Anjali Chadha at ARG Finance

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Anjali Chadha at ARG Finance Mortgage broker loan writer

29/09/2026

Fourth rate rise of the year. Highest cash rate since 2011.

The headline is done — here's what actually matters this week:

🏠 Home loan: has your lender passed on all four? And what are they offering new customers today? If those two numbers are different, you're paying for loyalty.

🏗️ Business: overdrafts, lines of credit and variable equipment finance move with the cash rate too. Check what your facility costs you now, not what it cost when you set it up.

📅 Tomorrow: the September-quarter inflation figures land. They'll say more about the next move than today's decision does. Don't lock anything in on the headline alone.

Not sure where you stand? Our Home Loan Health Check takes 30 seconds, no credit enquiry: https://argfinance.com.au/home-loan-tools-health-check-borrowing-capacity/
Business owner? Book an obligation-free 15-minute call: https://info.argfinance.com.au/commercial-finance-strategy-call

ARG Finance · Notting Hill & Williams Landing · 1300 511 655
Australian Credit Licence 389087. General information only — not financial or tax advice. Approval and terms subject to lender criteria and your circumstances.

18/08/2026

Take this 60-second refinance scorecard to see whether your current home loan is still competitive or quietly costing you more than it should.

10/08/2026

RBA DECISION TOMORROW — 2:30PM

The RBA hands down its cash rate decision tomorrow at 2:30pm.

After three rate rises this year took the cash rate to 4.35%, all four major banks now expect a hold — June quarter inflation came in softer than forecast.

What it means for you:
→ Variable rate borrowers: no immediate change expected, but lenders reprice independently of the RBA
→ Fixed rates rolling off soon: your revert rate is set by your lender, not the RBA
→ Business owners: funding costs look to have peaked — a good window to review facilities

We'll post the outcome tomorrow. If your loan hasn't been reviewed since the February rises, it's overdue.

📩 DM us or visit argfinance.com.au

anjali@argfinance.com.au
06/08/2026

[email protected]

Big change for SMSF property investors: from 10 August 2026, new SMSF loans (LRBAs) can only be used for business real property — not residential investment property. 🏗️
Already have an SMSF loan? Existing arrangements are grandfathered, and refinancing them can continue.
Not sure what this means for your plans? That's what a strategy session is for. We arrange investment and SMSF-compliant lending across 30+ lenders, working alongside your accountant or adviser.
📞 1300 511 655
General information only — not financial, tax or legal advice. Consider advice from a licensed financial adviser before making SMSF decisions. ARG Finance Pty Ltd | Australian Credit Licence 389087. Lending criteria apply.

anjali@argfinance.com.au
06/08/2026

[email protected]

Three rate rises in 2026. 📈 And still no call from your bank?
That's the loyalty tax — and many Melbourne homeowners may be paying it without realising.
Our loan health check takes one conversation. We compare your current loan against options from 30+ banks and lenders to see if there's a better deal for you. And if your loan still stacks up? We'll tell you that too.

📞 Call 1300 511 655 or drop into our Williams Landing or Notting Hill office to book your loan health check.
ARG Finance Pty Ltd | Australian Credit Licence 389087. Lending criteria apply.

anjali@argfinance.com.au
30/07/2026

[email protected]

What if the deposit standing between you and your first home could be 5% — not 20%? 🏡🔑
Under the Australian Government's Home Guarantee Scheme, eligible first home buyers may be able to buy with:
✨ Just a 5% deposit
✨ No Lenders Mortgage Insurance
✨ No income caps
Eligibility criteria, property price caps (which vary by location) and lending criteria apply — and that's exactly where we come in. We'll check whether you qualify, help you apply for pre-approval, and walk you through every step.
Your rent money could be building YOUR future, not your landlord's.
👉 Tap the link in bio for an obligation-free first-home chat — or call 1300 511 655. No pressure — just answers.
ARG Finance | Australian Credit Licence 389087

M: 0430785720E: anjali@argfinance.com.au
29/07/2026

M: 0430785720
E: [email protected]

Three rate rises in 2026. 📈 And still no call from your bank?
That's the loyalty tax — and many Melbourne homeowners may be paying it without realising.
Our loan health check takes one conversation. We compare your current loan against options from 30+ banks and lenders to see if there's a better deal for you. And if your loan still stacks up? We'll tell you that too.

📞 Call 1300 511 655 or drop into our Williams Landing or Notting Hill office to book your loan health check.
ARG Finance Pty Ltd | Australian Credit Licence 389087. Lending criteria apply.

anjali@argfinance.com.au
18/02/2026

[email protected]

🎉 Big news from Truganina! We've just settled a warehouse commercial loan that's paving the way for local business growth. 🚀 Whether you're dreaming of expanding your own business or curious about commercial loans, we're here to help make it happen.

Got questions about how we can help your business soar? Drop us a message or visit our website! Let’s make your business dreams a reality together. 🌟

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Werribee, VIC
3029

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