Lifeview Financial

06/30/2025

Happy Canada Day!

This year finds us reflecting on what it means to be Canadian.

If you are like us, we think you are happy to see that many Canadians have dusted off their sense of who we are and their Canadian pride - looking for ways to support each other in a true Canadian fashion.

Even though many of us feel that we have received some unfair treatment from our ally and neighbour to the south of us, it looks like we are becoming more unified and stronger as we stand together.

Let's all strive to be our best Canadian selves.

Have a safe and Happy Canada Day from our families to yours!

Health, Happiness & Success!
Deb, Kelly, James & the Lifeview Team

06/26/2025

Lifeview Update and Market Minute - June 2025

Exploring the Galápagos: A Family Adventure with National Geographic

Deb, Kelly, and Carter recently returned from an unforgettable journey to the Galápagos Islands—a once-in-a-lifetime experience made even more special by the unique access and expertise of National Geographic’s expedition team.

Over the course of several days, the family found themselves swimming alongside some of the world’s most fascinating creatures: playful sea lions, curious penguins, majestic sea turtles, friendly sharks, and a vibrant array of fish species that seemed to dance around them in the turquoise waters. Thanks to the exclusive routes and conservation access granted through their National Geographic guides, the family experienced remote corners of the archipelago that few travelers ever see.

But the adventure didn’t stop at wildlife encounters. The knowledgeable guides also helped Deb, Kelly, and Carter turn their smartphones and SLR’s into pro-level cameras—walking them through settings and techniques to capture the beauty of the islands in stunning detail.

One of the more memorable (and amusing) stories from the trip highlights just how dominant wildlife is in the Galápagos. On one island, where sea lions outnumber humans two to one, the town once installed a water slide on the beach for local children. But it didn’t last long—sea lions quickly claimed the slide as their own, using it non-stop until it was eventually removed!

It was a journey full of wonder, laughter, learning, and deep appreciation for the natural world. A true reminder of the magic that exists when you go just a little further off the beaten path.

Navigating Today’s Markets with Confidence June 2025 Edition

As we move into the summer months, we want to take a moment to update you on the current market landscape and what it means for your investments.

We are continuing to closely follow the recent Midnight Hammer Operation by the US on Iran's nuclear sites and the further escalations in the area and how they may affect your portfolios.

Markets & the Economy – What’s going on? After a strong first quarter, markets have entered a more volatile phase. Several key factors are contributing:

• Interest Rates: Central banks globally, including the Bank of Canada, have paused further rate hikes for now. Inflation is cooling, but not yet at target, which has kept rate cuts on hold.
• Geopolitical Tensions: Events in Eastern Europe and the Middle East have kept markets on edge, leading to short-term fluctuations.
• Tech & AI Boom: AI-driven companies continue to push markets forward, especially in the U.S., though valuations are starting to face more scrutiny.

Meanwhile, the Canadian economy is showing signs of resilience, with stable job numbers and moderating inflation — although high interest rates are putting pressure on consumers and small businesses.

What this means for your portfolio? Periods like this are exactly why we build diversified, goal-aligned portfolios.

• Balanced Exposure: Your portfolio includes a blend of equity, income, and alternative strategies designed to cushion volatility while still capturing long-term growth.
• Staying the Course: Reacting emotionally to short-term headlines often causes long-term harm. History has consistently rewarded investors who stay patient and focused.
• Rebalancing Opportunities: We continue to monitor your portfolio and will make adjustments as needed to maintain the right risk level and asset mix.

At Lifeview Financial, we continue to take a steady hand on the wheel. We’re reviewing opportunities in global markets, dividend income, and fixed income that are now more attractive in this current interest rate environment. We remain focused on quality — not just performance.

We’re here for you. If you’re feeling uncertain or have questions about your portfolio, this is the perfect time to connect. We’re happy to walk you through the current environment, your investment plan, and any life updates that may impact your strategy.

“Waiting helps you as an investor and a lot of people just can’t stand to wait. If you didn’t get the deferred-gratification gene, you’ve got to work very hard to overcome that.” - Charlie Munger

Have a wonderful summer!

Health, Happiness & Success!

Deb, Kelly and James

12/12/2024

Our Lifeview Financial Team recently hosted some of our clients at an advanced screening of Wicked - the movie version. We all enjoyed the movie and some popcorn! Zubeda, Rick, and their team at The Children's Breakfast Club joined us and graciously accepted all the food items from the generous do

11/28/2024

This year we asked our entrants to tell us about their Life Goals and their community involvement as well as what inspired them to choose their area of study.  We also asked them to define what they hope to achieve in their future career with their education.

11/09/2024

On November 7th, 1920, in strictest secrecy, four unidentified British bodies were exhumed from temporary battlefield cemeteries at Ypres, Arras, the Asine and the Somme.  None of the soldiers who did the digging were told why.  The bodies were taken by field ambulance to GHQ at

11/08/2024

On November 7th, 1920, in strictest secrecy, four unidentified British bodies were exhumed from temporary battlefield cemeteries at Ypres, Arras, the Asine and the Somme.  None of the soldiers who did the digging were told why.  The bodies were taken by field ambulance to GHQ at

10/17/2024

We recently spent a few days in Quebec City at the Investia Financial Services Inc. National Conference. As our head office is based out of this beautiful city they thought that it would be nice for advisors from across Canada, including ourselves to see Investia on its home turf so to speak AND it did not disappoint. We were treated to a personal tour of the Investia Head office by Louis DeConinck -the President of Investia. We were intrigued by the structure of how the head office was designed. The past few years they have combined the old original buildings inside the newly constructive renovations – the original brick and windows remain intact. The company, as well as the city is steeped in history, and tradition with an introduction of the new and modern aspects that are necessary in today’s world. The office environment is bright and cheery and encompasses the philosophy of work from anywhere. On any given day any of the management team could be sitting beside any of the employees. It is a very efficient and friendly work environment.

We are pleased to have chosen to work with Investia, as our Dealer – as the firm is on the cutting edge of many aspects of the Financial Services industry, specifically in the areas of technology, service and privacy.

Throughout the week we listened to many presentations on leadership, operational excellence, communication and of course the markets. Sebastian McMahon, the Chief Economist at iA Financial Group, provided us with an insight on The Economy & The Financial Markets. We have summarized some of his comments below that we thought you might find interesting:

- Overall, there is a positive sentiment regarding the markets

- We are likely heading into a coin toss of an election in the US, likely ending in a divided government – so essentially the status quo will remain for the next number of years in the US

- Central banks will start/continue easing – this means that we should continue to see a decline in interest rates going forward

- There are over 100 central banks in the world – currently “central banks are cutting rates in synchronization” (S. McMahon)

- There is more sensitivity in the Canadian housing market with decreasing interest rates than in the US (the difference being our 5- year mortgage terms versus the US 30- year mortgage terms)

- The markets always look 12 months ahead

- Economists (including Sebastian) meet with the Bank of Canada every 6 weeks and attend an annual meeting in Ottawa – they stay on top of what is going on in Canada and around the world

- The typical household is saving more

- Inflation is basically back under control; however, many items are still more costly than they were a few years ago

- The population growth will continue to increase the demand in housing

- As always diversification is key…….there are multiple drivers in several sectors of the economy – i.e. US technology (AI) and Canadian commodities; balance sheets in many of the companies are in good shape – the companies do not seem to be worried about the Canadian debt levels or population growth

We are here if you have any questions related to the above information or your portfolios, or your family’s financial situation.

Enjoy the fall colours AND if you ever get a chance to go to Quebec City, the three of us would highly recommend it. Bring your walking shoes and your appetite for good food and some wonderful Canadian history in any season!

Health, Happiness & Success!

Deb, Kelly and James

11/08/2023

Lest We Forget

As Remembrance Day approaches for another year…..the thoughts of previous wars are overshadowed by current wars around the world.  Often times, it seems like we are going back in time instead of into the future. We walked on these stones on the beaches of Normandy, in the photo above, wh

11/08/2023

Navigating Market Challenges with Confidence

We have taken significant time over the last several weeks to review with our partners what is happening in the world and how it impacts our clients’ portfolios.  See below the culmination of our efforts.  If you have any questions, please feel free to reach out.  We have

07/18/2023

Lifeview Financial is pleased to announce our 10th annual Helping Hands Scholarship!

10th Annual Helping Hands Scholarship

06/30/2023

Details on the New Tax Advantaged Account for First Time Homebuyers.

New Tax-Advantaged Account for First-Time Homebuyers

03/14/2023

https://lifeviewfinancial.com/blog-posts/2023/3/8/what-i-can-control-and-what-i-cant

Looking Behind and Ahead of 2023 In the world of investing and wealth accumulation, it is important to understand what we can and cannot control. 2022 was a challenging year for the markets with multiple factors such as the ongoing pandemic, the Russian war in Ukraine, rising interest rates and in