Kristen Young - Merge Mortgage Group

Kristen Young - Merge Mortgage Group Partner, Mortgage Broker at Merge Mortgage Group

Sustainability has transitioned from a preference to a fiscal metric.Sixty-one percent of buyers now prioritize energy-e...
06/03/2026

Sustainability has transitioned from a preference to a fiscal metric.

Sixty-one percent of buyers now prioritize energy-efficient features, viewing them as a hedge against rising operational costs.

In the variable climates of the Prairies and the Pacific Northwest, an efficient home is a resilient asset.

We look at the total cost of ownership when structuring your financing.

Visit 𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚 to learn more.

πŸ“© Reach out now and let's get started!

While online mortgage research has doubled over the last two years, seventy percent of consumers still choose to work di...
06/01/2026

While online mortgage research has doubled over the last two years, seventy percent of consumers still choose to work directly with a dedicated professional to finalize their strategy.

The data points you in a direction, but a broker builds the path.

We clarify the numbers so you can make decisions with complete certainty.

Visit 𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚 to learn more.

πŸ“© Reach out now and let's get started!

The path to property ownership is evolving.CMHC data shows that over half of first-time buyers are now purchasing proper...
05/29/2026

The path to property ownership is evolving.

CMHC data shows that over half of first-time buyers are now purchasing properties with someone other than a spouse or partner.

Co-ownership is a sophisticated response to changing valuations.

By pooling capital, buyers are entering the market earlier and preserving liquidity.

We draft the mortgage frameworks that make these partnerships secure.

Visit 𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚 to learn more.

πŸ“© Reach out now and let's get started!

05/27/2026

Optimization is the new marker of stability.

Over half of current homeowners plan to renovate within the next five years, focusing on structural adaptations and secondary suites. In Alberta, it builds immediate equity. In BC, it maximizes premium square footage.

At Merge, we help you structure refinancing that funds these capital improvements seamlessly.

Visit 𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚 to learn more.

πŸ“© Reach out now and let's get started!

Calgary’s story for 2026 is one of resilience.While the market remains competitive, the growth is measured and grounded ...
05/25/2026

Calgary’s story for 2026 is one of resilience.

While the market remains competitive, the growth is measured and grounded in economic reality.

It is a sophisticated environment for both the first-time buyer and the seasoned investor.

Visit 𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚 to learn more.

πŸ“© Reach out now and let's get started!

Real estate is a significant investment. It deserves a refined process.We combine modern technology with local insight t...
05/22/2026

Real estate is a significant investment. It deserves a refined process.

We combine modern technology with local insight to make the complex feel simple.

No jargon, no clichΓ©s.

Just a clear path to your next move.

Visit 𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚 to learn more.

πŸ“© Reach out now and let's get started!

Alberta is entering a new chapter of sustainable real estate growth.The market is no longer defined by volatility, but b...
05/20/2026

Alberta is entering a new chapter of sustainable real estate growth.

The market is no longer defined by volatility, but by steady migration and economic stability.

Whether you are looking in the city core or the surrounding bedroom communities, understanding these local trends is key to making a smart investment.

Visit 𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚 to learn more.

πŸ“© Reach out now and let's get started!

Most brokers can get you to the 90% mark. Merge is defined by the final 10%: the meticulous follow-through that ensures ...
05/18/2026

Most brokers can get you to the 90% mark. Merge is defined by the final 10%: the meticulous follow-through that ensures your closing date remains a day of celebration, not stress.

Reliability is our most important metric.
Our clients choose us because they value a partner who is as invested in the closing as they are.

In the Alberta market, having a design-forward, detail-oriented team on your side makes all the difference.

Visit 𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚 to learn more.

πŸ“© Reach out now and let's get started!

Last-minute denials usually aren’t about the big picture. They are about the overlooked details: an undisclosed debt, a ...
05/16/2026

Last-minute denials usually aren’t about the big picture. They are about the overlooked details: an undisclosed debt, a change in employment status, or a simple paperwork error.

A mortgage approval is only as strong as the preparation behind it.

Many buyers find themselves facing unexpected hurdles just days before closing because of minor oversights.

At Merge, we believe in a proactive process that eliminates surprises before they start.

Visit 𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚 to learn more.

πŸ“© Reach out now and let's get started!

In April, we helped thirty-six families in Alberta and British Columbia to find their footing in the local market.At Mer...
05/14/2026

In April, we helped thirty-six families in Alberta and British Columbia to find their footing in the local market.

At Merge Mortgage Group, we view volume as a reflection of trust.

Every closed deal represents a household choosing the stability, space, and opportunity found here in our province.

Thank you for allowing us to guide your next move.

𝐰𝐰𝐰.𝐦𝐞𝐫𝐠𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.𝐜𝐚

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356 Cranston Road SE # 19584
Calgary, AB
T3M0K8

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