What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Harvest Mortgage Investment Corporation

Home
Canada
Whitby, ON
Harvest Mortgage Investment Corporation

Harvest Mortgage Investment Corporation is a mortgage investment company situated in Whitby, Ontario that provides niche alternative lending to Ontario.

With a combined experience of over 50 years in real estate and financial services our leadership team

11/02/2026

What is a MIC?
A Mortgage Investment Corporation pools money from many investors and lends it out as mortgages secured by real estate. The interest borrowers pay flows back to investors as dividends.
It's a way to take part in the lending side of real estate without being a landlord or a lender yourself.

Questions? Drop them below 👇

11/01/2026

November is Financial Literacy Month in Canada 🌱
All month we're sharing simple, no-jargon posts on how mortgage investing works, how a MIC is built, and how everyday Canadians put their savings to work in Ontario real estate.
Follow along and send us your questions. You work hard enough. Let your money help.

10/31/2026

Happy Halloween from Harvest MIC!👻

Not every surprise has to be scary! In real estate financing, unexpected challenges can happen—but having the right team to talk to can make all the difference.

This Halloween, we’re celebrating the creativity, collaboration, and problem-solving that help turn complicated financing situations into opportunities worth exploring.

Wishing our brokers, borrowers, investors, and partners a safe, fun, and spooktacular Halloween!

From all of us at Harvest MIC, have a fang-tastic Halloween! 🎃

10/30/2026

Not every real estate deal follows a straight path. Sometimes the timeline changes, the numbers look different, or traditional financing just doesn’t fit the situation.

That doesn’t mean you have to stop exploring your options. At Harvest Mortgage Investment Corporation, we look beyond the surface to understand the property, the borrower’s needs, and the plan moving forward.

Whether you’re a mortgage broker working through a challenging file or a borrower exploring alternative financing, let’s talk about what may be possible. The right solution starts with understanding the whole picture.

We don’t push products. We build solutions.

📩 Connect with Harvest MIC to discuss your next financing opportunity.

10/29/2026

Stop Looking at the Rate. Start Looking at the Bigger Picture.
Is the lowest mortgage rate always the best deal? Not necessarily.

When evaluating a mortgage, the interest rate is important—but it's not the only factor that affects your decision.

Consider what else matters:
- Timing: Can the financing meet your deadline?
- Flexibility: Does the structure fit your circumstances?
- Total cost: Have you considered the fees and other borrowing costs?
- Exit strategy: Do you have a realistic plan to repay or refinance?
A mortgage that looks attractive on paper may not be the right fit for your goals.

At Harvest MIC, we believe better financing decisions start with understanding the full picture—not simply chasing the lowest number.

Have a financing challenge that needs a different perspective? Let's talk about your client's goals and explore whether an alternative lending solution makes sense.

10/28/2026

Bank of Canada Raises Key Interest Rate to 2.5%

The Bank of Canada has raised its overnight policy rate by 0.25%, bringing it from 2.25% to 2.5%. With inflation climbing to 3.1% in September, this decision highlights the ongoing challenge of balancing rising prices with economic growth.

What does this mean for real estate investors and borrowers?

Changes in interest rates can influence borrowing costs, financing strategies, and real estate investment decisions. In a changing market, having access to flexible financing options and understanding your available solutions can make a difference.

At Harvest Mortgage Investment Corporation, we recognize that every borrower and real estate investment has unique needs. Our focus is on real estate-secured private lending solutions designed to help address financing challenges beyond traditional lending.

📩 Looking for alternative financing options? Connect with our team to explore potential solutions for your real estate goals.

10/26/2026

The right opportunity can come at any time. Are you ready to make your move?

A property worth investing in. A renovation that could unlock value. A financing deadline that requires a different approach.

Sometimes, the biggest challenge isn't finding the opportunity—it's finding the right financing strategy to act on it.

At Harvest Mortgage Investment Corporation, we understand that every borrower has different goals, timelines, and circumstances. Our solution-based approach to alternative lending helps explore financing options when traditional solutions may not be the right fit.

Don't let uncertainty keep you from exploring your options. Start the conversation early, understand the costs, and build a strategy that works for your situation.

Your next opportunity starts with the right conversation.

📩 Have a mortgage scenario to discuss? Connect with Harvest MIC and let's explore the possibilities.

10/24/2026

Once you understand what you're trying to accomplish, you can begin exploring which financing structure may make sense.

At Harvest MIC, we believe solution-based lending starts with understanding the situation.

10/23/2026

If you're thinking about a purchase, refinance, investment, or property project in 2027, October isn't too early to start planning.

Understanding your options ahead of time can give you more room to make informed decisions.

The next year's strategy can start today.

10/22/2026

Did you know a MIC can serve both investors and borrowers?

Investors can participate in a pooled mortgage investment structure, while borrowers can access alternative mortgage solutions for situations that may not fit traditional lending.

Two sides of the same lending ecosystem.

Address

1614 Dundas Street East
Whitby, ON
L1N8Y8

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://harvestmortgage.ca/

Alerts

Be the first to know and let us send you an email when Harvest Mortgage Investment Corporation posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.