Edward Jones Financial Advisor Christine LeClair-Day

08/08/2026

When planning your estate, treating children fairly doesn't always mean dividing assets equally.

One child may want to continue operating the family business. Another may hope to keep the family cottage.

Estate equalization strategies can help families preserve important assets while keeping inheritances balanced. In some cases, life insurance may provide the liquidity needed to help ensure children are treated equitably without forcing the sale of a business, farm or cottage.

Wondering what approach works best for you? Let's explore strategies that can help support both your family and your legacy.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice. Please consult appropriate tax, legal and insurance professionals regarding your circumstances.

Life insurance can play a powerful role your estate planning, helping you to secure your family’s financial future.

08/03/2026

Markets rebounded strongly in the first half of 2026, with Canadian and U.S. large-caps up 11.2% and 13.9% respectively. Yet the labour market has been sluggish, Central Banks are on hold, and the Canadian economy is still finding its footing.

Have questions about what this means for your portfolio? Reach out, and let's review it together.

Our view on key market and economic topics to help you make decisions affecting your financial strategy.

08/01/2026

For many business owners, the business represents much more than an asset. It's part of their family's legacy.

One of the biggest estate planning challenges is determining how to transfer a business to a family member while preserving its value and minimizing tax implications.

In some situations, life insurance can play a role in a corporate estate transfer strategy, helping create liquidity and support a more tax-efficient transfer of wealth.

As an advisor, I help my clients plan what comes next–for their business and their family’s next generation. If you're thinking about the future of your business, let's connect and explore your options.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice. Please consult appropriate tax, legal and insurance professionals regarding your circumstances.

Life insurance can play a powerful role your estate planning, helping you to secure your family’s financial future.

07/28/2026

One thing that often gets overlooked in pension decisions is what happens after you’re gone.

For federal employees and others, choosing between staying in a defined benefit pension or taking the commuted value, estate planning can play a big role.

Staying in the pension usually means payments stop at death. Even survivor benefits are typically reduced, and there may be nothing left to pass on.

Taking the commuted value means the money remains yours in a Locked-In Retirement Account (LIRA) or similar account, and any remaining funds can usually go to your beneficiaries.

Your pension choice isn’t just about income today; it’s about your family’s future as well. If you’re thinking about how this fits into your overall plans, I’m happy to help you talk it through.

Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning lawyer or qualified tax advisor regarding your situation.

When you retire or change employers, you may face a significant financial decision: Should you stay in your pension plan, or transfer the assets to accounts under your control?www.edwardjones.ca/ca-en

07/25/2026

Our latest Monthly Portfolio Brief recaps the month of June, highlighting market performance across asset classes and sectors, making sense of market returns despite ongoing geopolitical risks and inflationary pressures, and discusses our latest portfolio construction guidance.

Read the full review and if you have questions about what it means for your portfolio, let's talk. Book a call with me today.

Learn more about your portfolio’s performance, and check out our recommendations for disciplined investors.

07/21/2026

💡 Not all investment income is taxed the same, and interest income is usually the least tax-efficient of them all.

If you're earning interest income within a savings account or hold GICSs or bonds in your portfolio, it's worth understanding exactly how they're taxed, and what that means for your overall investment strategy.

Watch to learn how savings accounts, GICs and bonds are taxed.

Edward Jones, its employees and financial advisors do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.

07/18/2026

If you’re a Government of Canada employee, deciding whether to stay in your defined benefit pension or take the commuted value is one of the biggest financial decisions you’ll ever make.

There’s no one size fits all answer. Your health, tax situation, comfort with risk, estate plans, and the details of the federal public service pension all matter — and they can change the outcome significantly.

I’ve outlined some key factors that are especially important for federal employees to consider when making this choice. Understanding how they apply to your situation can bring clarity and confidence.

If you’re navigating this decision, I’m here to help you walk through each factor and choose the path that aligns with your retirement goals.

Reach out for a personalized consultation.

07/14/2026

Financially fulfilled Canadians don't just feel different about money. They plan differently, prioritize differently, and they're far more likely to have someone in their corner.

New 2026 research from Edward Jones and Gallup found that 74% of financially fulfilled Canadians sought financial guidance from a professional financial advisor in the past year, compared to just 26% of those who are financially stressed.

Fulfilled Canadians are more likely to have:

• Emergency savings
• A retirement plan
• Funds set aside for major expenses

For those who are financially stressed, the focus is foundational:

• Reducing debt
• Building income
• Creating stability

The difference between stressed and fulfilled often comes down to having a clear plan and the right guidance to follow through on it. If you're ready to move from managing money to making it work toward what matters most to you, let's talk. Book a call with me today.

Source: Gallup & Edward Jones - Money and Meaning: Understanding Financial Fulfillment, 2026

Read our research on how values and emotions shape our relationship with money.www.edwardjones.ca/ca-en

07/11/2026

The most effective estate plans don’t just focus on documents, assets, or who gets what. They also consider the people entrusted with important responsibilities.

Family financial and estate planning meetings can help ensure that key individuals understand their responsibilities before they're called upon to act.

For example:
● Does your executor know they've been chosen?
● Does your power of attorney understand your wishes?
● Do the people you've selected know where important information can be found?

That's often just as important as having the documents themselves in place.

If you're considering a family estate planning meeting, I can help you develop an approach that aligns with your needs. Let’s connect.

Edward Jones, its employees and Edward Jones advisors are not estate planners and cannot provide tax or legal advice. Please consult appropriate tax, legal and insurance professionals regarding your circumstances.

07/07/2026

Under new Total Cost Reporting regulations from Canadian Securities Administrators (CSA) and Canadian Investment Regulatory Organization (CIRO), your 2026 annual cost report will now show fund expenses — like management fees, trading costs, and operations.

The total cost of investing includes:

• Fund expenses
• Transaction costs
• Operating fees associated with many common investments

To help demystify these terms and help you understand the changes that are coming, review our guide to understanding your annual costs report at www.edwardjones.ca/annual-cost-report?utm_term=1117003&utm_source=facebook&utm_medium=social_media&utm_content=3260046&EID=MDAwMDAwMTg4MjMxNQ%3D%3D

If you have any questions about these transparency changes or your upcoming report, please reach out to me. Let's connect to schedule a portfolio review and look over your accounts together.