Tracy Vrkljan - Mortgage Broker

12/16/2024

07/12/2024

This is why you always put "conditional on financing" You maybe be pre approved financially but the lender may not want want to fiance the property for a variety of reasons. Don't get caught up in the excitement call and let's discuss your purchase before you make an offer.

Would-be homebuyers who backed out of a deal to purchase a B.C. property in a hot real estate market have been ordered to pay the seller the difference between what they offered and what he was able to sell the home for when the market cooled.

12/30/2023

https://www.bnnbloomberg.ca/mortgage-rate-decline-encouraging-but-still-too-expensive-expert-1.2014692?utm_campaign=Daily%20News&utm_medium=email&_hsmi=287600312&_hsenc=p2ANqtz-__Or9OyVa1aLMta8DcZ8HwX9vAWGhjtWZyBvmd6bf2koaBbnjPzawx0PhClOqq3zmBIGUQLvNen-PzBHJKCD4gJb2A0w&utm_content=287600312&utm_source=hs_email

A downward trend in some Canadian fixed-mortgage rates may be welcome news for eager homebuyers, but real estate experts warn that housing affordability challenges persist.

12/07/2023

I have been saying this since last December it feels like 1996 again.

Conditions in Ontario’s housing market have deteriorated to the loosest levels in over a decade, according to a report from TD Economics which warns of risk that market conditions could unravel even further.

11/18/2023

https://youtu.be/XPBkSf2cdrE

Mandy asks mortgage expert Tracy Vrkljan from Real Mortgage Associates questions about purchasing homes and mortgages.Did you know you can catch new episodes...

06/09/2023

https://www.ctvnews.ca/business/should-you-take-advantage-of-the-first-home-savings-account-1.6430854

Personal finance contributor Christopher Liew explains how First Home Savings Accounts work, who’s eligible for the program, and outlines the contribution rules.

06/08/2023

https://www.bnnbloomberg.ca/what-mortgage-owners-need-to-know-about-the-bank-of-canada-s-rate-hike-1.1930184

The Bank of Canada’s surprise decision to raise interest rates will bring about higher mortgage costs, according to experts.

06/06/2023

https://www.bnnbloomberg.ca/what-economists-are-expecting-from-wednesday-s-bank-of-canada-decision-1.1929067

The Bank of Canada is set to release its latest interest rate decision on Wednesday and economists are largely anticipating rates to remain on hold yet again.

06/05/2023

https://www.bnnbloomberg.ca/boc-may-have-to-raise-rates-again-this-summer-given-recent-momentum-economists-say-1.1928869

Momentum in the Canadian economy is spurring speculation that a rate hike is on the way, but economists don't expect the Bank of Canada to pull the trigger this week.

06/03/2023

https://blog.remax.ca/what-is-included-in-closing-costs-when-you-buy-a-home/

What is included in closing costs when you buy a home? Here are six closing costs you may expect to pay when you buy a home in Canada.

06/01/2023

https://www.canadianmortgagetrends.com/2023/05/how-can-we-fix-canadas-housing-supply-crisis-this-panel-of-experts-has-some-ideas/

There's no doubt that Canada is currently in the midst of a housing supply crunch. The big question is, what can be done by governments to address it?