Tracy Vrkljan - Mortgage Broker

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Tracy Vrkljan - Mortgage Broker An experienced lending expert providing the best mortgage products at the lowest possible cost. Tracy Vrkljan brings over 15 yrs.

of experience in real estate and financial management analysis to her role as Mortgage Agent with RMA – Real Mortgage Associates. Tracy’s experience has saved corporations millions of dollars in streamlining their logistical financial spend. If you are purchasing your first home, vacation cottage, commercial property, or any other specialty financing such as debt consolidation, refinancing, and home equity loans, Tracy can assist you in achieving those goals. Giving back to the community is a very important part of Tracy’s life. Tracy has been a volunteer team leader for seven years with the Victim Assistance Program operated within the Burlington OPP detachment. The VAVP provides short term support to victims of traffic fatalities and crime. Her efforts have been recognized by the Ministry of Citizenship and Immigration. Tracy’s attention to detail and reputation for service excellence is the cornerstone to her customers obtaining financial success.

Great Starter home. Open House Oct 25 1-2pm
10/23/2026

Great Starter home. Open House Oct 25 1-2pm

It means a lot when a client takes the time to share their experience.Behind every mortgage is a family, a plan, and a h...
10/22/2026

It means a lot when a client takes the time to share their experience.

Behind every mortgage is a family, a plan, and a home. We never lose sight of that.

Whenever the timing feels right, reach out.

Real Mortgage Associates, License #10464

Open House Oct 25th 2-4
10/22/2026

Open House Oct 25th 2-4

Kind words like these mean a lot to our team.Every mortgage is personal, and we treat it that way from the first call to...
10/22/2026

Kind words like these mean a lot to our team.
Every mortgage is personal, and we treat it that way from the first call to the keys.
Thinking about your next move? Let's start with a conversation.

12/16/2024
This is why you always put "conditional on financing" You maybe be pre approved financially but the lender may not want ...
07/12/2024

This is why you always put "conditional on financing" You maybe be pre approved financially but the lender may not want want to fiance the property for a variety of reasons. Don't get caught up in the excitement call and let's discuss your purchase before you make an offer.

Would-be homebuyers who backed out of a deal to purchase a B.C. property in a hot real estate market have been ordered to pay the seller the difference between what they offered and what he was able to sell the home for when the market cooled.

I have been saying this since last December it feels like 1996 again.
12/07/2023

I have been saying this since last December it feels like 1996 again.

Conditions in Ontario’s housing market have deteriorated to the loosest levels in over a decade, according to a report from TD Economics which warns of risk that market conditions could unravel even further.

https://youtu.be/XPBkSf2cdrE
11/18/2023

https://youtu.be/XPBkSf2cdrE

Mandy asks mortgage expert Tracy Vrkljan from Real Mortgage Associates questions about purchasing homes and mortgages.Did you know you can catch new episodes...

Address

578 Upper James Street
Hamilton, ON
L9C2Y6

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm
Sunday 9am - 8pm

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