Rebecca McIntosh - Sun Life Financial advisor

03/13/2026

What exactly is term life insurance?

It’s an affordable option that helps you protect your loves ones.

Curious to learn more? Watch our quick explainer video to see how it works.

Ready to explore your options? Contact us now.

Transcript: What is term life insurance? Simply put, all types of life insurance can help provide your loved ones with financial security when you die. One common type of life insurance is called term life insurance. How does term life insurance work? Term coverage provides protection for a fixed payment amount, for a given number of years. This could be 10, 15, or 20 or more years. You can choose the amount of time you need. What happens if you die during this set time period? Then your beneficiaries – the people or person you want to leave money behind to – will get a tax-free death benefit. The death benefit refers to the amount of money your beneficiary gets when you die. The exact amount they get depends on how much coverage you buy. Your beneficiaries can then use the money from that benefit for any reason. For example, they can use it to pay: Debts, the mortgage or rent, child-care costs, tuition costs, funeral costs, living expenses, and more. Why choose term life insurance? Because of its affordability and flexibility, term life insurance can be a good solution to help you manage risk, while providing for your dependents. But its true value lies in the peace of mind it can offer. The assurance your loved ones can be financially supported at a time when they need it most.
For more tips and tools, visit sunlife.ca.

03/09/2026

Looking for lifelong protection, lasting value and financial flexibility? Permanent life insurance offers guaranteed lifetime coverage plus potential for cash value growth over time. Let's chat about options that fit into your long-term financial strategy. https://bit.ly/4bcHpue

03/06/2026

The clocks spring forward this Sunday. Daylight savings time returns, whether you’re a fan or not. 😉🌞🕰️

Get in touch to schedule your spring financial review. https://bit.ly/3OT9QG6

03/06/2026

A TFSA is more than just a savings account!

Watch this short video that breaks down TFSAs in easy terms. Discover:
- How it can help you save for various goals
- The tax advantages it offers

Let's discuss how a TFSA could fit into your financial picture!
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Transcript: What is a TFSA? Simply put, a tax-free savings account, or TFSA, is a type of savings account to help save for any need. How does a TFSA work? A TFSA doesn’t have to be a savings account at a bank. A TFSA can contain a variety of investments like: bonds, stocks, mutual funds, and exchange-traded funds. Money, or contributions, that you put into a TFSA, are made with after-tax dollars. This means you’ve already paid income tax, and won’t need to pay again when you make withdrawals in the future. Plus, you won’t pay tax on any investment growth in your TFSA. Whether you’re saving for a dream vacation, your first home, or your retirement, a TFSA can help. What is your TFSA contribution limit? A contribution limit is the maximum amount you can add to your TFSA each year. The annual TFSA contribution limit changes from year to year. The federal government determines these limits. You’re entitled to the lifetime contributions for every year after you turn 18 and are a Canadian resident. For example, let’s say you don’t have a TFSA and were 18 in 2009, when the government introduced the TFSA. In this case, if you were a Canadian resident throughout that entire time, you’d have full contribution room available. But if you became a Canadian resident in 2015, you’d start gaining contribution room then. The best way to find out how much you can contribute to your TFSA is through the Canada Revenue Agency. Whenever you need it, a TFSA is a smart way to save, and see your savings grow – tax-free. Find more tips and tools at sunlife.ca.

Find out how a TFSA is a smart way to save and see your savings grow – tax-free. Learn More: https://www.sunlife.ca/en/investments/tfsa/what-is-a-tfsa-video/

03/03/2026

Curious about RRSPs? Let's break it down!

In less than 2 minutes, learn RRSP basics including:
- How it can help you save for retirement
- The tax benefits of contributing

Watch the video to get started and reach out to discuss your personal RRSP strategy.
https://bit.ly/40DW3FQ
https://bit.ly/4rLscHz

Transcript: What is an RRSP? Simply put, a Registered Retirement Savings Plan, or RRSP, is a type of savings account that helps Canadians save for their retirement. How does an RRSP work? You can hold a variety of investments in your RRSP, like: stocks, bonds, GICs, and mutual funds. Any contributions or growth within your RRSP help you defer taxable income. This means you can defer taxes this year when you contribute, and defer taxes on any investment growth, until you choose to access the funds. For most, withdrawing from your RRSP at a later point in life means paying less tax. Think of it this way: you’ll probably be in a lower tax bracket when you’re retired in your 60s or 70s. So you’ll be paying less tax when you withdraw from your RRSP at that age. What’s your RRSP contribution limit? Your yearly contribution limit is 18% of your earned income, plus unused room from earlier years. Any money you put into an RRSP, up to the limit, reduces your taxable income for that year. Your RRSP contribution limit is calculated each year and will appear on the Notice of Assessment you receive after filing your taxes. For more tips and tools, visit sunlife.ca.

Find out, in simple terms, what an RRSP is and how it can help you save for retirement. Learn More: https://www.sunlife.ca/en/investments/rrsp/simply-put-wha...

02/25/2026

Help protect your family's future and save money too!

Get a discount on comprehensive coverage with the Term and Critical Illness Insurance bundle special offer. Take advantage of our 5% savings on CII premiums for the life of the policy*.

Let's chat about unlocking savings with lasting value! Hurry! This limited time offer ends soon.

*Terms and conditions apply.

02/20/2026

During economic uncertainty, it’s more important than ever to be prepared for the unexpected. Let’s chat about how we can help protect your business.

Transcript: It’s time to dig deep.

02/11/2026

Insurance isn’t just protection - it's a key part of your financial strategy. With Sun Life One Plan, you can integrate insurance into your financial roadmap to help preserve wealth, manage risk, and protect what matters most.

Let's help you unlock a lifetime of possibilities by aligning insurance with your long-term financial goals.

02/06/2026

Retirement brings the freedom to choose how to spend your money and time. But choices made in the initial rush of excitement could create problems in future.

Retirement brings the freedom to choose how to spend your money and time. But choices made in the initial rush of excitement could create problems in the future.

01/28/2026

Looking for flexibility?

Discover how insurance solutions can adapt to your needs — and life’s milestones.

Protect what matters most:

• Your mortgage
• Your kids' education
• Your income

Let's find a simple solution for your complex needs that could save you money.

Book a meeting with me today.

01/21/2026

Thinking about your family's future? Be prepared for life’s certainties and surprises with permanent life insurance. It helps offer protection today and a financial legacy for loved ones later. Find out how, get in touch. https://bit.ly/3LX8DfJ