Miria Ferguson, Associate Mortgage Broker

11/03/2026

The latest Statistics Canada data on Canada’s gross domestic product (GDP) showed that the economy recorded no growth in August. The report follows a similarly flat result in July and comes just days after the Bank of Canada raised its policy rate by 25 basis points.

No growth in the Canadian economy last month, a second month of stagnation despite economists predicting modest gains.

11/02/2026

November is a great time to pause, check in with your money habits, and think about what you want your finances to help you achieve. Financial Literacy Month 2026 is a reminder that financial confidence is not built overnight. It grows through small decisions, honest conversations, and a better understanding of the tools available to you.

For many Canadians, money has felt more complicated in recent years. Housing costs, mortgage payments, debt, groceries, savings goals, and retirement planning can all compete for attention. Financial Literacy Month gives you a chance to slow down, ask questions, and take practical steps toward a stronger financial future.

Welcome Financial Literacy Month 2026 with practical tips for budgeting, debt, credit, mortgages, and building financial confidence.

10/29/2026

A fixer-upper house can be exciting, especially if you like the idea of creating a home that reflects your own taste. It can also be a practical way to enter the market at a lower purchase price, focus on location, or build equity through improvements. However, this type of purchase is not for every buyer.

Before you commit, it is important to understand what a fixer-upper really requires. The lower price can be appealing, but renovation costs, financing challenges, delays, and temporary living arrangements can quickly change the experience. The right candidate is not just someone who likes home projects. It is someone with patience, flexibility, a realistic budget, and the right mortgage plan.

Thinking about a fixer-upper house? Learn how to assess renovation costs, financing, timelines, and whether this purchase fits your goals.

10/28/2026

The Bank of Canada today increased its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%.

Since the July Monetary Policy Report, global economic activity has remained resilient, despite higher energy prices. In the United States, the economy continues to grow at a robust pace, supported by consumer spending and AI-related investment. Growth in the euro area has been resilient and broad-based. After slowing in the second quarter, Chinese growth rebounded in the third quarter, owing to strength in exports and a pickup in fiscal spending. With persistently elevated oil prices and refinery margins, inflation has risen in most countries.

Automatically view the rate announcement the moment it is published.

10/27/2026

Halifax can be a great place to buy a home, but the right answer depends on your budget, lifestyle, and long-term plans. The city offers a mix of urban convenience, coastal living, established neighbourhood, and nearby communities with more space. At the same time, buyers need to be realistic about affordability, monthly costs, and how competitive certain property types can be.

Is Halifax a good place to buy a home? Explore lifestyle, affordability, neighbourhoods, mortgage planning, and buyer preparation.

10/22/2026

Home renovations can make your space more comfortable today while also supporting long-term property value. The key is choosing projects that improve function, efficiency, and everyday livability, not just surface-level style. Whether you plan to sell soon or stay for years, the right upgrades can help your home feel fresher, work better, and appeal to future buyers.

Before you start, think about your budget, your timeline, and what your home needs most. Valuable renovations are usually the ones that solve real problems or improve the spaces people use every day.

Explore valuable home renovations, including kitchens, bathrooms, flooring, energy upgrades, flexible space, and smart financing tips.

10/21/2026

🏡 Thinking about buying your first home but not sure where to start?

Join Summer Matheson, REALTOR®, and I for a FREE First-Time Home Buyer Seminar!

We'll be chatting about everything you need to know to get started, including:

🏠 Understanding the home-buying process

💰 Down payments and closing costs

🔑 Getting pre-approved for a mortgage

📋 What lenders look for when qualifying you

💬 Answers to your home-buying questions!

Whether you're hoping to purchase your first home soon or just starting to explore your options, we'd love to see you there! No pressure, just helpful information to get you started.

📅 Sunday, October 25th

🕒 3:30 PM – 4:30 PM

📍 989 Young Avenue, Halifax

🎁 Bonus! The first 10 people to register will receive a Homebody candle from Alben Lane Candle Co.!

Everyone is welcome, and there's no cost to attend!

Register here to save your spot:

https://docs.google.com/forms/d/e/1FAIpQLSdnsJdJazmTGZJLbMQonBJuRK7wsd1XcAWOV-6swa3mP0D1EA/viewform

Feel free to share with anyone who might be thinking about buying their first home! 🏡

10/20/2026

Preparing for today’s housing market starts long before you book your first showing. Whether you are buying your first home, moving up, or getting back into the market after a few years away, the process can feel more manageable when you know your numbers, understand your priorities, and have the right professionals around you.

The housing market can change quickly, but strong preparation is always useful. Here are five practical ways to get ready before you make your next move.

Prepare for today's housing market with tips on down payments, credit, pre-approval, neighbourhood research, and building your home buying team.

10/15/2026

Making a strong home offer is about more than putting forward the highest price. Sellers also look at certainty, timing, conditions, communication, and whether the buyer seems ready to complete the purchase. In a competitive market, a well-prepared buyer can stand out by showing that their offer is serious, clear, and realistic.

The goal is not to take unnecessary risks just to win a property. It is to make your offer appealing while still protecting your finances and your ability to close with confidence.

Learn how to make your home offer stand out with pre-approval, clear terms, smart conditions, flexibility, and strong buyer preparation.