Mortgages by Sabeena Bubber

Mortgages by Sabeena Bubber Mortgage Professional, Hall of Fame, Top 75 Broker in Canada, Woman of Influence, Broker of the Year Nominee, Award Winner, Philanthropist, Mom & so much more!

www.sabeenabubber.ca www.divorcecircle.ca www.brokerswhocare.ca www.myreversemortgage.ca I am very proud to say that since 2001 I have helped over 3000 clients borrow over $850 Million in mortgages. I have been named among the Top 50 Brokers in Canada by the CMP Magazine for several years running. In 2020, I was recognized for Canadian Mortgage Professional in the Hall of Fame. As well, I won an a

ward for Outstanding Philanthropy and Community service for my work as founder of www.100brokers.org which has helped families and causes in need for the last few years. In 2015 and 2016 I was named a finalist for Mortgage Broker of the Year, while Xeva Mortgage won Best Newcomer in the Canadian Mortgage Awards in 2015. On numerous occasions, I have been selected by CMP magazine as a Woman of Influence in the Canadian Mortgage industry; as a woman who has made her mark on this industry. In 2019, I received the Inspiration award from my peer group, Women in the Mortgage Industry for my work on 100 Brokers. I feel truly blessed for all the recognition and honours I have received for the work that I have done to help others.

September is hitting the ground running, and my calendar is packed with passion projects I am so excited to share with y...
09/07/2026

September is hitting the ground running, and my calendar is packed with passion projects I am so excited to share with you! 🎤✨

Sharing what I’ve learned over 30 years in this industry with other driven, passionate individuals fills my cup completely.

This month, I am so incredibly honoured to be taking the stage at two major summits to talk about financial empowerment, sustainable growth, and building a legacy.

Here is where you can find me:

📍 September 23rd: Vancouver, BC
I am moderating an incredible panel at the Her Wealth Summit 2026 Symposium at the gorgeous Vancouver Club!

💬 Panel: "Legacy By Design: Protecting your Wealth, Family and Future"

________

📍 September 24th: Toronto, ON
Then I’m hopping on a flight to Toronto for a special Fireside Chat at the Women in Mortgage Summit at The International Centre.

💬 Fireside Chat: "Building a Business That Lasts: Sustainable Growth, Succession, and Creating Long-Term Value"

If you are attending either of these events, please come up and say hi, I would love to connect! 💜



BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

Happy Labour Day weekend, my friends! ☀️💜⁠ ⁠As we officially wrap up summer and slide into that busy September rhythm, I...
09/04/2026

Happy Labour Day weekend, my friends! ☀️💜⁠ ⁠

As we officially wrap up summer and slide into that busy September rhythm, I wanted to pause and send a little extra love to everyone who works so hard to build a life they love.⁠

Whether you’re running your own business, managing a busy household, or working late nights toward that beautiful dream of homeownership, I see you, and you are doing absolutely amazing.⁠

I’m taking a little time today to unplug, enjoy a cold drink, and soak up the last of this gorgeous summer sunshine before the autumn rush begins

I truly hope you are doing the exact same!⁠

After the weekend, me and my team will be completely refreshed and ready to help you hit your fall financial goals... but for today?⁠

Let's just celebrate a beautiful end to summer 2026!⁠ ⁠What is everyone up to for this long weekend? Tell me in the comments! 👇🏽⁠

BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

The Bank of Canada has held its key interest rate at 2.25%.No change to the policy rate today, which means there are no ...
09/02/2026

The Bank of Canada has held its key interest rate at 2.25%.

No change to the policy rate today, which means there are no immediate changes to variable mortgage rates as a direct result of this announcement.

But here's your reminder that you don't need to wait for a rate cut to start exploring your options.

Whether you're buying, renewing, refinancing, or simply trying to understand your mortgage better, having a plan can help you feel more confident about what's ahead.

Every situation is different, and I'd be happy to walk through yours with you. Let's connect. 📩



BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

Reading words like this from a client I’ve walked alongside for two decades makes me stop and feel incredibly full-heart...
08/31/2026

Reading words like this from a client I’ve walked alongside for two decades makes me stop and feel incredibly full-hearted. 💜

When I say my mission is "Mortgage with Heart," this is exactly what I mean.

To me, being a broker isn’t about pushing paperwork or hitting a monthly sales target. It’s about building a relationships that last through all of life’s messy, beautiful, and unpredictable chapters.

From buying your first home to navigating career shifts, divorces, settlements, and big moves across provinces, your financial strategist should be the constant calm in the storm.

Thank you, B, for trusting me to be in your corner for the last 20 years. Serving as your trusted advisor through every twist and turn has been an absolute privilege. 💫

If you are looking for a broker who doesn’t just look at you as a single transaction, but as a person with a life to live and protect, I’m here. Let's start building your long-term plan today. 🫱🏼‍🫲🏽



BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

If your family is starting to burst at the seams and you’re dreaming of a bigger backyard, a dedicated home office, or j...
08/28/2026

If your family is starting to burst at the seams and you’re dreaming of a bigger backyard, a dedicated home office, or just a little more breathing room, you are definitely not alone. 🏡✨

In fact, right now is actually one of the most strategic windows we’ve seen in a long time to make that move happen. A lot of families are taking advantage of our current market to upsize, and for a really good reason.

The current market is giving buyer’s leverage. If you already own a home in BC, you are sitting on the ultimate chess piece to make your next move seamless.

Read below for some options for the mortgage process works when you're moving on up:

✨Rolling Your Equity Forward: You aren't starting from scratch. Step one is looking at your current property value and figuring out exactly how much net equity you can pull out to seamlessly fund your next, larger down payment.

✨The "Porting" Superpower: If you have a great interest rate locked into your current mortgage contract, you don't necessarily have to break it and pay a penalty! We can sometimes "port" your existing rate and terms over to the new home, and simply add a top-up loan for the difference.

Moving your family into a larger home is an exciting new chapter!

When you map out the logistics early, you can shop with absolute confidence and truly capitalize on this market.

🤍 Ready to see how the numbers look for your family's next big move?

DM me and let’s start mapping out your strategy today! 📲

Disclaimer: This post is for educational and conversational purposes only. Every family's financial puzzle is beautifully unique, so let's connect directly to review your specific numbers!



BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

Historically, finance was a conversation women were completely left out of. But today, on Women’s Equality Day, I want t...
08/26/2026

Historically, finance was a conversation women were completely left out of. But today, on Women’s Equality Day, I want to look at how much that narrative has shifted, and how much further we’re going.

True equality isn't just about finally getting a seat at the table. It’s about financial autonomy.⚖️

It’s about women confidently buying their own homes, scaling investment portfolios, navigating tough life transitions like asset separation, and building wealth entirely on their own terms. ✨

For me, being a woman in this industry means my job goes way deeper than just shopping for a rate. It’s about cutting through the financial noise so women can take full control of their future. Because when you understand your money, you have options.

You have independence. And honestly? That is a type of security nobody can ever take away from you. 💜

To every single woman out there breaking boundaries, building businesses, and saving for your own front-door keys: I see you, I celebrate you, and I am always proudly in your corner.

Let's keep raising the bar together. 🥂



BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

08/24/2026

Going through a separation? Before you put your home on the market, take a moment to understand your options.

One of the biggest mistakes I see is couples rushing to sell the family home before they've finalized their separation agreement.

While every situation is different, selling too early can sometimes mean:
• More moves than necessary
• Renting while you wait for your agreement to be finalized
• Delaying your ability to purchase your next home
• Added stress and unnecessary expenses during an already emotional time

That's why I encourage my clients to create a plan before making any major decisions. The right strategy can help protect both your finances and your future.

Of course, if there is domestic violence or you're in an unsafe situation, your safety always comes first. Please get to a safe place and seek the support you need.

Separation is one of life's biggest transitions, but you don't have to navigate it alone.

Through The Divorce Circle, we're here to help you understand your options, connect you with trusted professionals, and empower you to make informed financial decisions every step of the way. 🤍



BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

Fun fact about me: Before I look at your bank statements or credit score, I am looking at how your brain handles the con...
08/21/2026

Fun fact about me: Before I look at your bank statements or credit score, I am looking at how your brain handles the concept of money. ✨⁠ ⁠

About 10 years ago, I did some formal training and I was actually a certified in Neuro Linguistic Programming (NLP) and Hypnotherapy! I have also extensively studied the Neuro Change Method.

And honestly?

It is still one of my favourite secret weapons in finance.⁠ ⁠Buying a home or restructuring debt isn’t just a math problem.⁠ ⁠It’s an emotional journey.

Money can trigger a lot of subconscious stress, old family patterns, and deep anxiety. If you’ve ever felt paralyzed just thinking about looking at your finances, that’s just your nervous system talking!⁠

That’s why my approach to mortgages is a little different:⁠

✨ I don’t just crunch numbers or hand over a rate.⁠
✨ I use my coaching background to help you calm the financial noise.⁠
✨ We reframe those old money blocks so you can step into homeownership feeling empowered and completely at peace.⁠

Think of me as your financial strategist and your mindset cheerleader, all rolled into one. Let's make your next big move feel good, inside and out. 💫⁠ ⁠



BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

There is a big difference between surviving retirement and actually enjoying it. 🍹⁠ Lately, I’ve been talking to a lot o...
08/19/2026

There is a big difference between surviving retirement and actually enjoying it. 🍹⁠

Lately, I’ve been talking to a lot of seasoned homeowners across BC who love their neighbourhoods and have absolutely no desire to downsize.

But let's be real, with the cost of living what it is, staying "house rich but cash tight" can make it really hard to fully embrace life.⁠

If you want to inject some liquidity into your life without the stress of monthly bills, a Reverse Mortgage is an incredibly strategic tool that a lot of people overlook.⁠

If you are 55 or older, it essentially allows you to unlock a portion of your home’s equity into tax-free cash, with one massive bonus: there are absolutely no monthly mortgage payments required for as long as you live in your home.

It’s a beautiful way to:⁠

➡️ Eliminate monthly mortgage payments by paying off your mortgage and your debts

➡️ Cover unexpected expenses including medical expenses, house repairs, vehicle replacement and more

➡️ Fund those bucket-list travel plans while you’re active and healthy⁠

➡️ Take care of home upgrades so you can comfortably age in place⁠

➡️ Give your kids or grandkids an early inheritance when they need it most ⁠ ⁠

➡️ Supplement your retirement income by receiving monthly payments

You spent decades working hard to build equity in your home. There is absolutely nothing wrong with letting that equity work for you now so you can focus on enjoying the golden years.⁠

Want to see how the numbers look for your property? Reach out and I would love to help!⁠

Disclaimer: This post is for educational and informational purposes only. Every retirement scenario is unique, so let's connect directly to look at your specific goals!⁠ ⁠



BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

Consider this your friendly end-of-August public service announcement. If you locked in a mortgage pre-approval back in ...
08/17/2026

Consider this your friendly end-of-August public service announcement.

If you locked in a mortgage pre-approval back in May or June to go house hunting, I need you to go check your calendar right now.

Most bank rate holds last exactly 120 days. That means a massive wave of summer pre-approvals are scheduled to completely melt away on August 31st. 🫠💸

With the market getting ready to reset for the fall, letting a great rate slip through your fingers is the last thing you want to do. If your rate hold is expiring soon, we have two strategic moves we can make right now:

✨ The Extension Play: In some cases, we can negotiate with the lender to extend your rate hold just a little longer if you are close to making an offer.

✨ The Market Audit: If rates have actually improved since you first applied, we can completely swap your approval to pull in a better deal.

Don't let your summer peace of mind turn into a September scramble.

Let’s look at your paperwork this week and make sure your purchasing power is totally locked down and protected.

DM me and let's check your expiration date! 📲



BOOK A MEETING TODAY
Sabeena Bubber | Mortgage Broker + Financial Strategist
M: 604-862-8526
E: [email protected]
W: www.sabeenabubber.ca

Address

224 West Esplanade #500
North Vancouver, BC
V7M1A4

Telephone

+16048628526

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