Monica The Mortgage Lady Inc.

05/09/2026

Thank you everyone for your kind comments on my last post🙏 Grateful to have such incredible people in my life ☺️🩷🥰

05/07/2026

Thank you, MCC! Im honoured to receive the National Social Media Award for 2025 🙏❤️

This was a big surprise! It was exciting to try something new and to make mortgages fun again.

I will repost the Reels 🤗

From the bottom of my heart, thank you for this award. Thank you to everyone who engaged, shared my posts, and had a chuckle 😃🫶

Let's keep the laughter going 🤗❤️

05/06/2026

Thank you, First National and my Business Development Manager, Yvonne Thomson, for the Ladies Appreciation High Tea Event 🤍

The Prince of Wales Hotel in Niagara-on-the-Lake was a spectacular place for the event. The history, architecture, and details were so stunning that I had to share some pics 🤗

It was so nice to have the opportunity to see the inside of this historic building! It was built in 1864, holds 110 rooms, and was visited by Queen Elizabeth II in 1973. It truly is a symbol of luxury and would be a lovely spot for a Mothers Day celebration if you're looking for something unique and special. 🌸

It was lovely to connect with some special ladies, take a break, and catch our breath.
Thank you so much again 🙏🙏🙏

05/02/2026

Thank you to all my clients and business partners for another phenomenal week!! And thank you for this kind testimony 🫶

Have a great weekend everyone!!

[email protected]
📞905 518 4533

04/30/2026

When the bank of Canada holds the lending rate steady, this means that the central bank did not change the key policy interest rate. Since the prime rate is directly tied to the bank of Canada's overnight rate, this means that the prime rate also remains unchanged. The prime rate is currently at 4.45%.

What does this mean for you? If you're in a Variable Mortgage, your payment will remain unchanged. If you have a secured or unsecured line of credit, your interest rate will remain unchanged.

Persistent inflation, bond yields, oil prices, and a high deficit in Canada will affect mortgage fixed rates. If your mortgage matures anytime this year or the start of 2027, and you would like to discuss your options please reach out to me anytime! Let's set up a time to connect ☎️📞

[email protected]
Cell 905 518 4533

04/22/2026

To my Assistant's, Wendy and Ally 🤍
Happy Administrator's Professionals Day!!! 💐

Today I celebrate you! I'm forever grateful for your loyalty and for the daily dedication you show to each and every client! 🙏

Wishing every hardworking professional Administrator a wonderful day today 🤍

04/11/2026

CALLING ALL FIRST TIME HOME BUYERS!!

What do you need to purchase this home?
5% Down Payment, $21,950
1.5% of the purchase price for closing costs approximately $6,500

Monthly Mortgage Payment $2,150
Monthly Property Taxes $200

If you would like to get pre-approved, and make this house your home sweet home, please reach out! Don't wait!

[email protected]
cell 905 518 4533

18 CAPNER Street, St. Catharines, Ontario L2P2K3

04/09/2026

Thank you, Yvonne and JoAnne, from First National for the memorable day in Toronto! These ladies are professionals, and they have hearts of gold! I'm grateful ️for them, and for everyone at First National, and for all they do for my clients. They are the gold standard and a high caliber of experts in the mortgage industry.

It was wonderful to meet the people behind the approvals and everything involved in funding mortgages on schedule day after day. So much respect 🙏🙏🙏

I'm feeling so grateful and so blessed ☺️

04/04/2026

[email protected]