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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

David Hetti - Your Mortgage Expert

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Canada
Oshawa, ON
David Hetti - Your Mortgage Expert

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Commercial and Residential Mortgages/Financial Solutions 1st and 2nd Mortgages.

Self employed with no verifiable income or blemished credit clients are my specialization. Financing available for non conventional properties such as Farms, Acreage and Industrial properties. Financing available for discharged bankrupts and clients with on going credit proposals.

10/30/2026

The Bank of Canada just raised rates for the first time in 3 years. Is your budget ready? 👀 Watch till the end, then DM me “905-424-0695”

10/27/2026

Bank of Canada might hike rates for the first time since 2023 😬 Here's what it means for your mortgage. Renewing soon? Comment "RATES" and I'll run your numbers.

09/02/2026

08/27/2026

New tariffs just hit:

Your groceries, clothes, electronics—EVERYTHING is about to cost more 📈

This is happening NOW and most people have no idea.

What are you noticing getting more expensive?

08/26/2026

From rising insolvency filings to what’s really happening with rates — here’s what the numbers are telling us this week.

08/11/2026

Owned a home before? Don’t assume you’ve lost first-time buyer status. 🏡
Canada has more than one definition:
→ Federal (FHSA, HBP, tax credit): 4-year rule — haven’t lived in a home you owned in 4 years? You may qualify again.
→ Ontario land transfer tax refund: lifetime rule. Own once, anywhere, ever — you’re out. ⚠️
Different program, different test. Ask before you assume.
DM me and I’ll tell you which rules apply to your situation.

08/05/2026

Canada’s Mortgage Renewal Wall — Not as Bad as Feared?

Millions of Canadians who locked in ultra-low rates are hitting renewal — and bracing for payment shock. Turns out the outlook may be less severe than expected, with lenders offering longer amortizations & refinancing options to ease the transition.

08/04/2026

Rising rates got your mortgage payment feeling like a second job? 💸 You’re not alone — and you’ve got more options than you think. Extend your amortization, switch lenders, or restructure to actually fit YOUR budget. That’s literally our job. 📲 Reach out today, let’s fix this together.

07/31/2026

📈 New wildcard round just dropped — how well do you actually know your rates and bonds? 🎲 Think you can outsmart the market? Test your financial IQ and see how you stack up! 💰

Address

57 Kenneth Avenue
Oshawa, ON
L1G5N3

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18664521100

Website

http://mimortgage.ca/

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