David Hetti - Your Mortgage Expert

David Hetti - Your Mortgage Expert Commercial and Residential Mortgages/Financial Solutions 1st and 2nd Mortgages.

Self employed with no verifiable income or blemished credit clients are my specialization. Financing available for non conventional properties such as Farms, Acreage and Industrial properties. Financing available for discharged bankrupts and clients with on going credit proposals.

06/08/2026

Retirement looks different for everyone — but for a lot of Canadians, the biggest asset they have isn't in a savings account. It's the home they've lived in for decades.

A reverse mortgage can help homeowners 55+ turn that equity into real, tax-free cash — without selling, without moving, and without a single monthly payment.

You pay it back when you're ready — whether that's when you sell or pass the home on. Until then, it's yours.

06/05/2026

Tariffs, Rates & Mortgages — Why It Matters

The latest Canada–U.S. tariff disputes aren’t just a headline—they could impact your mortgage.

Tariffs can slow economic growth, increase inflation pressures, and create uncertainty around future interest rates. That means borrowers may continue to see a more cautious housing market and ongoing rate volatility.

If you’re buying, renewing, or refinancing, having the right mortgage strategy matters more than ever. Reach out for a mortgage review and let’s make sure you’re prepared for whatever comes next.

06/02/2026

🏡 Is the Canadian Dream Changing?

For years, the goal was simple: buy a home, pay it off, and retire debt-free.

Today, affordability challenges, higher living costs, and larger mortgage balances mean many Canadians are carrying debt longer and entering retirement with mortgages still in place.

But the dream of homeownership isn’t disappearing — it’s evolving.

Success today isn’t just about owning a home. It’s about having the right mortgage strategy, managing debt wisely, and planning for the future.

Whether you’re buying, renewing, or refinancing, having a plan has never been more important.

📞 Reach out today for a mortgage review and let’s build a strategy that works for your goals.

05/28/2026

Borrowers are starting to feel more confident again — especially when it comes to variable rates. 📉🏡

As renewal pressures ease and rate cuts become part of the conversation, many homeowners are looking for flexibility, lower payments, and opportunities to save interest over time.

But today’s market isn’t one-size-fits-all. The right mortgage strategy depends on your goals, comfort level, and future plans.

Renewing soon or unsure whether fixed or variable makes more sense? Let’s review your options and build a strategy that works for you. 📲

05/25/2026

Buying a home is a major commitment — and protecting it matters.

Creditor insurance can help cover mortgage payments or pay off your mortgage if illness, injury, or unexpected life changes occur.

It’s about protecting your home and your family’s future.

Not sure what coverage you have? Reach out today for a quick review of your options.

05/22/2026

THE CANADIAN HOMEOWNERSHIP ISN’T GONE -IT’S EVOLVING:

Rising living costs mean nearly two‑thirds of Canadians now rank affordability as the top national issue , and 84 % say buying a home feels like a luxury . Mortgage balances for homeowners aged 55–64 grew ~6 % last year , and almost one‑third of those retiring in 2025–26 expect to keep making mortgage payments . But with smart planning around renewals, equity and cash flow, homeownership is still within reach. Let’s build a strategy that protects your future and keeps your goals on track! 🏠✨

05/19/2026

Creditor Insurance: A Prudent Financial Choice for Maintaining Fiscal Stability. We keep your financial health in check.

05/12/2026

Will Bank of Canada cut the rates in June? Here is a look at some information to consider. We keep your financial health in check.

Address

57 Kenneth Avenue
Oshawa, ON
L1G5N3

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18664521100

Website

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