Carla Lazar - The Place to Mortgage

Carla Lazar - The Place to Mortgage Independently owned and operated company of the Mortgage Alliance network.

🚨 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 π‘πšπ­πž π”π©ππšπ­πž!🚨Today, the Bank of Canada lowered its target for the overnight rate by 50 basis points to 3ΒΎ%, g...
10/23/2024

🚨 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 π‘πšπ­πž π”π©ππšπ­πž!🚨

Today, the Bank of Canada lowered its target for the overnight rate by 50 basis points to 3ΒΎ%, great news for variable rate holders and those with a line of credit. This decrease aims to support economic growth as inflation returns to the 2% target.

Canada's economy is forecast to strengthen gradually, with GDP growth projected at 1.2% in 2024, rising to 2.3% by 2026. Key factors include stronger consumer spending, rising residential investment, and robust exports. Further rate cuts are possible depending on economic conditions.

The next Bank of Canada rate announcement is scheduled for December 11, 2024.

We now interrupt our regularly scheduled posting with 24/7 Christmas content!Just Kidding πŸ˜‰But yay it's December! πŸŽ„β›„οΈ πŸŽ…
12/01/2023

We now interrupt our regularly scheduled posting with 24/7 Christmas content!
Just Kidding πŸ˜‰
But yay it's December! πŸŽ„β›„οΈ πŸŽ…

Do you own a home? Do you have a mortgage? Is it up for renewal in the next 4 months?  If you answered YES to the above ...
11/30/2023

Do you own a home?

Do you have a mortgage?

Is it up for renewal in the next 4 months?

If you answered YES to the above 3 questions, then it's time to get in touch with me!


What if I told you I could save you FORTY THOUSAND DOLLARS?!?!


Reach out to find out how!

With a Cash Back Mortgage, you receive a percentage of your total mortgage amount as cash. You can use this money for cl...
11/27/2023

With a Cash Back Mortgage, you receive a percentage of your total mortgage amount as cash. You can use this money for closing costs, moving expenses, renovations or to pay down existing debt.



Although the rates for Cash Back Mortgages are higher it can still be beneficial to your financial situation.

Reach out to see if a Cash Back Mortgage is right for you.

I’m teaming up with some awesome ladies at The Place to Mortgage to FILL OUR CARS with food donations for the Friends in...
11/22/2023

I’m teaming up with some awesome ladies at The Place to Mortgage to FILL OUR CARS with food donations for the Friends in Need Food Bank!
Reach out if you can help donate!
I will pick up!








Taking on debt that will potentially pay you dividends in the future is considered good debt. Bad debt is when you take ...
11/22/2023

Taking on debt that will potentially pay you dividends in the future is considered good debt. Bad debt is when you take money from your future self to buy goods and services today, which provide you with no future income benefit.

The right amount of good debt can help you build long-term wealth and afford the things you want without taking on bad debt.

Examples of Good Debt = mortgages, mortgage refinance to consolidate debt, student loans, or a business loan

Examples of bad debt = credit cards, car loans, payday loans

If you have any questions, reach out today!

Using a mortgage broker gives you access to lending options you can’t get on your own. I deal with many lenders, from ma...
11/21/2023

Using a mortgage broker gives you access to lending options you can’t get on your own. I deal with many lenders, from major banks to private lending options. This gives you more choices with one simple call. ☎️

Reach out now to schedule a free consultation.

Wishing you all a productive week ahead! β˜•πŸ“ˆβ˜ŽοΈ
11/20/2023

Wishing you all a productive week ahead! β˜•πŸ“ˆβ˜ŽοΈ

Surprises are fun! Just not when buying a new home πŸ€¦β€β™€οΈ  The home inspection is the opportunity to thoroughly investigat...
11/17/2023

Surprises are fun! Just not when buying a new home πŸ€¦β€β™€οΈ

The home inspection is the opportunity to thoroughly investigate the home you’re going to be purchasing. It’s important to understand that a quality home inspector will find some issues with every home, even a newly built home. Some of the issues that are found may not be a big deal while some maybe serious safety issues.

This also gives you another opportunity to negotiate so don't skip the home inspection!

Getting pre-approved is so important! It saves you time and gives you better negotiating power πŸ’ͺ Call me to get started!...
11/16/2023

Getting pre-approved is so important! It saves you time and gives you better negotiating power πŸ’ͺ

Call me to get started!

Beachfront ✨ Modern ✨ Cottage What did you see first? πŸ‘€Comment Below!
11/15/2023

Beachfront ✨ Modern ✨ Cottage

What did you see first? πŸ‘€
Comment Below!

πŸŽˆπŸ“£ QUARTER 4 PROMOTION πŸ“£ 🎈Fund your mortgage with us between October 1st and December 31, leave me a review and you will...
11/14/2023

πŸŽˆπŸ“£ QUARTER 4 PROMOTION πŸ“£ 🎈
Fund your mortgage with us between October 1st and December 31, leave me a review and you will be entered to win!

Address

#310-130 Brew Street
Port Moody, BC
V3H0E3

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