Renju Koshy, Mortgage Advisor

Renju Koshy, Mortgage Advisor Pre-Approvals | Refinance | First Time Home Buyer Approvals | Business Finance
(647) 501 2264

People spend 15 minutes choosing coffee.Then spend 15 seconds renewing a mortgage worth hundreds of thousands of dollars...
09/02/2026

People spend 15 minutes choosing coffee.

Then spend 15 seconds renewing a mortgage worth hundreds of thousands of dollars.

That part has never made sense to me.

🚨 STOP WAITING FOR 20%.One of the biggest myths in Canada is that you need 20% down to buy your first home.You don't.You...
08/26/2026

🚨 STOP WAITING FOR 20%.

One of the biggest myths in Canada is that you need 20% down to buy your first home.

You don't.

You need the right strategy. 🏡

✔️ Buy with as little as 5% down
✔️ Use gifted down payment funds
✔️ Take advantage of first-time buyer programs
✔️ Know exactly how much you can afford before you shop

Your dream home isn't getting cheaper while you wait.

It starts with a conversation.

Trade War LIVE - 50% Tariffs Hitting Canadian Soil NOW
08/24/2026

Trade War LIVE - 50% Tariffs Hitting Canadian Soil NOW

Mortgage Therapy™The only drink that:☕ Lowers your blood pressure🏠 Might lower your mortgage payment💸 Doesn't charge a c...
08/19/2026

Mortgage Therapy™

The only drink that:
☕ Lowers your blood pressure
🏠 Might lower your mortgage payment
💸 Doesn't charge a co-pay

Warning:
May cause unexpected savings and a sudden urge to tell your friends to stop renewing with their bank without shopping around. 😂

Everyone flexes the keys.Nobody talks about how to get them.First home?Low down payment?Self employed?New to Canada?Ther...
08/12/2026

Everyone flexes the keys.
Nobody talks about how to get them.

First home?
Low down payment?
Self employed?
New to Canada?

There's almost always a strategy.

📩 DM "HOME" and let's build yours.

No suit. No pressure. Just honest mortgage advice
08/05/2026

No suit. No pressure. Just honest mortgage advice

07/30/2026

💸 Your landlord is flying business class. You're paying for the ticket.

07/24/2026

5 money mistakes you're doing in your 30s

Anyone can quote a rate. Not everyone can structure a winning mortgage.Congratulations to our client—a single mother of ...
07/23/2026

Anyone can quote a rate. Not everyone can structure a winning mortgage.

Congratulations to our client—a single mother of 6—on purchasing her 3rd home, a $1.3M primary residence, with minimum down payment✅

We’re grateful for clients who trust us with one of the biggest financial decisions of their lives. Every file is a reminder that smart mortgage structuring can turn “maybe” into “approved.”

07/17/2026

Even mortgage brokers get a break... unlike your interest rate

Address

1 City Centre Drive
Mississauga, ON
L5B1M2

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