Rachel Rogerson - Mortgage Broker

Rachel Rogerson - Mortgage Broker Mortgage Broker | BC, AB, ON | Reverse Mortgage Specialist

Your offer got accepted. This is the part nobody warns you about.Between the accepted offer and the day you get the keys...
08/27/2026

Your offer got accepted. This is the part nobody warns you about.

Between the accepted offer and the day you get the keys, your file is not finished. Many lenders re-check your credit and confirm your employment again before they release the money, and anything that has changed in the meantime is something they will see.

Which is how a perfectly sensible person ends up buying a truck three days before closing and nearly losing the house. He was excited. He had just bought a home. Of course he was excited. Nobody had told him that a new loan at that exact moment could move his ratios enough to matter.

So the advice is dull, and the dullness is the point. Buy nothing on credit. Stay at the job you have. Leave your down payment where it sits. Do not open or close a credit card. Pay every bill on time, including the small ones, especially the small ones.

Three weeks of being extremely boring, and then the house is yours and you can buy whatever sofa you like.

If you are somewhere in that window right now and wondering whether something counts, ask me before you do it rather than after. That question has never once annoyed me.

Realtors, I know you have a version of this story. What is yours?

If you or someone you know is somewhere in that window right now, send them this, or send them to me. I love questions!

- Rachel

604-349-3037 www.rachelrogerson.com
[email protected]

Life changes a lot in five years.When you signed your last mortgage, you might not have had the second kid yet. Or the c...
08/15/2026

Life changes a lot in five years.

When you signed your last mortgage, you might not have had the second kid yet. Or the competition schedule. Or the new job, the aging parent, the business, the renovation you keep putting off.

Your mortgage didn't change with any of it.

But at renewal, it can. Rate, term, payment, amortization, whether you free up some cash flow or go harder at the balance. For a few weeks all of it is back on the table. Then it locks up again for another five years.

I'm Rachel - a mortgage broker here in Kitsilano, Vancouver, and an all-star cheer parent, which means you'll also find me in a cheer gym somewhere between Richmond and Abbotsford at 7am on a Sunday with a coffee that went cold hours ago.

So before you sign the renewal offer your bank mailed you, let's do a free review. Fifteen minutes, no obligation, and there are some really good options out there right now.

Message me, or book a time at the link: https://calendly.com/mortgage-rachelrogerson/mortgage-consultation
www.rachelrogerson.com

Call/text: 604-349-3037
Rachel
💙

The reverse mortgage myths that get the most airtime are the ones about losing your home. Those are easy to correct. The...
08/12/2026

The reverse mortgage myths that get the most airtime are the ones about losing your home. Those are easy to correct. The quieter ones are what actually stop people from asking the question.

Six of those myths are in here. That the funds count as income and will affect your OAS or GIS. That you have to take it all at once. That payments are not allowed. That 65 is the minimum age when it is really 55.

If you would rather see numbers than read myths, the calculator gives you a rough sense of how much equity you could access:
https://www.rachelrogerson.com/reverse-mortgage-calculator

Heard a myth that is not on the list? Send it my way.

Rachel Rogerson, Mortgage Broker
[email protected] or 604-349-3037

Here's a fun little Vancouver secret: our city hosts over 300 days of sunshine annually—yes, even with all that rain! ☀️...
08/12/2026

Here's a fun little Vancouver secret: our city hosts over 300 days of sunshine annually—yes, even with all that rain! ☀️ Whether you're sipping coffee in Kitsilano or hiking the Grouse Grind, sunshine and scenery go hand-in-hand here. Neighborhoods that catch those golden rays often shine in value too! 🌞 Let’s explore mortgage options that help you land in a sun-kissed spot you’ll love. Ready to brighten your home search?

Thirty years in the same house, on the same street. That's most of my clients - including my own family! I help Vancouve...
08/10/2026

Thirty years in the same house, on the same street. That's most of my clients - including my own family!

I help Vancouver homeowners, 55 and older, work out whether a reverse mortgage makes sense for them. Sometimes it does. Sometimes it doesn't - and I'd rather tell you that than sell you something.

Bring your family. Ask me anything.

Rachel Rogerson ¡ 604-349-3037 ¡ [email protected]



Reverse mortgages are often misunderstood. Let’s change that.Ask me all of your reverse mortgage questions! Message, cal...
08/07/2026

Reverse mortgages are often misunderstood. Let’s change that.

Ask me all of your reverse mortgage questions!

Message, call/text or email.
604-349-3037 | [email protected]

Rachel

You've built real equity in your Vancouver home. Let's explore what's possible.A reverse mortgage could help support the...
08/05/2026

You've built real equity in your Vancouver home. Let's explore what's possible.

A reverse mortgage could help support the retirement you want - on your terms. There's no pressure and no obligation, just a clear look at your options.

Ready to start the conversation? Message me or text/call 604-349-3037.

Is a reverse mortgage right for you? Let's find out together.Every situation is different, so I keep it simple: we sit d...
08/04/2026

Is a reverse mortgage right for you? Let's find out together.

Every situation is different, so I keep it simple: we sit down, I walk you through the real numbers - the benefits AND the fine print - and you decide from there. No pressure, no obligation.

Ready to have the conversation? Message me or call/text 604-349-3037 to book a free consultation.

MYTH: "The bank owns your home." ❌REALITY: You keep full ownership and title. You can live there as long as you like, an...
08/04/2026

MYTH: "The bank owns your home." ❌

REALITY: You keep full ownership and title. You can live there as long as you like, and it stays your home - always. A reverse mortgage is a loan against your equity, not a sale of it.

There's a lot of outdated information out there. If you've been putting off the conversation because of something you heard years ago, let's talk.

Message me or call/text 604-349-3037.

www.rachelrogerson.com

Hi! Rachel here. It's been a while, so I thought I'd reintroduce myself! I'm a mortgage broker, a cheer parent, and some...
07/22/2026

Hi! Rachel here.
It's been a while, so I thought I'd reintroduce myself! I'm a mortgage broker, a cheer parent, and someone who believes this stuff doesn't have to feel intimidating.

If you'd told me a few years ago I'd know every eight-count of a competition routine by heart, I wouldn't have believed you. But here we are: practice, competitions, bows, round-off back handsprings, repeat.

I wanted to share a little more of the real me here, not just another boring rate update. Because it turns out being a cheer parent lines up with the work I've done for 15 years: showing up, sweating the small details, and caring about the outcome like it's my own.

So if you ever have a mortgage question, big or small, or just want honest guidance, I'm always happy to help.

Call/Text: 604-349-3037
Email: [email protected]
Book a chat: https://calendly.com/mortgage-rachelrogerson/30min
Learn more: www.rachelrogerson.com

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Address

Kitsilano
Vancouver, BC

Telephone

+15874340729

Website

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