Harvest Mortgage Investment Corporation

Harvest Mortgage Investment Corporation Harvest Mortgage Investment Corporation is a mortgage investment company situated in Whitby, Ontario that provides niche alternative lending to Ontario.

With a combined experience of over 50 years in real estate and financial services our leadership team

A short-term mortgage doesn't necessarily mean there's no long-term strategy.It can be used as a bridge while a borrower...
09/08/2026

A short-term mortgage doesn't necessarily mean there's no long-term strategy.

It can be used as a bridge while a borrower works toward:
✔️ A traditional refinance
✔️ A property sale
✔️ Credit improvement
✔️ Completion of a project
✔️ Another planned exit

At Harvest MIC, we look at the purpose of the financing and the plan behind it.
Short-term financing. Long-term thinking.

Happy Labour Day from Harvest Mortgage Investment Corporation! 🍁Today, we recognize and celebrate the dedication, hard w...
09/07/2026

Happy Labour Day from Harvest Mortgage Investment Corporation! 🍁

Today, we recognize and celebrate the dedication, hard work, and contributions of workers who help strengthen our communities and drive businesses forward.
May this Labour Day be a chance to pause, recharge, and enjoy time with family and friends.

From all of us at Harvest MIC, wishing you a safe, relaxing, and well-deserved Labour Day!

Not every file fits neatly into traditional lending guidelines.Maybe the client has:✔️ Unconventional income✔️ A short-t...
09/06/2026

Not every file fits neatly into traditional lending guidelines.

Maybe the client has:
✔️ Unconventional income
✔️ A short-term financing requirement
✔️ A unique property situation
✔️ A tight timeline
✔️ A complex financial history

Before assuming there isn't a solution, let's have a conversation.
Sometimes the first step is simply understanding the file.

A strong lending relationship is built on: ✔️ Trust ✔️ Communication ✔️ Transparency ✔️ Consistency At Harvest MI...
09/05/2026

A strong lending relationship is built on:

✔️ Trust ✔️ Communication ✔️ Transparency ✔️ Consistency

At Harvest MIC, we believe the best results come from long-term partnerships, not one-time transactions.

Sometimes you don't need an immediate answer.You need someone willing to sit down, understand the situation, and talk th...
09/03/2026

Sometimes you don't need an immediate answer.

You need someone willing to sit down, understand the situation, and talk through the possibilities.
At Harvest MIC, we value those conversations.

Because the right solution often begins with a simple question:
“Tell us what you're trying to accomplish.”

📊 RATE UPDATE | BANK OF CANADA HOLDS AT 2.25% 🇨🇦The Bank of Canada has held its overnight policy rate at 2.25%, marking ...
09/02/2026

📊 RATE UPDATE | BANK OF CANADA HOLDS AT 2.25% 🇨🇦

The Bank of Canada has held its overnight policy rate at 2.25%, marking the 7th consecutive decision without a change.

What’s behind the decision?

📈 Canada’s economy continues to show signs of resilience
📊 Economic growth remains a positive signal
⚠️ Inflation continues to create uncertainty
🌎 Global factors, including energy prices and trade developments, remain in focus

For borrowers, a rate hold means no immediate change to prime-linked borrowing costs.

For mortgage investors, however, the broader picture matters.

At Harvest Mortgage Investment Corporation, we continue to monitor interest rates, credit conditions, economic trends, and the Canadian mortgage market to help navigate an evolving investment environment.

📅 Next Bank of Canada rate announcement: October 28, 2026

Rates may be unchanged. The market isn’t standing still.

🏦 Harvest Mortgage Investment Corporation
Focused on Mortgage Investments. Built for the Long Term.

September often feels like a reset.Summer is winding down, routines return, and businesses and families start focusing o...
09/01/2026

September often feels like a reset.

Summer is winding down, routines return, and businesses and families start focusing on the months ahead.

It's also a good time to revisit your financial strategy.
Are your current financing arrangements still working for you?
Are there opportunities you've been putting off?
Do you have a plan for the remainder of 2026?

A fresh season can be a good time for a fresh perspective.

Summer moves quickly. Before fall arrives, it’s worth reviewing:✔️ Financing plans ✔️ Investment goals ✔️ Upcoming prope...
08/31/2026

Summer moves quickly.

Before fall arrives, it’s worth reviewing:
✔️ Financing plans
✔️ Investment goals
✔️ Upcoming property decisions
✔️ Opportunities that may require action in the next few months

A strong finish to the year often begins with a strong August.

Before making an investment decision, don't just ask:“What is the return?”Also ask:“What is the underlying security?”“Ho...
08/30/2026

Before making an investment decision, don't just ask:
“What is the return?”

Also ask:
“What is the underlying security?”
“How is risk being evaluated?”
“What is the lending strategy?”
“Who is managing the investment?”

Understanding the strategy behind an investment is just as important as understanding the potential return.

A declined application doesn't necessarily mean the door is closed.Sometimes the issue is timing.Sometimes it's structur...
08/29/2026

A declined application doesn't necessarily mean the door is closed.

Sometimes the issue is timing.
Sometimes it's structure.
Sometimes the borrower needs time to improve their financial position.

Alternative financing can sometimes provide a short-term path while a borrower works toward a longer-term solution.
The goal isn't simply to get approved. It's to create a plan for what comes next.

Address

1614 Dundas Street East
Whitby, ON
L1N8Y8

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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