Debora Seehuber- Mortgage Consultant/ Partner, The Mortgage House BC

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Debora Seehuber- Mortgage Consultant/ Partner, The Mortgage House BC Your local Tri- Cities and Sea to Sky Mortgage Broker. Mortgage Broker/ Founding Partner, The Mortgage House Inc.🏡

🏡 First Home, Big Dreams… and Incentives Worth Knowing About! 💰Buying your first home in BC? Before you start stress-eat...
10/19/2026

🏡 First Home, Big Dreams… and Incentives Worth Knowing About! 💰

Buying your first home in BC? Before you start stress-eating over down payments and closing costs, let’s talk about programs that could help make homeownership more affordable!

Here are four incentives worth exploring:
🔑 BC First-Time Home Buyers’ Property Transfer Tax Exemption
Eligible buyers may save up to $8,000 on property transfer tax for qualifying homes valued up to $835,000, with a partial exemption available for qualifying homes below $860,000. That’s money you could put toward moving costs, furniture, or finally buying a couch that isn’t from your university days!
🛋️💰 First Home Savings Account (FHSA)
Save up to $8,000 annually, to a lifetime limit of $40,000. Contributions are generally tax-deductible, and qualifying withdrawals for your first home are tax-free.
🏦 RRSP Home Buyers’ Plan (HBP)
Eligible buyers can withdraw up to $60,000 from their RRSP to help purchase a qualifying home, subject to program rules. You’ll need to repay the withdrawal over time.
🏗️ Federal First-Time Home Buyers’ GST Rebate
Buying a qualifying newly built home? Eligible first-time buyers may recover up to $50,000 in GST on homes valued at $1 million or less, with a reduced rebate for homes between $1 million and $1.5 million.

✨ The best part? Depending on your circumstances, you may be able to combine multiple programs!

Not sure which incentives you qualify for or how to make them work together? That’s where I come in! As your mortgage broker, I can help you explore your financing options, plan your down payment, and navigate the mortgage process so you can focus on finding a place to call home.

📩 Thinking about buying your first home? DM me before you start house hunting! Let’s make your first step toward homeownership a confident one.

🏡 Your home could be doing more than just looking pretty! 💰Did you know your home equity could help you reach your finan...
10/16/2026

🏡 Your home could be doing more than just looking pretty! 💰

Did you know your home equity could help you reach your financial goals? Meet the HELOC (Home Equity Line of Credit), a flexible way to put your home’s value to work for you!

A HELOC lets you borrow against the equity you’ve built in your home, up to an approved limit. You can access funds when you need them, repay what you borrow, and borrow again as available credit allows.

What can you use a HELOC for?
🔨 Renovations that add value to your home
💳 Consolidating higher-interest debt
🎓 Education expenses🌧️ Unexpected expenses or financial emergencies
📈 Other major expenses or financial goalsThink of it as turning some of your home equity into a financial tool, without having to sell your home!

But remember, your home is the security for the credit line, so borrowing wisely matters. A HELOC isn't the right fit for everyone, and interest rates are often variable.

Ready to make your home work harder for you? 🏡💪

As your mortgage broker, I can help you explore your options, understand the costs, and determine whether a HELOC makes sense for your situation.

📩 Send me a DM or reach out today! Let's put your home equity to work.

🏡 Falling in love with a house is easy. Figuring out how to pay for it? That’s where I come in! 😉Before you start scroll...
10/14/2026

🏡 Falling in love with a house is easy. Figuring out how to pay for it? That’s where I come in! 😉

Before you start scrolling listings and planning furniture layouts, let’s talk mortgage pre-approval!

A pre-approval can help you:
🔑 Know your numbers: Understand your approximate borrowing range and estimate your mortgage payments.
🛍️ Shop with confidence: Focus on homes that fit your budget instead of falling for a home outside your price range.
🚦 Spot potential roadblocks: Identify financing issues early, before you make an offer.

One IMPORTANT thing to remember: A pre-approval is not a guarantee that a specific property will be approved. The property, your financial circumstances, and the lender’s requirements still need to be reviewed. Think of it as an important first step toward homeownership, not a golden ticket!

Ready to start house hunting? 🏠 I’m always here to help you make sense of the numbers, navigate your options, and build a mortgage strategy that works for YOU.

📩 Send me a DM, and let’s get you pre-approved before you fall in love with your next home!

Home is more than four walls, it’s where the good stuff happens. 🏡It’s where memories are made, laughter is shared, and ...
10/12/2026

Home is more than four walls, it’s where the good stuff happens. 🏡

It’s where memories are made, laughter is shared, and life’s most meaningful moments unfold. ❤️

This Thanksgiving, I’m incredibly grateful for my amazing clients, trusted partners, and family who put their faith in me to help navigate one of the biggest decisions in their lives. Being part of your homeownership journey is a privilege I never take for granted.

Wishing you and your loved ones a Thanksgiving filled with love, laughter, full plates, and a home full of happiness! 🧡

From my home to yours, Happy Thanksgiving! 🍁

🎉 Win Your Mortgage Payment! 🎉 Imagine kicking off the new year without that next mortgage payment coming out of your ac...
10/09/2026

🎉 Win Your Mortgage Payment! 🎉

Imagine kicking off the new year without that next mortgage payment coming out of your account… sounds pretty nice, right? 😎

From October 1st to December 31st, every mortgage funded with The Mortgage House automatically enters you to win your mortgage payment, up to $1,500! 💰

So whether you’re buying, refinancing, or renewing, now’s the perfect time to make your move.
📅 Fund your mortgage this quarter.
💸 Get entered to win.
🏡 Start 2026 ahead of the game!

Message me today to get started, your next mortgage payment could be on us!

📂 Want to fast-track your mortgage application? Get your documents ready before we get started! 🏡A little paperwork prep...
10/07/2026

📂 Want to fast-track your mortgage application? Get your documents ready before we get started! 🏡

A little paperwork prep can go a long way! Think of it as packing your bags before a road trip. The more prepared you are, the smoother the journey. 🚗💨

Here’s what you may need for your mortgage application:
✅ Income: Recent pay stubs, employment letter, T4s or Notices of Assessment.
✅ Down Payment: Bank statements, investment statements and proof of where your funds are coming from.
✅ Identification: Government-issued photo ID.
✅ Debts & Expenses: Credit card balances, loan statements and other financial obligations.
✅ Property Details: Purchase agreement, MLS listing or property tax statements, depending on your situation.

Are you self-employed? You may need additional business financial statements and tax documents.

As your mortgage broker, I’ll help you figure out exactly what’s needed for your situation, organize the paperwork and navigate the application process. Less chasing documents, more chasing your homeownership dreams! 🔑

📩 Ready to get started? Send me a DM, and let’s get your mortgage application moving!

🏡 Ready to Buy a Home? Getting Started is Easier Than You Think! Many people think applying for a mortgage is complicate...
10/05/2026

🏡 Ready to Buy a Home? Getting Started is Easier Than You Think!

Many people think applying for a mortgage is complicated. The truth? It can be one of the easiest parts of your home-buying journey.

Here are 3 simple ways to apply:
🖥️ Online. Apply anytime, anywhere. It's secure, convenient, and lets you upload documents and track your application whenever it works for you. Click the link in my bio to start your application today.
📞 By Phone. Prefer a little guidance? We can complete your application together in about 10–15 minutes at a time that fits your schedule.
📄 Download & Email. Love a more traditional approach? Complete the application at your own pace and send it back when you're ready.

✅ Pro Tip: Before applying, gather key documents such as income information, identification, and details about your assets and debts. Having everything ready helps make the process smoother and faster.

Once you complete your mortgage application, I'll get to work behind the scenes. Comparing lenders, exploring options, and finding a mortgage solution that fits your goals. Meanwhile, you can focus on the fun stuff... like scrolling through listings and imagining where the couch will go. 🛋️✨.

Thinking about buying, renewing, refinancing, or just curious about your options? Send me a DM, I'm always happy to answer your mortgage questions and help you create a plan.

😊 Happy World Smile Day! 🏡Buying a home should put a smile on your face, not stress on your shoulders!From figuring out ...
10/02/2026

😊 Happy World Smile Day! 🏡

Buying a home should put a smile on your face, not stress on your shoulders!

From figuring out what you can afford to finding the right mortgage option, the process can feel overwhelming. That’s where I come in! 🙋‍♀️

As your mortgage broker, I’ll help you navigate the mortgage process, explore your options and keep things moving with less stress and more smiles. 😁

Because getting the keys to your new home should feel exciting, not exhausting!

📲 Ready to put a smile on your mortgage? Let’s chat! Send me a DM or reach out today and let’s get started.

Today, on National Day for Truth and Reconciliation, we pause to honour the children who never returned home, the Surviv...
09/30/2026

Today, on National Day for Truth and Reconciliation, we pause to honour the children who never returned home, the Survivors of residential schools, and their families and communities. 🧡

It’s a day to listen, learn, and reflect on the ongoing journey of reconciliation. May we each commit to actions that foster understanding, respect, and healing.

Why choose one mortgage option when you can have 60+? 🏡🔑Going straight to your bank means you’re getting the mortgage op...
09/28/2026

Why choose one mortgage option when you can have 60+? 🏡🔑

Going straight to your bank means you’re getting the mortgage options that one lender has to offer.

Working with a mortgage broker? I shop across 60+ lenders to help find a mortgage solution that fits your needs, not just the products available at one bank.

Here's why working with a broker can make a difference:
✔️ 60+ lenders at your fingertips: banks, credit unions and other lending options
✔️ More choices when it comes to rates, terms and mortgage solutions
✔️ Personalized advice based on your financial goals
✔️ Options for first-time buyers, renewals, refinances, self-employed clients and investors
✔️ One person working on your behalf to compare options, negotiate and navigate the mortgage process
✔️ Less legwork for you. I do the mortgage shopping so you don't have to!

📲 Before you sign with your bank, let’s talk. I’ll help you understand your options so you can make an informed mortgage decision with confidence.

More lenders. More options. More personalized advice. That’s the broker difference.

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Port Moody, BC

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