12/10/2025
The Bank of Canada announced today that it’s holding the overnight rate at 2.25%.
For homeowners, buyers, and anyone thinking about refinancing, this stability is welcome news. A rate hold means no immediate changes to variable-rate mortgages, and it gives buyers a little more certainty heading into the new year.
At Bold Mortgage Group, we’re here to help you understand what this means for your plans—whether you’re renewing soon, exploring pre-approvals, or just trying to feel confident about the path forward.
If you have questions about your mortgage, your options, or how to navigate the current market, reach out anytime.
We’re always here to help you make informed, confident decisions.