Gretchen Casey - Mortgages by Gretchen, Trevi Mortgage Network

Gretchen Casey - Mortgages by Gretchen, Trevi Mortgage Network Helping Canadians make confident mortgage decisions since 2004.

I simplify the mortgage process, advocate for your best interests, and find solutions that fit your goals, not just the lowest rate.🏡 Mortgage Agent, Mortgages by Gretchen, Pineapple Lic #12830
Schedule 30-Minute Discovery Session: https://calendly.com/gretchen-6/30-minute-meeting
Application: https://gopineapple.ca/gretchencasey/preapproval
More: https://linktr.ee/GretchenCasey

09/09/2026

Feed the Need is such a worthy cause, hosting events like this one, called Empty Bowls. 🧡

Bank of Canada Holds at 2.25%, But U.S. Tariffs Could Shape What Comes NextThe Bank of Canada held its policy rate at **...
09/08/2026

Bank of Canada Holds at 2.25%, But U.S. Tariffs Could Shape What Comes Next

The Bank of Canada held its policy rate at **2.25%** last week, but one of the biggest issues to watch is growing: U.S./Canada trade uncertainty.

New U.S. tariffs could slow Canadian growth, investment and hiring, which would support keeping rates lower. But tariffs and counter-tariffs can also increase costs and inflation, potentially putting upward pressure on rates.

📉 Variable rates: For now, the outlook is relatively stable, but forecasts are divided. Some economists expect rates to remain unchanged through next year, while others see the possibility of gradual increases in 2027.

🏠 Fixed rates: Fixed mortgage rates are tied more closely to bond yields, so they can move before the Bank of Canada does. Trade uncertainty, inflation expectations and the economic outlook will all play a role.

*Bottom line: U.S. tariffs have added another layer of uncertainty, making mortgage strategy more important than simply trying to predict the next rate move.

Buying, renewing or refinancing? Let’s look at your options and build a strategy around your situation.

📅 Book a mortgage strategy call: https://calendly.com/gretchen-mortgagesbygretchen

🏡 A Simple Trick to Pay Your Mortgage Off FasterWant to chip away at your mortgage without making huge extra payments?Tr...
09/05/2026

🏡 A Simple Trick to Pay Your Mortgage Off Faster

Want to chip away at your mortgage without making huge extra payments?

Try rounding down your mortgage balance to the nearest $100 each month.

For example, if your balance is $355,307, make an extra $307 payment to bring it down to $355,000. Next month, check your new balance and repeat.

Those extra payments go directly toward your principal and, over time, can reduce interest and help you become mortgage-free sooner.

💡 Want to accelerate things even more? Consider accelerated bi-weekly payments.

Always check your lender’s prepayment privileges and annual limits before making extra payments.

Small extra payments. Less interest. More equity. Mortgage-free sooner. 🏡💚

💚 I’m so happy to be supporting the 2026 Autism Fun Fair in Whitby!Mortgages by Gretchen is proud to be sponsoring the F...
08/31/2026

💚 I’m so happy to be supporting the 2026 Autism Fun Fair in Whitby!

Mortgages by Gretchen is proud to be sponsoring the Face Painting 🎨 at this year’s event in support of Lake Ridge Community Support Services and their initiative.

Bring the family and join us on Saturday, September 12 from 11 AM–3 PM at the Abilities Centre. There will be bouncy castles, carnival games, face painting, a live DJ, food and drink vendors, raffles, a marketplace, and more.

Admission is FREE! I’d love to see some familiar faces there. 💚

Learn more and RSVP:
lrcss.com/funfair

🚗 Spotted around Durham Region lately?My wrapped car spends a lot of time on the road and parked throughout Durham Regio...
08/28/2026

🚗 Spotted around Durham Region lately?

My wrapped car spends a lot of time on the road and parked throughout Durham Region, and you’d be surprised how many conversations it starts!

I often get calls from people who tell me, “I saw your car,” followed by, “So I Googled you…” 👀

And I love it.

Whether you’re thinking about buying a home, your mortgage is up for renewal, you’re considering refinancing, or you simply have a mortgage question, I’m here for you.

So, if you spot my car while you’re out and about, consider it your sign to get that mortgage question answered. 🏡

See the car. Google me. Give me a call. 📲

🏡 Could a family member’s income help you qualify for a mortgage?If you’re trying to purchase a home but your debt servi...
08/27/2026

🏡 Could a family member’s income help you qualify for a mortgage?

If you’re trying to purchase a home but your debt service ratios are a little too high, contributory income could be an option worth exploring.

Contributory income allows you to include income from an eligible family member who will live in the home when qualifying for a mortgage.

For example, a parent who plans to live with you and contribute toward household expenses may have some of their income considered to help strengthen your mortgage application.

And here’s something many homebuyers may not realize: depending on the lender and situation, the family member contributing the income may not need to be on the mortgage application or become a co-owner of the property.

Every situation is different, and lender guidelines apply. If affordability or qualifying ratios are standing between you and your next home, you may have more options than you think.

📩 Send me a message and let’s look at the possibilities.

🎒 Back to school isn’t just for the kids; it’s a great time for a financial review, too.As routines get back on track th...
08/25/2026

🎒 Back to school isn’t just for the kids; it’s a great time for a financial review, too.

As routines get back on track this fall, it may be the perfect time to take a fresh look at your mortgage.

🏡 Is your renewal coming up in the next 6 months?
💰 Could refinancing help consolidate debt and improve monthly cash flow?
📈 Are you wondering whether your current mortgage still fits your goals?

You don’t have to wait until your renewal notice arrives to start planning. Getting ahead of it gives you time to understand your options and choose what works for you.

New school year. Fresh routines. Smarter mortgage planning.

Send me a message and let’s review your mortgage options.

🏡 **Building or renovating and running short on funds? There may be options.**This week, I helped a customer who started...
08/20/2026

🏡 **Building or renovating and running short on funds? There may be options.**

This week, I helped a customer who started building their cottage but ran out of money before finishing. They approached their bank for additional financing, but the bank couldn’t help.

Fortunately, I found a financing solution that got them the funds they needed to finish their cottage before winter. ❄️🔨

And this isn’t an unusual situation. I’ve helped many homeowners access funds to complete renovations, finish construction projects, or cover unexpected costs when their original budget wasn’t enough.

If you’re partway through a construction or renovation project and wondering how you’re going to pay to finish it, don’t assume you’re out of options just because your bank said no.

📲 Reach out to me directly by phone, text, or message me here. Tell me a little about your project and how much you need to finish it, and I’ll be happy to explore what financing options may be available.

Let’s get your project finished. 🏡🔑

08/18/2026

A great day on the course for an even greater cause. ⛳️💗

I'm so happy to have joined Rick, Amy, and Dario for an incredible charity golf tournament organized by Jennifer Rizzi, one of our Trevi Mortgage Network broker-owners, in support of the Princess Margaret Cancer Centre.

The best part? The event raised an amazing **$41,211.84** for cancer research and care. 🙌

A huge congratulations to Jennifer and everyone who helped make the day such a success. 👏🏼

Great people, a great day, and an even better reason to come together. 💗

If you want results like these when making your mortgage decisions, let's talk!Message me to schedule your 30-Minute Dis...
08/12/2026

If you want results like these when making your mortgage decisions, let's talk!

Message me to schedule your 30-Minute Discovery Session now!

Address

190 Ice Palace Crescent
Oshawa, ON
L1L0H2

Opening Hours

Monday 8:30am - 9pm
Tuesday 8:30am - 9pm
Wednesday 8:30am - 9pm
Thursday 8:30am - 9pm
Friday 8:30am - 9pm
Saturday 8:30am - 9pm

Website

,

Alerts

Be the first to know and let us send you an email when Gretchen Casey - Mortgages by Gretchen, Trevi Mortgage Network posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category