to the policy selected. Insurance-Desk arranges it for the On The Tools community.
What’s sat on your site tonight that you’d rather not think about?
Get a quote: https://onthetools.insurance-desk.com/
Contractors All Risks cover can include contract works, tools, owned or hired plant and materials, subject to the policy selected. Terms, conditions, exclusions and underwriting criteria apply.