Brenda Johnston Mortgages

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Wasaga Beach, ON
Brenda Johnston Mortgages

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Whether you are a first-time buyer or an experienced buyer, let me help you! Reach out today!

11/03/2026

🍌🍫 A FAMILY FAVOURITE FROM MY KITCHEN TO YOURS!

Some recipes just feel like home. ❤️

In our house, it’s most definitely Chocolate Chip Banana Bread. Perfect for using up those overripe bananas, filling the house with that delicious homemade smell, and even better when enjoyed warm with a cup of coffee or tea. ☕️

It’s simple, comforting, and does NOT last long in our home!

🍌 Ripe bananas
🍫 Chocolate chips
❤️ A little love
🏡 And a whole lot of “Can I have another slice?”

SCREENSHOT & ENJOY!

Do you have a family recipe that ALWAYS disappears first? Share it in the comments, I’d love to hear! 👇

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

10/31/2026

🎃 Happy Halloween! 👻

Wishing all my friends, family, and clients a Halloween filled with plenty of treats, good laughs, and absolutely no tricks!

Whether you're handing out candy, chasing little ghosts and goblins, or enjoying a quiet night at home, I hope your evening is a good one. 🧡

Have a safe and SPOOK-Tacular Halloween!

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

10/28/2026

🏦📈 Bank of Canada Update

The Bank of Canada has announced a 0.25% increase to the overnight rate, bringing the Prime rate to 4.70% (don't forget to subtract your discount!).

❓ What does this mean for you?

🏡 Variable-rate mortgage holders may see changes to their interest costs and, depending on their mortgage type, their payments.

🔑 Buyers and homeowners should take this opportunity to review their mortgage strategy and understand how changing rates may affect their plans.

📊 Shopping for a fixed rate? Bond markets continue to influence fixed mortgage rates, so there may still be opportunities depending on your situation.

💡 Every mortgage and financial goal is different, which is why having a strategy that works for YOU matters — especially when rates change.

Whether you're buying your first home, renewing, refinancing, or simply wondering how today's announcement affects you, I'm always happy to chat and help you understand your options. 💛

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

10/23/2026

Financial skeletons in your closet? 👻

We all have a few things we'd rather not look at. An old credit card balance, forgotten subscriptions, or that monthly expense that somehow keeps sneaking up on us. 😉

But when it comes to your financial future, knowing what's hiding in the closet can make all the difference.

A little financial check-in can help you:
💳 Understand where your credit stands
📋 Review outstanding debts
💰 Take a closer look at your monthly budget
🏡 Prepare for your next homeownership goal

No judgment. No shame. Just an opportunity to understand your options and make a plan.

Sometimes, the first step is simply opening the closet door. 🧡

Have questions about your mortgage or financial goals? Let's connect!

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

10/20/2026

💻 Your business is doing great... but how's your paperwork? 😉

Being self-employed comes with plenty of freedom, hard work, and a few extra responsibilities when it comes to your finances.

Thinking about buying a home, refinancing, or making your next move? Keeping your financial records organized can make a big difference.

A few things worth staying on top of:
📋 Income documentation
💰 Business and personal expenses
📊 Tax returns and financial statements
🏡 Planning ahead for your mortgage goals

Your business is your passion. Let's make sure your paperwork is ready to support your next big step. 🧡

Have questions about your options as a self-employed borrower? I'm here to help.

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

10/16/2026

🏡 Things nobody tells you before buying a home...

Everyone talks about finding the perfect kitchen, the right neighbourhood, and where the couch is going to go. But there's a little more to homeownership than picking out paint colours. 😉

A few things worth knowing before you take the leap:
🍁 Closing costs are part of the budget.
🔨 Homeownership comes with maintenance and unexpected repairs.
💰 Your monthly payment isn't the only cost to consider.
📋 Getting your finances organized early can make the process smoother.
🤝 Asking questions is always a good idea. There are no silly ones when it comes to your biggest investment.

Buying a home is exciting, but being prepared can make the experience even better.
Thinking about your next move? Let's connect. 🧡

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

10/13/2026

🍂 🥧 A little recipe for mortgage success

Looking to make your next homeownership goal a little easier? Start with the right ingredients:

🥄 A pinch of financial planning
📋 A good helping of organized paperwork
💳 A dash of credit awareness
🏡 A healthy serving of realistic expectations
🤝 And a conversation with someone who understands your options

Mix it all together, give yourself plenty of time, and you’ll be better prepared for whatever comes next.

No secret recipe. No one-size-fits-all approach. Just a plan that makes sense for you.

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

10/09/2026

🍂🧡 Happy Thanksgiving! 🧡🍂

A little reminder this weekend to slow down, enjoy the good stuff, and appreciate the people who make life special.

To my friends, family, and wonderful clients, thank you for your continued support, trust, and for being part of my journey. I’m truly grateful for each and every one of you.

Wishing you a Thanksgiving filled with good food, great company, lots of laughter, and maybe just a little too much pie. 🥧 😉

Enjoy the long weekend! 🧡

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

10/06/2026

🍂 OCTOBER FINANCIAL RESET

The leaves aren't the only things that could use a little clearing out. 🍁

Before the holiday spending, year-end chaos, and "Where did the time go?" moments kick in, take a minute to check in with your finances.

✔️ Review your monthly spending
✔️ Check in on your debt
✔️ Revisit your savings goals
✔️ Think about what's next for your home and your future

You don't need to have it all figured out. Sometimes, the first step is simply knowing where you stand.

You bring the dream. I will find the way. ❤️ 📲

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

10/02/2026

🏡 Have a family member who wants to help you get into your first home?

A gifted down payment could help make homeownership a reality sooner than you think. ❤️

For parents or eligible family members, gifting funds toward a down payment is a great way to give an early inheritance and actually watch that gift make a difference in your family’s life today. 🎁 🏡

There are specific lender requirements around gifted funds, so it’s important to understand how the process works before the money changes hands.

🎁 Curious about how it works?

📲 Let’s talk about the process, what’s required, and whether it could work for you.

Brenda Johnston
Mortgage Agent Level 2
Mortgage Architects
Brokerage #12728
(705) 730-9547
[email protected]

Address

1323 Mosley Street
Wasaga Beach, ON
L9Z2C9

Telephone

+17057309547

Website

https://linktr.ee/bjohnstonmortgages

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