Robert Greg Matthews - TMG The Mortgage Group Atlantic

04/13/2026

Having a variety of loans could help strengthen your credit score — or harm it, depending on your spending and payment history. But a credit card, car loan and mortgage work differently, making it hard to know how to improve your number.

02/24/2026

Thinking about renovating this year? 🏡✨

Upgrading your home is exciting, but it’s essential to start with a clear plan! Before selecting finishes or calling contractors, make sure you understand your budget and the options available to you.

Your home equity could help fund your renovation goals while keeping your monthly payments comfortable.

Connect with a TMG Broker or Agent to explore how you can use the equity in your home to bring your vision to life! 💡💰

02/19/2026

If you're thinking about moving this spring, now is a good time to get pre-approved! Getting organized early usually makes the whole process smoother.

(902) 402-9779
[email protected]

Thinking about moving this spring? 🌸 Now's the perfect time to get your questions answered! Knowing your numbers early can help you shop with confidence and avoid last-minute stress. Want to run through some “what if” scenarios together? Talk with a TMG Mortgage Broker or Agent today! 💬

02/13/2026

The province’s new program lets eligible first-time buyers purchase with just two per cent down through select credit unions, but brokers warn the trade-offs could limit flexibility and increase long-term costs.

02/06/2026

Bank of Canada Governor Tiff Macklem warned that cutting interest rates while the economy is adapting to structural changes risks stoking future inflation.

02/04/2026

Quick breakdown showing how different debt payments can affect how much you qualify for. This uses the same household income of $120,000 for a first-time buyer couple, with the only difference being the debt payments.

Actual qualifying amounts can change depending on things like property taxes, condo fees, or interest rates.

02/02/2026

Breaking down the numbers for a $500,000 purchase using 5%, 10%, and 20% down.

If you can put 10% down and still keep some savings set aside, the higher down payment usually makes sense. If putting 10% down drains your savings and leaves you with nothing to fall back on, 5% may be the better option.

With 20% down, there’s no mortgage insurance and less interest paid over time.

01/28/2026

The Bank of Canada held interest rates steady, but officials made clear that they’re not sure about the duration of their pause, nor in which direction borrowing costs are headed.

01/27/2026

Mortgages can be confusing and may deter home buyers from achieving their homeownership dreams. Discover our blog where we debunk 5 common mortgage myths.

01/26/2026

📢 Bank of Canada Rate Announcement This Week

The Bank of Canada will be announcing its latest interest rate decision this week! Current market expectations suggest a rate hold, but we won't know for sure until the official announcement is made.

We'll keep a close eye on the decision and share key takeaways after it's announced. Stay tuned for insights on what this could mean for businesses, borrowers, and investors across Canada!

01/23/2026

Quick comparison using a $500,000 purchase price showing a 25-year vs. 30-year amortization.

There's no right or wrong choice here.

If you can manage the higher payment and want to minimize the total interest paid over the life of the loan, the 25-year option is probably the way to go.

If keeping payments lower is the priority while still having the flexibility to make extra payments when it makes sense, the 30-year option might not be a bad idea.

Happy to go through different scenarios if you want to see how this would look with your own numbers.

(902) 402-9779
[email protected]