John De Vincenzi, Investment Advisor of RBC Dominion Securities Inc.

06/17/2026

Equity markets need the Strait of Hormuz reopened and the AI wave to play out as advertised. Both are plausible, neither guaranteed.

Equity markets need the Strait of Hormuz reopened and the AI wave to play out as advertised. Both are plausible, neither guaranteed.

06/15/2026

In this video, RBC ambassador Shane Lowry shares what's driving every decision he makes right now — setting his kids up for the future.

It's something I hear from clients all the time — working hard today, building momentum, but unsure when the "right time" to start planning is. But you don't need to have it all figured out, that’s actually what a plan is for.

A financial plan lets you track how today's decisions are moving closer to the goals that matter most, reach out if you want to talk about what that looks like for you.

06/13/2026

When it comes to keeping seniors safe from cyber crime, awareness is the starting point. Here’s what today’s most common scams look like – and the red flags you need to know.

When it comes to keeping seniors safe from cyber crime, awareness is the starting point. Here’s what today’s most common scams look like – and the red flags you need to know.

06/10/2026

The country has seen a new driver of exports, and it has not been affected by the Middle East conflict to the extent of many others. This article assesses China’s current economic performance and the equity market outlook for the remainder of 2026.

The country has seen a new driver of exports, and it has not been affected by the Middle East conflict to the extent of many others. This article assesses China’s current economic performance and the equity market outlook for the remainder of 2026.

06/08/2026

Real estate can be more than an investment; it's a strategic tool to help build and preserve wealth across generations. Read more about how integrating real estate into a broader financial plan can help support long-term wealth goals.

Real estate can be more than an investment; it's a strategic tool to help build and preserve wealth across generations.

06/06/2026

As Canadians live longer, the reality of aging brings new complexities. Whether you're planning for your own potential care needs or navigating the journey for a loved one, the financial and emotional implications can be significant. Early planning is key.

Specialists from Elder Caring Inc., CanAge, and Baycrest joined RBC Wealth Management to share five practical steps to navigate the emotional and financial costs of caregiving. Watch the conversation here: https://bit.ly/4vCeMzo

06/04/2026

Emerging market (EM) equities have carried their momentum from 2025 into 2026, underpinned by tentative signs of a turning point in profitability, supportive macro themes, reasonable valuations and broadening investor participation.

06/02/2026

Planning ahead helps increase the chances of a successful transition – whether you plan on selling the business to a third party, transferring it to family members, or structuring a management buyout. We're here to help you protect everything you've built. Get in touch today to start planning your next chapter.

05/26/2026

How to Turn Your Portfolio into Reliable Income (Without Selling at the Wrong Time)

For many retirees, one of the biggest financial fears isn’t simply market volatility, it’s being forced to sell investments during a downturn just to cover living expenses.

After years of building wealth, retirement shifts the focus from accumulation to dependable income. Yet many portfolios are still structured for growth rather than cash flow, which can create stress when markets become unpredictable.

The challenge is known as “sequence risk.” If markets decline early in retirement while you are regularly withdrawing from investments, the long-term impact on your portfolio can be significant. Selling assets when values are temporarily depressed may reduce your portfolio’s ability to recover over time.

The solution isn’t necessarily avoiding the market; it’s creating a strategy designed to produce reliable income regardless of market conditions.

A well-structured retirement income plan often includes a combination of dividend-paying investments, fixed income, cash reserves, and strategically timed withdrawals from registered and non-registered accounts. Having several years of planned cash flow available can help reduce the need to sell growth investments during weaker markets.

Tax efficiency also plays an important role. Drawing income from the right accounts at the right time can potentially reduce taxes and help extend the life of your portfolio.

Another key consideration is flexibility. Retirement spending is rarely perfectly linear. Some years may involve travel, supporting family, or larger purchases, while other years require less. A strong income strategy accounts for both stability and adaptability.

Most importantly, retirement income planning should focus on sustainability, not simply chasing the highest returns. The goal is confidence: knowing your lifestyle can continue without being overly dependent on daily market movements.
If you haven’t reviewed how your portfolio is designed to generate income, now may be the right time. Small adjustments today can make a meaningful difference in helping you preserve wealth, reduce stress, and enjoy retirement with greater certainty.

If you would like a complimentary review of your retirement income strategy and portfolio structure, I’d be happy to provide a second opinion.

05/18/2026

You're successful in business, but will you succeed in succession? The key to passing on your business is to start planning early – even before you decide on a retirement date. Watch the video for some important tips and contact me to get started.