Edward Jones- Financial Advisor: Kasia Maves

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Before you commit to helping your child financially with a home purchase, it's worth understanding how this decision mig...
06/09/2026

Before you commit to helping your child financially with a home purchase, it's worth understanding how this decision might ripple through the rest of your financial picture.

1. Your retirement and savings: Large gifts or loans can influence your long-term savings or retirement goals. If you need to liquidate investments to provide a gift, there could be tax consequences you'll want to plan for.

2. Your credit and borrowing capacity: Co-signing affects your own credit and borrowing ability. It shows up on your credit report and could limit what you can access for your own needs or to help other children down the road.

3. Fairness across your family: If you have multiple children or a blended family, you'll also want to think through fairness considerations. How will you ensure equal treatment over time? What happens if you pass away before you're able to help all your children equally?

4. Documentation and protection: Regardless of which approach you take, clear documentation helps avoid family misunderstandings later. This is especially important if you're loaning money or if there's any possibility of a relationship breakdown in your child's future.

If you're considering helping your child buy a home, reach out. I can help you understand the full financial impact and help make sure this decision supports rather than compromises your own future.

Here’s what to consider

Happy Anniversary to Me – 2 Years Strong! 🎉It’s hard to believe it’s already been two years since I took the leap and jo...
06/08/2026

Happy Anniversary to Me – 2 Years Strong! 🎉

It’s hard to believe it’s already been two years since I took the leap and joined Edward Jones.

I couldn’t be more grateful for the incredible clients I get to work with, the amazing peers I’ve learned from, and the opportunity to be part of an industry that truly makes a difference.

Being able to have meaningful conversations and help empower people to reach their financial goals is something I don’t take for granted.

Here’s to continued growth, learning, and making a positive impact thank you to everyone who’s been part of the journey so far!

Last week's blowout U.S. payroll report underlined the improvement in the U.S. labour market this year, with hiring acce...
06/06/2026

Last week's blowout U.S. payroll report underlined the improvement in the U.S. labour market this year, with hiring accelerating and broadening across sectors, signaling a more durable foundation for growth. Canadian employment data were also surprisingly strong, reversing some of the weakness in hiring this year.

How did the markets perform this week? Get the highlights and the latest economic news.

🌅 What Does Your Retirement Look Like?Maybe it’s cheering from the sidelines at your grandkids’ baseball games ⚾Spending...
06/01/2026

🌅 What Does Your Retirement Look Like?

Maybe it’s cheering from the sidelines at your grandkids’ baseball games ⚾
Spending mornings on the golf course ⛳
Or quiet days out on the water, fishing 🎣

Whatever your dream looks like… retirement is about living it—without worrying about your income.

It’s not just about how much you’ve saved.

It’s about how you turn those savings into a reliable paycheque that supports the life you’ve worked so hard for.

This month at Edward Jones, we’re focusing on Retirement Income Planning — helping you create a steady, tax-efficient income that lasts.
✔️ How much can you safely withdraw?
✔️ How do you minimize taxes?
✔️ Will your money last as long as you do?

You don’t have to figure this out alone.

If you’re nearing retirement or already there, this is the perfect time for a review.

📞 Let’s connect and make sure your retirement plan supports the life you’ve been dreaming about.

— Kasia & Team, Edward Jones Pembroke

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets...
05/30/2026

Markets closed last week hopeful that a U.S.–Iran peace deal will finally help unwind the shock to global energy markets seen this year, with equities hitting new record highs and bonds rebounding.

How did the markets perform this week? Get the highlights and the latest economic news.

One of the most common questions about Old Age Security (OAS) is when to start taking it. The standard age is 65, but yo...
05/28/2026

One of the most common questions about Old Age Security (OAS) is when to start taking it. The standard age is 65, but you can delay until age 70. Each choice affects how much you receive.

Starting at 65 means you begin receiving income earlier. But if you delay, your monthly payments increase by 0.6% for each month you wait, up to a maximum 36% increase at age 70.

So which option is right for you? It depends on several factors unique to your situation. Your current tax rate matters. If you're still working or have other significant income, delaying might make sense. Your total income matters too, because OAS is subject to a clawback if your income exceeds certain thresholds.

If you're approaching 65 and wondering when to start your OAS, reach out. I can help you evaluate your options based on your personal circumstances.

You asked – we answered! Here are the top 10 questions about Old Age Security (OAS)

Stocks continue to climb despite rising rates.
05/23/2026

Stocks continue to climb despite rising rates.

How did the markets perform this week? Get the highlights and the latest economic news.

05/21/2026

A balanced family budget isn't about deprivation or cutting everything you enjoy. It's about creating a realistic plan that supports your goals and fits your life.

Start with clear, achievable goals. Build in flexibility for unexpected expenses, because life rarely goes exactly as planned. Review your budget regularly and adjust as your circumstances change. The families who succeed with budgeting are the ones who stay consistent, not perfect.

And remember, you don't have to figure this out alone. Working with an advisor means having someone who can help you review your current situation, refine your goals, and create a strategy that can help keep you on track.

If you're ready to create a budget that works for your family's goals, reach out. I'm here to help.

Edward Jones proudly established a Canadian headquarters in Mississauga in 1994. On behalf of our thousands of associate...
05/18/2026

Edward Jones proudly established a Canadian headquarters in Mississauga in 1994. On behalf of our thousands of associates, happy 181st Victoria Day!

Whether you're firing up the grill, opening the cottage, or simply enjoying a well-deserved break, here's to celebrating community, connection, and the season ahead.

Wishing you a safe and wonderful long weekend!

As we know, markets this year have been robust. In fact, despite near 10% corrections in both the S&P 500 and Canadian T...
05/16/2026

As we know, markets this year have been robust. In fact, despite near 10% corrections in both the S&P 500 and Canadian TSX in March, and ongoing uncertainty around the Iran war and oil prices, stocks are back near all-time highs.

How did the markets perform this week? Get the highlights and the latest economic news.

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270 Lake Street
Pembroke, ON
K8A5M2

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