Pedram Ghahari, Investment Advisor of RBC Dominion Securities Inc.

10/19/2023

Discount Bonds - A Tax-Efficient Option for the Thoughtful Investor

Interest rates have gone back up a long way recently which presents opportunities in many forms. Investors have mainly flocked to cash-like investments including high interest savings accounts and GICs. However, while the yield on a 1-year GIC looks attractive in the current environment, yield alone...

03/06/2023

I was having an enlightened conversation the other day, and the topic of estate planning came up. The man I was speaking with posed the question along the lines of, "If I could look down on my family when I was gone and saw that they were all fighting and couldn't get along, did I do my job as a father?"

It got me thinking.

Considering your family dynamics when estate planning is so important. Join us as Howard Black, Partner at Miller Thomson LLP tells us why, and why this Matters Beyond Wealth. https://app.rbcsmb.com/aUpq4i

03/02/2023

Health and wealth go hand in hand, says David Agnew, chief executive officer at RBC Wealth Management Canada.

"Now is the time to help our clients prepare for the healthcare and lifestyle costs associated with living longer, as well as the implications of wealth transfer to their partner or spouse and the next generation."

www.rbcwealthmanagement.com

02/27/2023

The newly introduced First Home Savings Account (FHSA) will help first-time home buyers in Canada save up for the big purchase.

Find out how:

discover.rbcroyalbank.com

02/07/2023

Prevailing retirement income strategies, such as the "4%" rule (with an annual inflation adjustment), are flawed.

A concept known as TVF - Time Value of Fluctuations - can throw a wrench in retirement plans and affect the longevity of retirement portfolios.

There are three aspects of TVF that can have a negative impact on retirement portfolios:

1. The "Luck" Factor
2. Reverse Dollar Cost Averaging
3. Inflation

Retirement income planning requires consideration of many factors - the controllable and uncontrollable - and a game plan to mitigate adverse economic and market effects.

02/03/2023

Whether retirement is imminent or still a few years away, there are several courses of action you can take.

www.rbcwealthmanagement.com

01/11/2023

Are we going through what Howard Marks would call a "sea change"?

Markets are forever forward-looking. The start of this new year provides an opportunity to think critically about the current environment we find ourselves in, and to determine the best strategy for the road ahead.

www.oaktreecapital.com

01/04/2023

RBC Wealth Management clients recently had the exclusive opportunity to join a private video call with Howard Marks, Oaktree Capital Management's Co-Founder and Co-Chairman, and Armen Panossian, Head of Performing Credit. In conversation with RBC's Mikhial Pasic, the distinguished pair of industry leaders shared their valuable insights about their investment process, and answered our clients' burning questions on the current market climate.

12/15/2022

With Canadians living longer,* have you thought about where you'll live in your later years? A recent survey found nearly 100% of Canadians 65 years of age and older say they plan to live safely and independently in their own home for as long as possible. But nearly 30% of that same group says they don't feel prepared. Read about four things to consider when aging in place.
*Canadian Pensioners' Mortality, Canadian Institute of Actuaries (2014).

www.rbcwealthmanagement.com

12/06/2022

What is probate and what should you know about it?

Join us for a new podcast episode where we hear from a leader in trusts and corporate law, Richard Neidermayer. Listen as we demystify this topic of probate and why this matters beyond wealth!

www.rbcwealthmanagement.com

11/25/2022

If you had your own named Charitable Gift Fund, what causes would you support? How would you tell the story about your legacy?