10/22/2026
Parents, loving your adult children doesn't mean you have to keep paying their bills.
One of the most important things you can teach your children is how to take financial responsibility for themselves.
Health insurance is a perfect example. Yes, you can keep your adult children on your health insurance until they're 26. But if they're working and have access to benefits through their employer, it's time to sit down together and compare their options.
If their employer's plan offers comparable coverage at a reasonable cost, it may be time for them to take on that responsibility.
And if you can afford to help them make the transition, I have no problem with that. But don't continue paying out of guilt or habit.
Remember, your job as a parent isn't to carry your children financially forever. It's to help them become strong enough to stand on their own.
