George Rappos-Desjardins Insurance Agent

10/18/2026

“Life insurance is a scam.”

Okay… let’s talk about it.

A lot of people have strong opinions about life insurance without ever really understanding what it does, who it’s for, or how it can fit into a bigger financial plan.

So we’re breaking down the myths, one conversation at a time.

Still think it’s a scam? Tell us why in the comments.

10/13/2026

You insured your car. You insured your home. But what about the income that pays for both?

Most people don’t think about disability insurance until they need it.

An unexpected illness or injury could put your paycheque on pause, but your bills won’t follow.

Disability insurance helps protect your income when life doesn’t go according to plan.

Here’s a question worth asking: If you couldn’t work tomorrow, how long could you comfortably cover your expenses?

Something to think about.

10/11/2026

23 MILLION Canadians have life insurance. But here’s the million-dollar question… is yours actually enough?

A new home, a growing family, a business. Life changes, but has your coverage kept up?

Having life insurance is one thing. Having the right amount is another.

Be honest, when was the last time you actually reviewed your policy? This year, a few years ago, or never?

10/07/2026

10/05/2026

A slightly uncomfortable question for business partners:

If one of you wasn’t here tomorrow… could the other actually afford to buy you out?

Because having a buy-sell agreement on paper is one thing.

Having the money to follow through with it is another.

That’s where life insurance can come into the picture.

Send this to your business partner and ask them the question nobody wants to ask: are we actually prepared?

10/02/2026

Permanent life insurance isn’t only about what you leave behind.

Depending on how your policy is structured, it can build cash value over time and become part of a bigger long-term financial strategy.

The question is: is your life insurance only protecting your family, or is it working while you’re still here?

DM me to learn more!

10/02/2026

What if your life insurance could do more than pay out someday?

With certain permanent life insurance policies, you may be able to access the cash value built inside your policy and use it as a source of liquidity.

That could mean accessing funds for:
• a business opportunity
• a major purchase
• an unexpected expense
• another investment

But it isn’t “free money.” Interest can apply, and an outstanding loan may reduce your policy’s cash value or death benefit. The rules also depend on how your policy is structured.

The better question isn’t just, “How much life insurance do I need?”

It’s: “How can my policy fit into the rest of my financial strategy?”

Let’s talk… DM me to learn more!

09/28/2026

Protect what you’ve built. Support what you believe in.

Life insurance can be part of a legacy that gives back.

DM me to learn more!

09/23/2026

Life insurance at 16? Probably not the priority.

Most teenagers don’t have dependants, major debt or an income someone else relies on.

Life insurance is meant to protect the people financially depending on you.

For most teens, that person doesn’t exist yet.

09/22/2026

Yes, a life insurance claim can be denied.

But it typically comes down to the details: inaccurate information on the application, policy exclusions, missed premiums, or circumstances that fall outside the policy terms.

The best time to understand what your policy actually covers is before your family ever needs to use it.

Have questions about your coverage? DM me and let’s make sure you’re properly protected.