Mortgages with Nicolle Williams

Mortgages with Nicolle Williams Let Us "Tailor" a Mortgage for You!!!
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Canadian Tailored Mortgage Solutions
345 Kingston Ro

For over 10 years I have been working with families to help them build wealth through real estate. Whether its buying their first home, second home, investment property (commercial/residential) we have access and the know how to get your file approved and closed. Give a call Today so we can assist you in achieving all your goals in real estate

06/05/2026

Psalm 37:23

🇩🇴

06/03/2026

One of the biggest misconceptions about buying a home in Canada is how much down payment you actually need.

Most people assume you need 20% down.

That’s not true.

In Canada, the minimum down payment depends on the purchase price of the home.

Here’s the general rule:

• 5% on the first $500,000
• 10% on the portion between $500,000 – $1,499,999
• 20% if the purchase price is over $1,500,000

That means a buyer purchasing a $600,000 home may only need around $35,000 down, not $120,000 like many people think.

Understanding this can completely change how buyers approach the market.

But down payment is only one piece of the mortgage puzzle.

Lenders are also looking at:

• income qualification
• debt ratios
• credit history
• employment stability

So before assuming homeownership is out of reach, it’s worth running the numbers properly.

Save this post for later if you’re planning to buy in the future 📌

And tag someone who still thinks you need 20% down to buy a home in Canada.

If you’re curious what you might qualify for 1.844.841.1791

Nicolle Williams
Agent Level 2
www.QuickEquity.ca
Powered by: Canadian Tailored Mortgage Solutions
345 Kingston Road Suite 205|Pickering, Ontario L1V 1A1
T. 905.509.8164 ext 223 | F. 1.877.207.7204
LIC #13228

05/23/2026

In my Eden 🫶🏾

04/15/2026

52 Mortgage Problems & Solutions

6. ❌ Appraisal Comes in Low
Problem: Property appraises below purchase price.�Solution: Renegotiate price, increase down payment, dispute appraisal with comparables.

Let me help you with your goals 🏡

Nicolle Williams
Agent Level 2
www.QuickEquity.ca
Powered by: Canadian Tailored Mortgage Solutions
345 Kingston Road Suite 205|Pickering, Ontario L1V 1A1
T. 905.509.8164 ext 223 | F. 1.877.207.7204
LIC #13228

04/11/2026

Savings targets for 2026 🤑

Tap in and make it happen ☺️

04/10/2026

Let me help you with your goals 🏡

Nicolle Williams
Agent Level 2
www.QuickEquity.ca
Powered by: Canadian Tailored Mortgage Solutions
345 Kingston Road Suite 205|Pickering, Ontario L1V 1A1
T. 905.509.8164 ext 223 | F. 1.877.207.7204
LIC #13228

🎥

01/04/2026

Happy New Year 🥳

Listen to the free audio from my new book

Mrs. Money Baggs Presents:

Gods Money

Building Strong Financial Foundations A Biblical Guide for Teens

See link in bio to purchase e-book for that teen in your life 💝

Address

205-345 Kingston Road
Pickering, ON
L1V1A1

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 10am - 4pm

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